NORTH AMERICAN FUNDS
NSAR-B, 1999-12-28
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<PAGE>      PAGE  1
000 B000000 10/31/1999
000 C000000 00848103
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 A
001 A000000 NORTH AMERICAN FUNDS
001 B000000 811-005797
001 C000000 6172104520
002 A000000 286 CONGRESS STREET
002 B000000 BOSTON
002 C000000 MA
002 D010000 02210
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 15
007 C010100  1
007 C020100 EQUITY-INCOME FUND
007 C030100 N
007 C010200  2
007 C020200 U.S. GOVERNMENT SECURITIES FUND
007 C030200 N
007 C010300  3
007 C020300 MONEY MARKET FUND
007 C030300 N
007 C010400  4
007 C010500  5
007 C010600  6
007 C010700  7
007 C020700 GLOBAL EQUITY FUND
007 C030700 N
007 C010800  8
007 C020800 INVESTMENT QUALITY BOND FUND
007 C030800 N
007 C010900  9
007 C020900 GROWTH AND INCOME FUND
007 C030900 N
007 C011000 10
007 C021000 BALANCED FUND
007 C031000 N
007 C011100 11
007 C021100 NATIONAL MUNICIPAL BOND FUND
007 C031100 N
007 C011200 12
007 C011300 13
<PAGE>      PAGE  2
007 C021300 STRATEGIC INCOME FUND
007 C031300 N
007 C011400 14
007 C021400 INTERNATIONAL EQUITY FUND
007 C031400 N
007 C011500 15
007 C021500 SMALL/MID CAP FUND
007 C031500 N
007 C011600 16
007 C021600 INTERNATIONAL SMALL CAP FUND
007 C031600 N
007 C011700 17
007 C021700 GROWTH EQUITY FUND
007 C031700 N
007 C011800 18
007 C021800 TAX-SENSITIVE EQUITY FUND
007 C031800 N
007 C011900 19
007 C021900 EMERGING GROWTH FUND
007 C031900 N
007 C012000 20
010 A00AA01 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
010 B00AA01 801-54698
010 C01AA01 BOSTON
010 C02AA01 MA
010 C03AA01 02210
011 A00AA01 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
011 B00AA01 8-54698
011 C01AA01 BOSTON
011 C02AA01 MA
011 C03AA01 02210
012 A00AA01 STATE STREET BANK & TRUST COMPANY
012 B00AA01 85-05003
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02109
013 A00AA01 PRICEWATERHOUSECOOPERS
013 B01AA01 BOSTON
013 B02AA01 MA
013 B03AA01 02110
014 A00AA01 CYPRESSTREE FUNDS DISTRIBUTORS, INC.
014 B00AA01 8-50114
015 A00AA01 STATE STREET BANK & TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02109
015 E01AA01 X
018  00AA00 Y
019 A00AA00 N
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<PAGE>      PAGE  3
020 A000001 FRED ALGER
020 C000001    142
020 A000002 MORGAN STANLEY
020 C000002    112
020 A000003 FACTSET DATA SYSTEMS
020 C000003     86
020 A000004 DONALDSON LUFKIN & JENRETTE
020 C000004     84
020 A000005 BEAR STEARNS
020 C000005     77
020 A000006 MERRILL LYNCH
020 C000006     56
020 A000007 PAINE WEBBER
020 C000007     45
020 A000008 LEWCO SECURITIES
020 C000008     41
020 A000009 LIPPER ANALYTICAL SECURITIES
020 C000009     34
020 A000010 SCHRODER & CO
020 C000010     37
021  000000     1477
022 A000001 STATE STREET BANK
022 C000001   6244026
022 D000001         0
022 A000002 WARBURG SECURITIES
022 C000002   1840788
022 D000002      1192
022 A000003 LEHMAN BROTHERS
022 C000003    266947
022 D000003     26902
022 A000004 PAINE WEBBER
022 C000004    254010
022 D000004     14070
022 A000005 ABN AMRO
022 C000005    242021
022 D000005      7700
022 A000006 PARIBAS
022 C000006    227928
022 D000006      1896
022 A000007 GOLDMAN SACHS
022 C000007    113111
022 D000007     64469
022 A000008 NOMURA SECURITIES
022 C000008     80898
022 D000008     96232
022 A000009 BEAR STEARNS
022 C000009     58953
022 D000009     61949
022 A000010 FEDREAL HOME LOAN
022 C000010     55323
022 D000010     55323
<PAGE>      PAGE  4
023 C000000    9822152
023 D000000     659085
026 A000000 Y
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030 B00AA00  5.75
030 C00AA00  0.00
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031 B00AA00      0
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033  00AA00      0
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035  00AA00   1144
036 A00AA00 N
036 B00AA00      0
037  00AA00 N
038  00AA00      0
039  00AA00 N
040  00AA00 Y
041  00AA00 Y
042 A00AA00   0
042 B00AA00   0
042 C00AA00   0
042 D00AA00  72
042 E00AA00   0
042 F00AA00  28
042 G00AA00   0
042 H00AA00   0
043  00AA00   8586
044  00AA00      0
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
054 A00AA00 N
054 B00AA00 N
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
<PAGE>      PAGE  5
054 F00AA00 N
054 G00AA00 N
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 N
054 N00AA00 N
054 O00AA00 N
055 A00AA00 N
055 B00AA00 N
056  00AA00 Y
057  00AA00 N
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059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00     1000
