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<PAGE> PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT Hartford Life Insurance Company Supplement Dated December 20, 1995 to the Putnam Capital Manager Trust Prospectus dated May 1, 1995 The subsection of the prospectus entitled "The Company" is amended as follows: Effective December 20, 1995, Hartford Fire Insurance Company became an independent, publicly traded corporation and is no longer a subsidiary of ITT Corporation.
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