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PROSPECTUS SUPPLEMENT
DATED OCTOBER 2, 1995
TO EACH OF THE FOLLOWING:
Prospectuses dated May 1, 1995,
each as previously supplemented, for
DEFERRED VARIABLE ANNUITY CONTRACTS issued
by Golden American Life Insurance Company
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Prospectuses dated May 3, 1993, Prospectuses dated October 12, 1993,
each as previously supplemented, for each as previously supplemented, for
VARIABLE ANNUITY CERTAIN CONTRACTS issued VARIABLE ANNUITY CONTRACTS issued
by Golden American Life Insurance Company by Golden American Life Insurance Company
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(Collectively, the "Prospectuses")
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THIS SUPPLEMENT SHOULD BE RETAINED WITH YOUR PROSPECTUS.
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A Division has been added to invest in the Strategic Equity Series (the
"Series") of the The GCG Trust (the "Trust"). The Series is a newly created
portfolio managed by Zweig Advisors Inc. The Trust Annual Expenses
attributable to the Series are 1.00% of net assets. This expense is the same
as that charged in connection with the Multiple Allocation, Fully Managed,
Capital Appreciation, Rising dividends, All-Growth, Real Estate, Natural
Resources, and Value Equity Series. For expenses that you will pay for in
connection with $1,000 of initial premium invested in the Strategic Equity
Division, please refer to the examples provided in your Prospectus under the
caption "Fee Table."
In addition, information in the Prospectuses relating to the various series
of the Trust in which the Divisions invest is amended by the addition set
forth below.
STRATEGIC EQUITY DIVISION
STRATEGIC EQUITY SERIES
OBJECTIVE
Long term capital appreciation.
INVESTMENTS
Investment primarily in equity securities based on various equity market
timing techniques. The amount of the Series' assets allocated to equities
shall vary from time to time to seek positive investment performance from
advancing equity markets and to reduce exposures to equities when risk/reward
characteristics are believed to be less attractive.
PORTFOLIO MANAGER
Zweig Advisors Inc.
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