FIRST ESSEX BANCORP INC
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          36,529
<INT-BEARING-DEPOSITS>                             139
<FED-FUNDS-SOLD>                                   586
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    412,141
<INVESTMENTS-CARRYING>                          13,965
<INVESTMENTS-MARKET>                            13,965
<LOANS>                                        938,947
<ALLOWANCE>                                     12,353
<TOTAL-ASSETS>                               1,481,525
<DEPOSITS>                                   1,107,133
<SHORT-TERM>                                   212,970
<LIABILITIES-OTHER>                              6,473
<LONG-TERM>                                     48,574
                              975
                                          0
<COMMON>                                             0
<OTHER-SE>                                      95,720
<TOTAL-LIABILITIES-AND-EQUITY>               1,481,525
<INTEREST-LOAN>                                 58,916
<INTEREST-INVEST>                               21,951
<INTEREST-OTHER>                                 1,260
<INTEREST-TOTAL>                                82,127
<INTEREST-DEPOSIT>                              31,624
<INTEREST-EXPENSE>                              43,651
<INTEREST-INCOME-NET>                           38,476
<LOAN-LOSSES>                                    2,735
<SECURITIES-GAINS>                                (18)
<EXPENSE-OTHER>                                 23,657
<INCOME-PRETAX>                                 17,742
<INCOME-PRE-EXTRAORDINARY>                      10,847
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    10,847
<EPS-BASIC>                                       1.46
<EPS-DILUTED>                                     1.42
<YIELD-ACTUAL>                                     3.8
<LOANS-NON>                                      2,672
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   105
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                11,339
<CHARGE-OFFS>                                    2,102
<RECOVERIES>                                       381
<ALLOWANCE-CLOSE>                               12,353
<ALLOWANCE-DOMESTIC>                            12,353
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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