HARTFORD LIFE INS CO PUTNAM CAPITAL MGR TR SEPARATE ACCT TWO
497, 1999-08-05
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                     PUTNAM CAPITAL MANAGER VARIABLE ANNUITY
                         HARTFORD LIFE INSURANCE COMPANY

       SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
                   FOR PUTNAM CAPITAL MANAGER VARIABLE ANNUITY

Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.



HV- 2395
33-17207


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