077 A000000 Y
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078  000000 N
080 A00AA00 GREAT AMERICAN INSURANCE COMPANY
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008 D010101 BOSTON
<PAGE>      PAGE  6
008 D020101 MA
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008 C000102 801-856
008 D010102 BALTIMORE
008 D020102 MD
008 D030102 21202
008 A000103 GLOBAL ALLIANCE VALUE INVESTORS, LTD.
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008 D010103 LAFAYETTE
008 D020103 CA
008 D030103 94549
024  000100 N
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<PAGE>      PAGE  7
028 G010100      5087
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066 A000100 Y
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<PAGE>      PAGE  8
066 C000100 N
066 D000100 Y
066 E000100 N
066 F000100 N
066 G000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
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070 B010100 Y
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070 E010100 Y
070 E020100 N
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070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
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070 Q020100 N
070 R010100 N
070 R020100 N
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<PAGE>      PAGE  9
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073 B000100   1.1200
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<PAGE>      PAGE  10
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008 A000201 CYPRESSTREE ASSET MANAGEMENT
008 B000201 A
008 C000201 801-54698
008 D010201 BOSTON
008 D020201 MA
008 D030201 02210
008 A000202 SALOMON BROTHERS ASSET MANAGEMENT
008 B000202 S
008 C000202 801-32046
008 D010202 NEW YORK
008 D020202 NY
008 D030202 10048
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<PAGE>      PAGE  11
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<PAGE>      PAGE  12
062 R000200   0.0
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067  000200 N
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<PAGE>      PAGE  13
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<PAGE>      PAGE  14
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008 D030301 02210
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<PAGE>      PAGE  15
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<PAGE>      PAGE  16
062 Q000300   0.0
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064 A000300 N
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067  000300 N
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070 D020300 N
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070 F020300 N
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070 G020300 N
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070 I020300 N
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<PAGE>      PAGE  17
072 A000300 12
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<PAGE>      PAGE  18
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008 A000701 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
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<PAGE>      PAGE  19
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<PAGE>      PAGE  20
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<PAGE>      PAGE  21
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<PAGE>      PAGE  22
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<PAGE>      PAGE  23
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<PAGE>      PAGE  24
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<PAGE>      PAGE  25
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<PAGE>      PAGE  26
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<PAGE>      PAGE  27
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<PAGE>      PAGE  29
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<PAGE>      PAGE  31
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<PAGE>      PAGE  33
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<PAGE>      PAGE  34
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<PAGE>      PAGE  35
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<PAGE>      PAGE  36
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<PAGE>      PAGE  37
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070 L021100 N
070 M011100 N
070 M021100 N
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070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
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<PAGE>      PAGE  38
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<PAGE>      PAGE  39
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008 B001301 A
008 C001301 801-54698
008 D011301 BOSTON
008 D021301 MA
008 D031301 02210
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<PAGE>      PAGE  40
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<PAGE>      PAGE  41
064 A001300 N
065  001300 N
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070 C021300 N
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070 D021300 N
070 E011300 N
070 E021300 N
070 F011300 N
070 F021300 N
070 G011300 N
070 G021300 Y
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070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 Y
070 J021300 Y
070 K011300 Y
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070 N021300 Y
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070 P011300 N
070 P021300 N
070 Q011300 N
070 Q021300 N
070 R011300 N
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<PAGE>      PAGE  42
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<PAGE>      PAGE  43
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008 A001401 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001401 A
008 C001401 801-54698
008 D011401 BOSTON
008 D021401 MA
008 D031401 02210
008 A001402 J.P. MORGAN INVESTMENT MANAGEMENT INC
008 B001402 S
008 C001402 801-21011
008 D011402 NEW YORK
008 D021402 NY
008 D031402 10036
008 A001403 MORGAN STANLEY INVESTMENT MANAGEMENT, INC.
008 B001403 S
008 C001403 801-15757
008 D011403 NEW YORK
008 D021403 NY
008 D031403 10020
024  001400 Y
025 A001401 NOMURA SECURITIES CO., LTD
025 C001401 E
025 D001401      99
025 A001402 DAIWA SECURITIES GROUP
025 C001402 E
025 D001402      53
025 A001403 ABN AMRO
025 C001403 E
025 D001403     104
025 A001404 CREDIT SUISSE HOLDING
025 C001404 E
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025 A001405 DEUTSCHE BANK
025 C001405 E
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<PAGE>      PAGE  44
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<PAGE>      PAGE  45
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066 C001400 N
066 D001400 Y
066 E001400 N
066 F001400 N
066 G001400 N
067  001400 N
068 A001400 N
068 B001400 Y
069  001400 N
070 A011400 Y
070 A021400 Y
070 B011400 Y
070 B021400 N
070 C011400 Y
070 C021400 N
070 D011400 Y
070 D021400 N
070 E011400 Y
070 E021400 N
070 F011400 Y
070 F021400 Y
070 G011400 Y
070 G021400 N
070 H011400 Y
<PAGE>      PAGE  46
070 H021400 N
070 I011400 Y
070 I021400 N
070 J011400 Y
070 J021400 N
070 K011400 Y
070 K021400 Y
070 L011400 Y
070 L021400 Y
070 M011400 Y
070 M021400 Y
070 N011400 Y
070 N021400 Y
070 O011400 Y
070 O021400 N
070 P011400 N
070 P021400 N
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
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<PAGE>      PAGE  47
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008 A001501 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001501 A
008 C001501 801-54698
008 D011501 BOSTON
008 D021501 MA
008 D031501 02210
008 A001502 FRED ALGER MANAGEMENT, INC.
<PAGE>      PAGE  48
008 B001502 S
008 C001502 801-06709
008 D011502 JERSEY CITY
008 D021502 NJ
008 D031502 07302
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<PAGE>      PAGE  49
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066 D001500 N
066 E001500 N
066 F001500 N
066 G001500 N
067  001500 N
068 A001500 N
068 B001500 N
069  001500 N
070 A011500 Y
070 A021500 N
<PAGE>      PAGE  50
070 B011500 Y
070 B021500 N
070 C011500 Y
070 C021500 N
070 D011500 Y
070 D021500 N
070 E011500 Y
070 E021500 N
070 F011500 Y
070 F021500 N
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070 G021500 N
070 H011500 Y
070 H021500 N
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070 I021500 N
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070 J021500 N
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070 K021500 Y
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070 M021500 N
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070 P011500 N
070 P021500 N
070 Q011500 N
070 Q021500 N
070 R011500 N
070 R021500 N
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<PAGE>      PAGE  51
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<PAGE>      PAGE  52
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008 A001601 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001601 A
