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Previous: BANK OF GRANITE CORP, 10-Q, 2000-11-09 |
Next: HEALTHCARE INVESTORS OF AMERICA INC, 10QSB, 2000-11-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 21,568,177
<INT-BEARING-DEPOSITS> 383,200
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 85,208,725
<INVESTMENTS-CARRYING> 82,249,880
<INVESTMENTS-MARKET> 82,054,908
<LOANS> 436,513,944
<ALLOWANCE> 6,003,763
<TOTAL-ASSETS> 640,337,556
<DEPOSITS> 496,068,478
<SHORT-TERM> 22,563,618
<LIABILITIES-OTHER> 3,786,211
<LONG-TERM> 0
0
0
<COMMON> 11,496,460
<OTHER-SE> 106,422,789
<TOTAL-LIABILITIES-AND-EQUITY> 640,337,556
<INTEREST-LOAN> 32,900,701
<INTEREST-INVEST> 7,056,534
<INTEREST-OTHER> 706,295
<INTEREST-TOTAL> 40,663,530
<INTEREST-DEPOSIT> 12,955,146
<INTEREST-EXPENSE> 13,733,343
<INTEREST-INCOME-NET> 26,930,187
<LOAN-LOSSES> 2,938,286
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,572,743
<INCOME-PRETAX> 17,263,506
<INCOME-PRE-EXTRAORDINARY> 17,263,506
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 11,483,329
<EPS-BASIC> 1.01
<EPS-DILUTED> 1.01
<YIELD-ACTUAL> 0
<LOANS-NON> 1,543,104
<LOANS-PAST> 1,486,270
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,746,692
<CHARGE-OFFS> 1,933,125
<RECOVERIES> 251,910
<ALLOWANCE-CLOSE> 6,003,763
<ALLOWANCE-DOMESTIC> 6,003,763
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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