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December 31, 1999
Farmers(R)
Variable
Universal Life I
Annual
Report.
Includes annual reports for:
Kemper Variable Series
Scudder Variable Life Investment Fund
Janus Aspen Series
PIMCO Variable Insurance Trust
Templeton Variable Life Investment Fund
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FARMERS VARIABLE UNIVERSAL LIFE I is marketed exclusively by agents affiliated
with Farmers Insurance Group;
distributed by Investors Brokerage Services, Inc.; and
underwritten by Kemper Investors Life Insurance Company,
Long Grove, IL 60049-0001
Farmers Financial Services is not a separate entity and neither it nor
Farmers is engaged in the business of providing investment advice and is not
registered as an investment adviser or broker/dealer under the federal
securities laws.