008 C001601 801-54698
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008 D031601 02210
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<PAGE>      PAGE  53
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066 D001600 N
066 E001600 N
066 F001600 N
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<PAGE>      PAGE  54
069  001600 N
070 A011600 Y
070 A021600 Y
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070 F021600 N
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070 H011600 Y
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070 I021600 N
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<PAGE>      PAGE  55
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074 F001600    15131
074 G001600        0
074 H001600        0
074 I001600       66
074 J001600      449
074 K001600        0
074 L001600       28
074 M001600       54
074 N001600    16795
074 O001600     1043
074 P001600       17
074 Q001600        0
074 R011600        0
074 R021600        0
074 R031600        0
074 R041600       37
074 S001600        0
074 T001600    15698
074 U011600      325
<PAGE>      PAGE  56
074 U021600      527
074 V011600    18.37
074 V021600    18.83
074 W001600   0.0000
074 X001600     1865
074 Y001600        0
075 A001600        0
075 B001600    15204
076  001600     0.00
008 A001701 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001701 A
008 C001701 801-54698
008 D011701 BOSTON
008 D021701 MA
008 D031701 02210
008 A001702 FOUNDERS ASSET MANAGEMENT, INC.
008 B001702 S
008 C001702 801-8049
008 D011702 DENVER
008 D021702 CO
008 D031702 80206
024  001700 Y
025 A001701 CHARLES SCHWAB
025 C001701 E
025 D001701     239
025 A001702 MERRILL LYNCH
025 C001702 E
025 D001702     214
025 A001703 MORGAN STANLEY DEAN WITTER
025 C001703 E
025 D001703     210
025 D001704       0
025 D001705       0
025 D001706       0
025 D001707       0
025 D001708       0
028 A011700      1007
028 A021700         0
028 A031700         0
028 A041700       591
028 B011700       938
028 B021700         0
028 B031700         0
028 B041700       900
028 C011700      1091
028 C021700         0
028 C031700         0
028 C041700      1104
028 D011700       999
028 D021700         0
028 D031700         0
<PAGE>      PAGE  57
028 D041700       972
028 E011700       915
028 E021700         0
028 E031700         0
028 E041700      1096
028 F011700       833
028 F021700         0
028 F031700         0
028 F041700       745
028 G011700      5783
028 G021700         0
028 G031700         0
028 G041700      5408
028 H001700       974
045  001700 Y
046  001700 N
047  001700 Y
048  001700  0.000
048 A011700    50000
048 A021700 0.900
048 B011700   150000
048 B021700 0.850
048 C011700   300000
048 C021700 0.825
048 D011700        0
048 D021700 0.000
048 E011700        0
048 E021700 0.000
048 F011700        0
048 F021700 0.000
048 G011700        0
048 G021700 0.000
048 H011700        0
048 H021700 0.000
048 I011700        0
048 I021700 0.000
048 J011700        0
048 J021700 0.000
048 K011700   500000
048 K021700 0.800
062 A001700 N
062 B001700   0.0
062 C001700   0.0
062 D001700   0.0
062 E001700   0.0
062 F001700   0.0
062 G001700   0.0
062 H001700   0.0
062 I001700   0.0
062 J001700   0.0
062 K001700   0.0
<PAGE>      PAGE  58
062 L001700   0.0
062 M001700   0.0
062 N001700   0.0
062 O001700   0.0
062 P001700   0.0
062 Q001700   0.0
062 R001700   0.0
066 A001700 Y
066 B001700 N
066 C001700 N
066 D001700 Y
066 E001700 N
066 F001700 N
066 G001700 N
067  001700 N
068 A001700 N
068 B001700 N
069  001700 N
070 A011700 Y
070 A021700 Y
070 B011700 Y
070 B021700 N
070 C011700 Y
070 C021700 N
070 D011700 Y
070 D021700 N
070 E011700 Y
070 E021700 N
070 F011700 Y
070 F021700 N
070 G011700 Y
070 G021700 N
070 H011700 Y
070 H021700 N
070 I011700 Y
070 I021700 N
070 J011700 Y
070 J021700 Y
070 K011700 Y
070 K021700 N
070 L011700 Y
070 L021700 Y
070 M011700 Y
070 M021700 Y
070 N011700 Y
070 N021700 Y
070 O011700 Y
070 O021700 Y
070 P011700 N
070 P021700 N
070 Q011700 N
<PAGE>      PAGE  59
070 Q021700 N
070 R011700 N
070 R021700 N
071 A001700     57531
071 B001700     51606
071 C001700     35666
071 D001700  145
072 A001700 12
072 B001700       69
072 C001700      197
072 D001700        0
072 E001700        0
072 F001700      336
072 G001700       56
072 H001700        0
072 I001700       89
072 J001700       37
072 K001700        0
072 L001700        0
072 M001700        0
072 N001700        0
072 O001700        0
072 P001700        0
072 Q001700        0
072 R001700       19
072 S001700        0
072 T001700      341
072 U001700        0
072 V001700        0
072 W001700       32
072 X001700      910
072 Y001700       84
072 Z001700     -561
072AA001700     6254
072BB001700        0
072CC011700     2623
072CC021700        0
072DD011700        0
072DD021700        0
072EE001700     1899
073 A011700   0.0000
073 A021700   0.0000
073 B001700   1.1500
073 C001700   0.0000
074 A001700        1
074 B001700     1470
074 C001700        1
074 D001700        0
074 E001700        0
074 F001700    40941
074 G001700        0
<PAGE>      PAGE  60
074 H001700        0
074 I001700      122
074 J001700      895
074 K001700        0
074 L001700      342
074 M001700     5076
074 N001700    48848
074 O001700     1325
074 P001700       22
074 Q001700        0
074 R011700        0
074 R021700        0
074 R031700        0
074 R041700     5210
074 S001700        0
074 T001700    42291
074 U011700      930
074 U021700     1083
074 V011700    20.93
074 V021700    21.44
074 W001700   0.0000
074 X001700     4018
074 Y001700        0
075 A001700        0
075 B001700    37389
076  001700     0.00
008 A001801 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001801 A
008 C001801 801-54698
008 D011801 BOSTON
008 D021801 MA
008 D031801 02210
008 A001802 STANDISH, AYER & WOOD, INC.
008 B001802 S
008 C001802 801-584
008 D011802 BOSTON
008 D021802 MA
008 D031802 02111
024  001800 Y
025 A001801 MORGAN STANLEY DEAN WITTER
025 C001801 E
025 D001801     176
025 D001802       0
025 D001803       0
025 D001804       0
025 D001805       0
025 D001806       0
025 D001807       0
025 D001808       0
028 A011800        82
028 A021800         0
<PAGE>      PAGE  61
028 A031800         0
028 A041800       130
028 B011800       347
028 B021800         0
028 B031800         0
028 B041800        40
028 C011800       140
028 C021800         0
028 C031800         0
028 C041800        60
028 D011800       127
028 D021800         0
028 D031800         0
028 D041800       302
028 E011800        38
028 E021800         0
028 E031800         0
028 E041800       238
028 F011800       110
028 F021800         0
028 F031800         0
028 F041800       428
028 G011800       844
028 G021800         0
028 G031800         0
028 G041800      1198
028 H001800        61
045  001800 Y
046  001800 N
047  001800 Y
048  001800  0.000
048 A011800    50000
048 A021800 0.850
048 B011800   150000
048 B021800 0.800
048 C011800   300000
048 C021800 0.775
048 D011800        0
048 D021800 0.000
048 E011800        0
048 E021800 0.000
048 F011800        0
048 F021800 0.000
048 G011800        0
048 G021800 0.000
048 H011800        0
048 H021800 0.000
048 I011800        0
048 I021800 0.000
048 J011800        0
048 J021800 0.000
<PAGE>      PAGE  62
048 K011800   500000
048 K021800 0.700
062 A001800 N
062 B001800   0.0
062 C001800   0.0
062 D001800   0.0
062 E001800   0.0
062 F001800   0.0
062 G001800   0.0
062 H001800   0.0
062 I001800   0.0
062 J001800   0.0
062 K001800   0.0
062 L001800   0.0
062 M001800   0.0
062 N001800   0.0
062 O001800   0.0
062 P001800   0.0
062 Q001800   0.0
062 R001800   0.0
066 A001800 Y
066 B001800 N
066 C001800 N
066 D001800 Y
066 E001800 N
066 F001800 N
066 G001800 N
067  001800 N
068 A001800 N
068 B001800 N
069  001800 N
070 A011800 Y
070 A021800 Y
070 B011800 Y
070 B021800 N
070 C011800 Y
070 C021800 N
070 D011800 Y
070 D021800 N
070 E011800 Y
070 E021800 N
070 F011800 Y
070 F021800 N
070 G011800 Y
070 G021800 N
070 H011800 Y
070 H021800 N
070 I011800 Y
070 I021800 N
070 J011800 Y
070 J021800 N
<PAGE>      PAGE  63
070 K011800 Y
070 K021800 N
070 L011800 Y
070 L021800 N
070 M011800 Y
070 M021800 N
070 N011800 Y
070 N021800 N
070 O011800 Y
070 O021800 N
070 P011800 N
070 P021800 N
070 Q011800 N
