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<PAGE> PAGE 4
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<PAGE> PAGE 7
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 16
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SIGNATURE ALEX BOGOENKO
TITLE VICE PRESIDENT
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<TABLE> <S> <C>
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<NUMBER> 2
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<EXPENSE-RATIO> 1.12
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> Worldwide Balanced
<S> <C>
<PERIOD-TYPE> YEAR
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<PERIOD-START> JAN-01-1997
<PERIOD-END> DEC-31-1997
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<NUMBER-OF-SHARES-SOLD> 246,044
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<SHARES-REINVESTED> 3,920
<NET-CHANGE-IN-ASSETS> 2,035,186
<ACCUMULATED-NII-PRIOR> 6,429
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<PER-SHARE-NAV-BEGIN> 11.14
<PER-SHARE-NII> 0.29
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<PER-SHARE-NAV-END> 12.03
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> Worldwide Emerging Markets
<S> <C>
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<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> DEC-31-1997
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<EXPENSES-NET> 851,848
<NET-INVESTMENT-INCOME> 970,903
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<NUMBER-OF-SHARES-SOLD> 13,987,525
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<ACCUMULATED-NII-PRIOR> 6,429
<ACCUMULATED-GAINS-PRIOR> 148,742
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<GROSS-EXPENSE> 1,419,049
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<PER-SHARE-NII> 0.14
<PER-SHARE-GAIN-APPREC> (1.58)
<PER-SHARE-DIVIDEND> 0
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> Worldwide Real Estate
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JUN-24-1997
<PERIOD-END> DEC-31-1997
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<ACCUMULATED-GAINS-PRIOR> 0
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<GROSS-EXPENSE> 17,254
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<PER-SHARE-NAV-BEGIN> 10.00
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