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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) August 11, 1997
UNITED NATIONAL BANCORP
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(Exact name of registrant as specified in its charter)
New Jersey
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(State or other jurisdiction of incorporation)
000-16931 22-2894827
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(Commission File Number) (IRS Employer Identification No.)
1130 Route 22 East, Bridgewater, New Jersey 08807-0010
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(Address of principal executive offices)
(908) 429-2200
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(Registrant's telephone number, including area code)
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Item 5. Other Events.
The Company may make certain "forward-looking" statements from time to time as
part of the discussion of the Company's business, financial results or financial
condition. Such forward-looking statements are not historical facts and may
include expressions by the Company or its officers about their confidence or
strategies, or statements or discussions concerning such matters as (1) future
revenues, interest income, interest expenses, volume of loans or non-interest
income, whether relating to the Company as a whole or by area (such as mortgage
loans, car loans, credit card loans, commercial loans); (2) future earnings,
whether with respect to the remainder of a current fiscal year or any future
periods; (3) future domestic and/or international expansion; (4) future capital
expenditures; (5) acquisition related revenues, income, expense or costs, (6)
the effect of outsourcing of certain functions; (7) the effect of certain
corporate strategies; (8) future dividends; or (9) other specific
forward-looking information concerning the business, operations, financial
results or financial condition of the Company. NO SUCH FORWARD-LOOKING STATEMENT
IS INTENDED TO BE A GUARANTEE OF FUTURE EVENTS. IN EACH CASE, ACTUAL RESULTS MAY
DIFFER MATERIALLY FROM SUCH FORWARD-LOOKING STATEMENT. Some of the factors that
are likely to cause actual results to differ from any such expression of
confidence, outlook, estimate, plan or goal are set forth below. The following
factors are not intended to be all-inclusive:
Factors that could cause such a difference, include but are not limited to the
following: expected cost savings may not be fully realized or may not be
realized within the expected time frame; income or revenues may be lower than
expected or operating costs may be higher; competitive pressures in the banking
and financial services industries may increase significantly; the Company may
experience business disruption related to implementation of programs or
methodologies; general economic conditions either nationally or in New Jersey
may be weaker than expected; the effects of changes in legal and regulatory
barriers and structures; or there may be other unanticipated occurrences which
could delay the implementation of all or part of planned programs or
initiatives, increase the costs associated with any such project or decrease the
financial benefits of any such project.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
UNITED NATIONAL BANCORP
Dated: August 13, 1997 By: /s/ Thomas C. Gregor
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Thomas C. Gregor
Chairman, President and
Chief Executive Officer
