Consent of Independent Auditors
The Shareholder and Board of Directors of
Aetna Life Insurance and Annuity Company:
We consent to the incorporation by reference in the registration statement on
Form S-2 of Aetna Life Insurance and Annuity Company and Subsidiaries (the
"Company") of our audit reports dated February 7, 2000 relating to the
consolidated balance sheets of the Company as of December 31, 1999 and 1998, and
the related consolidated statements of income, changes in shareholder's equity
and cash flows and all related schedules for each of the years in the three-year
period ended December 31, 1999, which reports appear in the December 31, 1999
annual report on Form 10-K of the Company and to the reference to our firm under
the heading "Experts" in the prospectus.
/s/ KPMG LLP
Hartford, Connecticut
October 27, 2000