070 Q021800 N
070 R011800 N
070 R021800 N
071 A001800      5579
071 B001800      7473
071 C001800     10002
071 D001800   57
072 A001800 12
072 B001800       10
072 C001800      106
072 D001800        0
072 E001800        0
072 F001800       88
072 G001800       16
072 H001800        0
072 I001800       14
072 J001800       36
072 K001800        0
072 L001800        0
072 M001800        0
072 N001800        0
072 O001800        0
072 P001800        0
072 Q001800        0
072 R001800        5
072 S001800        0
072 T001800       84
072 U001800        7
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072 W001800       10
072 X001800      260
072 Y001800       46
072 Z001800      -98
072AA001800        0
072BB001800     1007
072CC011800     1515
072CC021800        0
072DD011800        0
<PAGE>      PAGE  64
072DD021800        0
072EE001800        0
073 A011800   0.0000
073 A021800   0.0000
073 B001800   0.0000
073 C001800   0.0000
074 A001800        0
074 B001800      149
074 C001800        1
074 D001800        0
074 E001800        0
074 F001800     8737
074 G001800        0
074 H001800        0
074 I001800        0
074 J001800        0
074 K001800        0
074 L001800       37
074 M001800       62
074 N001800     8986
074 O001800        0
074 P001800        3
074 Q001800        0
074 R011800        0
074 R021800        0
074 R031800        0
074 R041800       10
074 S001800        0
074 T001800     8973
074 U011800      161
074 U021800      796
074 V011800     9.49
074 V021800     9.35
074 W001800   0.0000
074 X001800      304
074 Y001800        0
075 A001800        0
075 B001800    10368
076  001800     0.00
008 A001901 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001901 A
008 C001901 801-54698
008 D011901 BOSTON
008 D021901 MA
008 D031901 02210
008 A001902 WARBURG PINCUS ASSET MANAGEMENT, INC.
008 B001902 S
008 C001902 801-07321
008 D011902 NEW YORK
008 D021902 NY
008 D031902 10017
<PAGE>      PAGE  65
008 D041902 3147
024  001900 N
028 A011900        41
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028 B011900         5
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028 E011900        32
028 E021900         0
028 E031900         0
028 E041900        48
028 F011900       117
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028 G011900       280
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028 G031900         0
028 G041900       222
028 H001900        62
045  001900 Y
046  001900 N
047  001900 Y
048  001900  0.950
048 A011900        0
048 A021900 0.000
048 B011900        0
048 B021900 0.000
048 C011900        0
048 C021900 0.000
048 D011900        0
048 D021900 0.000
048 E011900        0
048 E021900 0.000
048 F011900        0
048 F021900 0.000
048 G011900        0
048 G021900 0.000
048 H011900        0
048 H021900 0.000
<PAGE>      PAGE  66
048 I011900        0
048 I021900 0.000
048 J011900        0
048 J021900 0.000
048 K011900        0
048 K021900 0.000
062 A001900 N
062 B001900   0.0
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062 F001900   0.0
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062 J001900   0.0
062 K001900   0.0
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062 M001900   0.0
062 N001900   0.0
062 O001900   0.0
062 P001900   0.0
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066 A001900 Y
066 B001900 Y
066 C001900 N
066 D001900 N
066 E001900 N
066 F001900 N
066 G001900 N
067  001900 N
068 A001900 N
068 B001900 N
069  001900 N
070 A011900 Y
070 A021900 N
070 B011900 Y
070 B021900 N
070 C011900 Y
070 C021900 N
070 D011900 Y
070 D021900 N
070 E011900 Y
070 E021900 N
070 F011900 Y
070 F021900 N
070 G011900 Y
070 G021900 N
070 H011900 Y
070 H021900 N
<PAGE>      PAGE  67
070 I011900 Y
070 I021900 N
070 J011900 Y
070 J021900 N
070 K011900 Y
070 K021900 N
070 L011900 Y
070 L021900 Y
070 M011900 Y
070 M021900 N
070 N011900 Y
070 N021900 N
070 O011900 Y
070 O021900 N
070 P011900 N
070 P021900 N
070 Q011900 N
070 Q021900 N
070 R011900 N
070 R021900 N
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071 B001900      1134
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071 D001900  129
072 A001900 12
072 B001900        2
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072 E001900        0
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072 T001900        9
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<PAGE>      PAGE  68
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072CC011900      310
072CC021900        0
072DD011900        0
072DD021900        0
072EE001900        0
073 A011900   0.0000
073 A021900   0.0000
073 B001900   0.0000
073 C001900   0.0000
074 A001900        0
074 B001900        0
074 C001900       49
074 D001900        0
074 E001900        0
074 F001900     1182
074 G001900        0
074 H001900        0
074 I001900        0
074 J001900       16
074 K001900        4
074 L001900       16
074 M001900       68
074 N001900     1335
074 O001900        4
074 P001900        0
074 Q001900        0
074 R011900        0
074 R021900        0
074 R031900        0
074 R041900        7
074 S001900        0
074 T001900     1324
074 U011900       17
074 U021900       88
074 V011900    12.81
074 V021900    12.57
074 W001900   0.0000
074 X001900      317
074 Y001900        0
075 A001900        0
075 B001900     1005
076  001900     0.00
SIGNATURE   CHRISTINA ROWNTREE
TITLE       FUND ADMIN. MANAGER



<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 011
   <NAME> EQUITY-INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        107994775
<INVESTMENTS-AT-VALUE>                       115694225
<RECEIVABLES>                                   486401
<ASSETS-OTHER>                                    1998
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<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1576046
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<SENIOR-EQUITY>                                      0
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<NET-INVESTMENT-INCOME>                        1069098
<REALIZED-GAINS-CURRENT>                      25197469
<APPREC-INCREASE-CURRENT>                   (19384582)
<NET-CHANGE-FROM-OPS>                          6881985
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       602777
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<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         228238
<NUMBER-OF-SHARES-REDEEMED>                    1651338
<SHARES-REINVESTED>                             171602
<NET-CHANGE-IN-ASSETS>                      (49890706)
<ACCUMULATED-NII-PRIOR>                        1532483
<ACCUMULATED-GAINS-PRIOR>                     10649150
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1060879
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                3134733
<AVERAGE-NET-ASSETS>                         148693342
<PER-SHARE-NAV-BEGIN>                            17.64
<PER-SHARE-NII>                                   0.22
<PER-SHARE-GAIN-APPREC>                           0.46
<PER-SHARE-DIVIDEND>                              0.29
<PER-SHARE-DISTRIBUTIONS>                         1.12
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              16.91
<EXPENSE-RATIO>                                   1.40


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 012
   <NAME> EQUITY-INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        107994775
<INVESTMENTS-AT-VALUE>                       115694225
<RECEIVABLES>                                   486401
<ASSETS-OTHER>                                    1998
<OTHER-ITEMS-ASSETS>                           1242600
<TOTAL-ASSETS>                               117425265
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1576046
<TOTAL-LIABILITIES>                            1576046
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      85798831
<SHARES-COMMON-STOCK>                          1894670
<SHARES-COMMON-PRIOR>                          2234764
<ACCUMULATED-NII-CURRENT>                       509106
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       21841836
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       7699450
<NET-ASSETS>                                 115849223
<DIVIDEND-INCOME>                              3799150
