HARTFORD LIFE INS CO PUTNAM CAPITAL MGR TR SEPARATE ACCT TWO
497, 1999-08-05
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                PUTNAM HARTFORD CAPITAL MANAGER VARIABLE ANNUITY
                         HARTFORD LIFE INSURANCE COMPANY

       SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
              FOR PUTNAM HARTFORD CAPITAL MANAGER VARIABLE ANNUITY


Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.



HV-2389
33-73566


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