<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
Basic earnings per share are $0.44. Diluted earnings per share are $0.43.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-mos
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 372,458
<SECURITIES> 2,250,240
<RECEIVABLES> 46,594
<ALLOWANCES> 0
<INVENTORY> 0
<CURRENT-ASSETS> 434,366
<PP&E> 253
<DEPRECIATION> 0
<TOTAL-ASSETS> 2,703,320
<CURRENT-LIABILITIES> 1,859,642
<BONDS> 741,251
0
0
<COMMON> 11,118
<OTHER-SE> 82,351
<TOTAL-LIABILITY-AND-EQUITY> 2,703,320
<SALES> 0
<TOTAL-REVENUES> 88,485
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 6,880
<LOSS-PROVISION> 2,374
<INTEREST-EXPENSE> 82,976
<INCOME-PRETAX> 7,489
<INCOME-TAX> 2,659
<INCOME-CONTINUING> 4,830
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,830
<EPS-BASIC> 0.44
<EPS-DILUTED> 0.43
</TABLE>