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[WMA SECURITIES, INC.(SM) LOGO]
POWER V
Variable Universal Life
1999 Annual Report
Includes Annual Reports for:
Kemper Variable Series
American Skandia Trust
Fidelity Variable Insurance Products Fund
Fidelity Variable Insurance Products Fund II
Fidelity Variable Insurance Products Fund III
Scudder Variable Life Investment Fund
[ZURICH KEMPER LOGO]
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[WMA SECURITIES, INC.(SM) LOGO]
Securities offered through
WMA Securities, Inc.
Member NASD & SIPC
5555 Triangle Parkway
Norcross, GA 30092
770/453-9300
POWER V is marketed exclusively by World Marketing Alliance, Inc.;
distributed by Investors Brokerage Services, Inc.; and
underwritten by Kemper Investors Life Insurance Company,
Long Grove, IL 60049-0001
PWRV-AN00 (2/00) [ZURICH KEMPER LOGO]
BULK RATE
U.S. POSTAGE
PAID
PERMIT NO. 240
PALATINE P&DC, IL
[ZURICH KEMPER LOGO]
1 KEMPER DRIVE
LONG GROVE, IL 60049-0001