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PROSPECTUS SUPPLEMENT
DATED OCTOBER 2, 1995
TO EACH OF THE FOLLOWING:
Prospectus dated July 14, 1995,
as previously supplemented, for
FLEXIBLE PREMIUM LIFE INSURANCE POLICIES issued
by Golden American Life Insurance Company
Prospectuses dated May 1, 1991,
May 1, 1990, or September 29, 1989,
each as previously supplemented, for
FLEXIBLE PREMIUM LIFE INSURANCE POLICIES issued
by Golden American Life Insurance Company
(Collectively, the "Prospectuses")
__________
THIS SUPPLEMENT SHOULD BE RETAINED WITH YOUR PROSPECTUS.
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A Division has been added to invest in the Strategic Equity Series (the
"Series") of the The GCG Trust (the "Trust"). The Series is a newly created
portfolio managed by Zweig Advisors Inc. The Trust Annual Expenses attributable
to the Series are 1.00% of net assets. This expense is the same as that charged
in connection with the Multiple Allocation, Fully Managed, Capital Appreciation,
Rising dividends, All-Growth, Real Estate, Natural Resources, and Value Equity
Series.
In addition, information in the Prospectuses relating to the various series of
the Trust in which the Divisions invest is amended by the addition set forth
below.
STRATEGIC EQUITY DIVISION
STRATEGIC EQUITY SERIES
OBJECTIVE
Long term capital appreciation.
INVESTMENTS
Investment primarily in equity securities based on various equity market
timing techniques. The amount of the Series' assets allocated to equities
shall vary from time to time to seek positive investment performance from
advancing equity markets and to reduce exposures to equities when risk/reward
characteristics are believed to be less attractive.
PORTFOLIO MANAGER
Zweig Advisors Inc.
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IN 3457 SE 7/95
