SUPPLEMENT TO THE PROSPECTUS
PROSPECTUS DATED MAY 1, 1995
(AS SUPPLEMENTED AUGUST 8, 1995)
Phoenix Home Life Variable Accumulation Account
TEMPLETON INVESTMENT PLUS
The prospectus for the above Account is hereby supplemented by adding the
following paragraph under "Sales of Variable Accumulation Contracts," beginning
on page 25:
During the period November 1, 1995 through December 29, 1995, Phoenix
Home Life, through FTD, will pay the securities firm of TFS Securities,
Inc. ("TFS"), an amount equal to 5.25% of the purchase payments made
under the Contracts sold by TFS.
November 1, 1995 TLTFS STKR4 11/95
