[Aetna Logo] Aetna Inc.
[Aetna Letterhead] 151 Farmington Avenue
Hartford, CT 06156-8975
Julie E. Rockmore
Counsel
AFS Law, TS31
October 27, 2000 (860) 273-4686
Fax: (860) 273-0385
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
Re: Aetna Life Insurance and Annuity Company
Registration Statement on Form S-2
Prospectus Title: ALIAC Multi-Rate Annuity
File No.: 333-______
Dear Sirs:
As counsel of Aetna Life Insurance and Annuity Company (the "Company"), I have
represented the Company in connection with the ALIAC Multi-Rate Annuity (the
"Account"), a credited interest option available under certain variable annuity
contracts, and the Form S-2 Registration Statement relating to such account.
In connection with this opinion, I or those for whom I have supervisory
responsibility, have reviewed the Registration Statement on Form S-2 for the
Account, including the prospectus, and relevant proceedings of the Board of
Directors.
Based upon this review, and assuming the securities represented by the Account
are issued in accordance with the provisions of the prospectus, I am of the
opinion that the securities, when sold, will have been legally issued, and will
constitute a legal and binding obligation of the Company.
I further consent to the use of this opinion as an exhibit to the Registration
Statement.
Sincerely,
/s/ Julie E. Rockmore
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Julie E. Rockmore
Counsel
Aetna Life Insurance and Annuity Company