<INTEREST-INCOME>                               127679
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 2857731
<NET-INVESTMENT-INCOME>                        1069098
<REALIZED-GAINS-CURRENT>                      25197469
<APPREC-INCREASE-CURRENT>                   (19384582)
<NET-CHANGE-FROM-OPS>                          6881985
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       371918
<DISTRIBUTIONS-OF-GAINS>                       2468438
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         168204
<NUMBER-OF-SHARES-REDEEMED>                     667635
<SHARES-REINVESTED>                             159337
<NET-CHANGE-IN-ASSETS>                      (49890706)
<ACCUMULATED-NII-PRIOR>                        1532483
<ACCUMULATED-GAINS-PRIOR>                     10649150
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1060879
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                3134733
<AVERAGE-NET-ASSETS>                         148693342
<PER-SHARE-NAV-BEGIN>                            17.43
<PER-SHARE-NII>                                   0.10
<PER-SHARE-GAIN-APPREC>                           0.47
<PER-SHARE-DIVIDEND>                              0.17
<PER-SHARE-DISTRIBUTIONS>                         1.12
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              16.71
<EXPENSE-RATIO>                                   2.04


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 013
   <NAME> EQUITY-INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        107994775
<INVESTMENTS-AT-VALUE>                       115694225
<RECEIVABLES>                                   486401
<ASSETS-OTHER>                                    1998
<OTHER-ITEMS-ASSETS>                           1242600
<TOTAL-ASSETS>                               117425265
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1576046
<TOTAL-LIABILITIES>                            1576046
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      85798831
<SHARES-COMMON-STOCK>                          4177566
<SHARES-COMMON-PRIOR>                          5476787
<ACCUMULATED-NII-CURRENT>                       509106
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       21841836
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       7699450
<NET-ASSETS>                                 115849223
<DIVIDEND-INCOME>                              3799150
<INTEREST-INCOME>                               127679
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 2857731
<NET-INVESTMENT-INCOME>                        1069098
<REALIZED-GAINS-CURRENT>                      25197469
<APPREC-INCREASE-CURRENT>                   (19384582)
<NET-CHANGE-FROM-OPS>                          6881985
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       918427
<DISTRIBUTIONS-OF-GAINS>                       6050850
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         382424
<NUMBER-OF-SHARES-REDEEMED>                    2079041
<SHARES-REINVESTED>                             397396
<NET-CHANGE-IN-ASSETS>                      (49890706)
<ACCUMULATED-NII-PRIOR>                        1532483
<ACCUMULATED-GAINS-PRIOR>                     10649150
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1060879
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                3134733
<AVERAGE-NET-ASSETS>                         148693342
<PER-SHARE-NAV-BEGIN>                            17.53
<PER-SHARE-NII>                                   0.10
<PER-SHARE-GAIN-APPREC>                           0.46
<PER-SHARE-DIVIDEND>                              0.17
<PER-SHARE-DISTRIBUTIONS>                         1.12
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              16.80
<EXPENSE-RATIO>                                   2.04


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 021
   <NAME> U.S. GOVERNMENT SECURITIES FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         68809845
<INVESTMENTS-AT-VALUE>                        67520526
<RECEIVABLES>                                   397140
<ASSETS-OTHER>                                   19172
<OTHER-ITEMS-ASSETS>                               662
<TOTAL-ASSETS>                                67937500
<PAYABLE-FOR-SECURITIES>                       9130828
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       618299
<TOTAL-LIABILITIES>                            9749127
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      61624111
<SHARES-COMMON-STOCK>                          3074557
<SHARES-COMMON-PRIOR>                          4924835
<ACCUMULATED-NII-CURRENT>                     (488884)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1657535)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (1289319)
<NET-ASSETS>                                  58188373
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              4721160
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1020945
<NET-INVESTMENT-INCOME>                        3700215
<REALIZED-GAINS-CURRENT>                      (821237)
<APPREC-INCREASE-CURRENT>                    (2669738)
<NET-CHANGE-FROM-OPS>                           209240
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      2291801
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                           293807
<NUMBER-OF-SHARES-SOLD>                         418180
<NUMBER-OF-SHARES-REDEEMED>                    1798945
<SHARES-REINVESTED>                             160487
<NET-CHANGE-IN-ASSETS>                      (18269612)
<ACCUMULATED-NII-PRIOR>                       (229251)
<ACCUMULATED-GAINS-PRIOR>                    (1062756)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           411390
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1162909
<AVERAGE-NET-ASSETS>                          68482817
<PER-SHARE-NAV-BEGIN>                            10.08
<PER-SHARE-NII>                                   0.53
<PER-SHARE-GAIN-APPREC>                         (0.48)
<PER-SHARE-DIVIDEND>                              0.58
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.55
<EXPENSE-RATIO>                                   1.25


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 022
   <NAME> U.S. GOVERNMENT SECURITIES FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         68809845
<INVESTMENTS-AT-VALUE>                        67520526
<RECEIVABLES>                                   397140
<ASSETS-OTHER>                                   19172
<OTHER-ITEMS-ASSETS>                               662
<TOTAL-ASSETS>                                67937500
<PAYABLE-FOR-SECURITIES>                       9130828
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       618299
<TOTAL-LIABILITIES>                            9749127
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      61624111
<SHARES-COMMON-STOCK>                          1259202
<SHARES-COMMON-PRIOR>                          1772145
<ACCUMULATED-NII-CURRENT>                     (488884)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1657535)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (1289319)
<NET-ASSETS>                                  58188373
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              4721160
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1020945
<NET-INVESTMENT-INCOME>                        3700215
<REALIZED-GAINS-CURRENT>                      (821237)
<APPREC-INCREASE-CURRENT>                    (2669738)
<NET-CHANGE-FROM-OPS>                           209240
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       622804
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                            79843
<NUMBER-OF-SHARES-SOLD>                         316176
<NUMBER-OF-SHARES-REDEEMED>                     872536
<SHARES-REINVESTED>                              43417
<NET-CHANGE-IN-ASSETS>                      (18269612)
<ACCUMULATED-NII-PRIOR>                       (229251)
<ACCUMULATED-GAINS-PRIOR>                    (1062756)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           411390
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1162909
<AVERAGE-NET-ASSETS>                          68482817
