HARTFORD LIFE INS CO PUTNAM CAPITAL MGR TR SEPARATE ACCT TWO
497, 1995-12-21
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                   PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT
                         Hartford Life Insurance Company

         Supplement Dated December 20, 1995 to the Putnam Capital Manager
                         Prospectus dated May 1, 1995


The subsection of the prospectus entitled "The Company" is amended as follows:

Effective December 20, 1995, Hartford Fire Insurance Company became an
independent, publicly traded corporation and is no longer a subsidiary of
ITT Corporation.





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