Exhibit 23.1
INDEPENDENT AUDITORS' CONSENT
To the Board of Directors and Stockholder of
CII Financial, Inc.
Las Vegas, Nevada
We consent to the use in this Registration Statement of CII Financial, Inc.
(the "Company") on Form S-4 of our report dated December 21, 2000, appearing in
the Prospectus, which is a part of this Registration Statement, and to the
references to us under the headings "Summary Historical Financial and Other Data
of CII Financial", "Selected Financial and Other Data" and "Experts" in such
Prospectus.
/s/DELOITTE & TOUCHE LLP
Las Vegas, Nevada
December 21, 2000