<PER-SHARE-NAV-BEGIN>                            10.07
<PER-SHARE-NII>                                   0.47
<PER-SHARE-GAIN-APPREC>                         (0.47)
<PER-SHARE-DIVIDEND>                              0.51
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.56
<EXPENSE-RATIO>                                   1.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 023
   <NAME> U.S. GOVERNMENT SECURITIES FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         68809845
<INVESTMENTS-AT-VALUE>                        67520526
<RECEIVABLES>                                   397140
<ASSETS-OTHER>                                   19172
<OTHER-ITEMS-ASSETS>                               662
<TOTAL-ASSETS>                                67937500
<PAYABLE-FOR-SECURITIES>                       9130828
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       618299
<TOTAL-LIABILITIES>                            9749127
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      61624111
<SHARES-COMMON-STOCK>                          1127653
<SHARES-COMMON-PRIOR>                          1261527
<ACCUMULATED-NII-CURRENT>                     (488884)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1657535)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (1289319)
<NET-ASSETS>                                  58188373
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              4721160
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1020945
<NET-INVESTMENT-INCOME>                        3700215
<REALIZED-GAINS-CURRENT>                      (821237)
<APPREC-INCREASE-CURRENT>                    (2669738)
<NET-CHANGE-FROM-OPS>                           209240
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       572045
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                            73336
<NUMBER-OF-SHARES-SOLD>                        3441704
<NUMBER-OF-SHARES-REDEEMED>                    3625489
<SHARES-REINVESTED>                              49911
<NET-CHANGE-IN-ASSETS>                      (18269612)
<ACCUMULATED-NII-PRIOR>                       (229251)
<ACCUMULATED-GAINS-PRIOR>                    (1062756)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           411390
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1162909
<AVERAGE-NET-ASSETS>                          68482817
<PER-SHARE-NAV-BEGIN>                            10.07
<PER-SHARE-NII>                                   0.47
<PER-SHARE-GAIN-APPREC>                         (0.47)
<PER-SHARE-DIVIDEND>                              0.51
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.56
<EXPENSE-RATIO>                                   1.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 031
   <NAME> MONEY MARKET FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         20023054
<INVESTMENTS-AT-VALUE>                        20023054
<RECEIVABLES>                                   411810
<ASSETS-OTHER>                                   67310
<OTHER-ITEMS-ASSETS>                               807
<TOTAL-ASSETS>                                20502981
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1277883
<TOTAL-LIABILITIES>                            1277883
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      19225098
<SHARES-COMMON-STOCK>                          6029890
<SHARES-COMMON-PRIOR>                         10296058
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                  19225098
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              1097161
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  110430
<NET-INVESTMENT-INCOME>                         986731
<REALIZED-GAINS-CURRENT>                           572
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                           987303
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       390560
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                       35775604
<NUMBER-OF-SHARES-REDEEMED>                   40376812
<SHARES-REINVESTED>                             335040
<NET-CHANGE-IN-ASSETS>                       (5226114)
<ACCUMULATED-NII-PRIOR>                           2858
<ACCUMULATED-GAINS-PRIOR>                       (2858)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            44172
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 215652
<AVERAGE-NET-ASSETS>                          22079013
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                              0.04
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                   0.50


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 032
   <NAME> MONEY MARKET FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         20023054
<INVESTMENTS-AT-VALUE>                        20023054
<RECEIVABLES>                                   411810
<ASSETS-OTHER>                                   67310
<OTHER-ITEMS-ASSETS>                               807
<TOTAL-ASSETS>                                20502981
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1277883
<TOTAL-LIABILITIES>                            1277883
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      19225098
<SHARES-COMMON-STOCK>                          4550563
<SHARES-COMMON-PRIOR>                          5919145
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                  19225098
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              1097161
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  110430
<NET-INVESTMENT-INCOME>                         986731
<REALIZED-GAINS-CURRENT>                           572
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                           987303
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       226689
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         113675
<NUMBER-OF-SHARES-REDEEMED>                     587122
<SHARES-REINVESTED>                             143215
<NET-CHANGE-IN-ASSETS>                       (5226114)
<ACCUMULATED-NII-PRIOR>                           2858
<ACCUMULATED-GAINS-PRIOR>                       (2858)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            44172
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 215652
<AVERAGE-NET-ASSETS>                          22079013
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                              0.04
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                   0.50


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 033
   <NAME> MONEY MARKET FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         20023054
<INVESTMENTS-AT-VALUE>                        20023054
<RECEIVABLES>                                   411810
<ASSETS-OTHER>                                   67310
<OTHER-ITEMS-ASSETS>                               807
<TOTAL-ASSETS>                                20502981
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1277883
<TOTAL-LIABILITIES>                            1277883
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      19225098
<SHARES-COMMON-STOCK>                          8643100
<SHARES-COMMON-PRIOR>                          8237403
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                  19225098
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              1097161
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  110430
<NET-INVESTMENT-INCOME>                         986731
<REALIZED-GAINS-CURRENT>                           572
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                           987303
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       370054
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         323739
<NUMBER-OF-SHARES-REDEEMED>                    1398327
<SHARES-REINVESTED>                             483841
<NET-CHANGE-IN-ASSETS>                       (5226114)
<ACCUMULATED-NII-PRIOR>                           2858
<ACCUMULATED-GAINS-PRIOR>                       (2858)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            44172
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 215652
<AVERAGE-NET-ASSETS>                          22079013
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                              0.04
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                   0.50


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirery by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 071
   <NAME> GLOBAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         72860336
<INVESTMENTS-AT-VALUE>                        82885928
<RECEIVABLES>                                   843087
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                          11064487
<TOTAL-ASSETS>                                94793502
<PAYABLE-FOR-SECURITIES>                        188400
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     83150134
<TOTAL-LIABILITIES>                           83338534
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      63331831
<SHARES-COMMON-STOCK>                           791278
<SHARES-COMMON-PRIOR>                          1890437
<ACCUMULATED-NII-CURRENT>                     (147081)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        9983190
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      10167594
<NET-ASSETS>                                  83338534
<DIVIDEND-INCOME>                              2212121
<INTEREST-INCOME>                                78368
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 2384149
<NET-INVESTMENT-INCOME>                        (93660)
<REALIZED-GAINS-CURRENT>                      14992542
<APPREC-INCREASE-CURRENT>                    (8444844)
<NET-CHANGE-FROM-OPS>                          6554698
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       2303340
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1423394
<NUMBER-OF-SHARES-REDEEMED>                    2665234
<SHARES-REINVESTED>                             142681
<NET-CHANGE-IN-ASSETS>                      (35777662)
<ACCUMULATED-NII-PRIOR>                         226601
<ACCUMULATED-GAINS-PRIOR>                      8756432
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           951657
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                2486753
<AVERAGE-NET-ASSETS>                         105603892
<PER-SHARE-NAV-BEGIN>                            16.43
<PER-SHARE-NII>                                   0.08
<PER-SHARE-GAIN-APPREC>                           0.82
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.21
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              16.12
<EXPENSE-RATIO>                                   1.75


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirery by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 072
   <NAME> GLOBAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         72860336
<INVESTMENTS-AT-VALUE>                        82885928
<RECEIVABLES>                                   843087
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                          11064487
<TOTAL-ASSETS>                                94793502
<PAYABLE-FOR-SECURITIES>                        188400
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     83150134
<TOTAL-LIABILITIES>                           83338534
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      63331831
<SHARES-COMMON-STOCK>                          1603463
<SHARES-COMMON-PRIOR>                          1864538
<ACCUMULATED-NII-CURRENT>                     (147081)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        9983190
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      10167594
<NET-ASSETS>                                  83338534
<DIVIDEND-INCOME>                              2212121
<INTEREST-INCOME>                                78368
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 2384149
<NET-INVESTMENT-INCOME>                        (93660)
<REALIZED-GAINS-CURRENT>                      14992542
<APPREC-INCREASE-CURRENT>                    (8444844)
<NET-CHANGE-FROM-OPS>                          6554698
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       2219820
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         129757
<NUMBER-OF-SHARES-REDEEMED>                     522562
<SHARES-REINVESTED>                             131730
<NET-CHANGE-IN-ASSETS>                      (35777662)
<ACCUMULATED-NII-PRIOR>                         226601
<ACCUMULATED-GAINS-PRIOR>                      8756432
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           951657
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                2486753
<AVERAGE-NET-ASSETS>                         105603892
<PER-SHARE-NAV-BEGIN>                            16.24
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                           0.84
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.21
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              15.83
<EXPENSE-RATIO>                                   2.40


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirery by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 073
   <NAME> GLOBAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         72860336
<INVESTMENTS-AT-VALUE>                        82885928
<RECEIVABLES>                                   843087
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                          11064487
<TOTAL-ASSETS>                                94793502
<PAYABLE-FOR-SECURITIES>                        188400
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     83150134
<TOTAL-LIABILITIES>                           83338534
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      63331831
<SHARES-COMMON-STOCK>                          2845052
<SHARES-COMMON-PRIOR>                          3544699
<ACCUMULATED-NII-CURRENT>                     (147081)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        9983190
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      10167594
<NET-ASSETS>                                  83338534
<DIVIDEND-INCOME>                              2212121
<INTEREST-INCOME>                                78368
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 2384149
<NET-INVESTMENT-INCOME>                        (93660)
<REALIZED-GAINS-CURRENT>                      14992542
<APPREC-INCREASE-CURRENT>                    (8444844)
<NET-CHANGE-FROM-OPS>                          6554698
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       4228655
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1897782
<NUMBER-OF-SHARES-REDEEMED>                    2853048
<SHARES-REINVESTED>                             255619
<NET-CHANGE-IN-ASSETS>                      (35777662)
<ACCUMULATED-NII-PRIOR>                         226601
<ACCUMULATED-GAINS-PRIOR>                      8756432
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           951657
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                2486753
<AVERAGE-NET-ASSETS>                         105603892
<PER-SHARE-NAV-BEGIN>                            16.30
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                           0.84
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.21
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              15.89
<EXPENSE-RATIO>                                   2.40


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 081
   <NAME> INVESTMENT QUALITY BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12723293
<INVESTMENTS-AT-VALUE>                        12164731
<RECEIVABLES>                                       10
<ASSETS-OTHER>                                   40287
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                14058770
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1664022
<TOTAL-LIABILITIES>                            1664022
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      13551724
<SHARES-COMMON-STOCK>                           356060
<SHARES-COMMON-PRIOR>                           632860
<ACCUMULATED-NII-CURRENT>                      (20882)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (577532)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      (558562)
<NET-ASSETS>                                  12394748
<DIVIDEND-INCOME>                                 4063
<INTEREST-INCOME>                              1197389
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  263766
<NET-INVESTMENT-INCOME>                         937686
<REALIZED-GAINS-CURRENT>                      (205464)
<APPREC-INCREASE-CURRENT>                     (979000)
<NET-CHANGE-FROM-OPS>                         (246778)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       366860
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          69728
<NUMBER-OF-SHARES-REDEEMED>                     374751
<SHARES-REINVESTED>                              28223
<NET-CHANGE-IN-ASSETS>                       (4711482)
<ACCUMULATED-NII-PRIOR>                          11637
<ACCUMULATED-GAINS-PRIOR>                     (370164)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            94898
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 338112
<AVERAGE-NET-ASSETS>                          15797498
<PER-SHARE-NAV-BEGIN>                            10.63
<PER-SHARE-NII>                                   0.66
<PER-SHARE-GAIN-APPREC>                         (0.77)
<PER-SHARE-DIVIDEND>                              0.67
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.85
<EXPENSE-RATIO>                                   1.25


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 082
   <NAME> INVESTMENT QUALITY BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12723293
<INVESTMENTS-AT-VALUE>                        12164731
<RECEIVABLES>                                       10
<ASSETS-OTHER>                                   40287
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                14058770
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1664022
<TOTAL-LIABILITIES>                            1664022
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      13551724
<SHARES-COMMON-STOCK>                           436117
<SHARES-COMMON-PRIOR>                           456154
<ACCUMULATED-NII-CURRENT>                      (20882)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (577532)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      (558562)
<NET-ASSETS>                                  12394748
<DIVIDEND-INCOME>                                 4063
<INTEREST-INCOME>                              1197389
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  263766
<NET-INVESTMENT-INCOME>                         937686
<REALIZED-GAINS-CURRENT>                      (205464)
<APPREC-INCREASE-CURRENT>                     (979000)
<NET-CHANGE-FROM-OPS>                         (246778)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       279710
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         157085
<NUMBER-OF-SHARES-REDEEMED>                     200439
<SHARES-REINVESTED>                              23317
<NET-CHANGE-IN-ASSETS>                       (4711482)
<ACCUMULATED-NII-PRIOR>                          11637
<ACCUMULATED-GAINS-PRIOR>                     (370164)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            94898
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 338112
<AVERAGE-NET-ASSETS>                          15797498
<PER-SHARE-NAV-BEGIN>                            10.62
<PER-SHARE-NII>                                   0.59
<PER-SHARE-GAIN-APPREC>                         (0.75)
<PER-SHARE-DIVIDEND>                              0.61
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.85
<EXPENSE-RATIO>                                   1.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 083
   <NAME> INVESTMENT QUALITY BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12723293
<INVESTMENTS-AT-VALUE>                        12164731
<RECEIVABLES>                                       10
<ASSETS-OTHER>                                   40287
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                14058770
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      1664022
<TOTAL-LIABILITIES>                            1664022
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      13551724
<SHARES-COMMON-STOCK>                           466440
<SHARES-COMMON-PRIOR>                           520861
<ACCUMULATED-NII-CURRENT>                      (20882)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (577532)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      (558562)
<NET-ASSETS>                                  12394748
<DIVIDEND-INCOME>                                 4063
<INTEREST-INCOME>                              1197389
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  263766
<NET-INVESTMENT-INCOME>                         937686
<REALIZED-GAINS-CURRENT>                      (205464)
<APPREC-INCREASE-CURRENT>                     (979000)
<NET-CHANGE-FROM-OPS>                         (246778)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       326493
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         128622
<NUMBER-OF-SHARES-REDEEMED>                     210799
<SHARES-REINVESTED>                              27756
<NET-CHANGE-IN-ASSETS>                       (4711482)
<ACCUMULATED-NII-PRIOR>                          11637
<ACCUMULATED-GAINS-PRIOR>                     (370164)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            94898
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 338112
<AVERAGE-NET-ASSETS>                          15797498
<PER-SHARE-NAV-BEGIN>                            10.62
<PER-SHARE-NII>                                   0.59
<PER-SHARE-GAIN-APPREC>                         (0.75)
<PER-SHARE-DIVIDEND>                              0.61
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.85
<EXPENSE-RATIO>                                   1.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 091
   <NAME> GROWTH AND INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        189562058
<INVESTMENTS-AT-VALUE>                       298543702
<RECEIVABLES>                                  1197830
<ASSETS-OTHER>                                  147863
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                               304706719
<PAYABLE-FOR-SECURITIES>                        844918
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5899646
<TOTAL-LIABILITIES>                            6744564
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     163946904
<SHARES-COMMON-STOCK>                          1293038
<SHARES-COMMON-PRIOR>                          1768820
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       25039619
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     108981632
<NET-ASSETS>                                 297962155
<DIVIDEND-INCOME>                              3928924
<INTEREST-INCOME>                               222376
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 5399702
<NET-INVESTMENT-INCOME>                      (1248402)
<REALIZED-GAINS-CURRENT>                      29073696
<APPREC-INCREASE-CURRENT>                     27366940
<NET-CHANGE-FROM-OPS>                         55192234
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       1712771
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         593218
<NUMBER-OF-SHARES-REDEEMED>                    1133085
<SHARES-REINVESTED>                              64085
<NET-CHANGE-IN-ASSETS>                        57078038
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      9274227
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1912464
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                5814007
<AVERAGE-NET-ASSETS>                         286446850
<PER-SHARE-NAV-BEGIN>                            24.26
<PER-SHARE-NII>                                   0.03
<PER-SHARE-GAIN-APPREC>                           5.45
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.96
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              28.78
<EXPENSE-RATIO>                                   1.34


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 092
   <NAME> GROWTH AND INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        189562058
<INVESTMENTS-AT-VALUE>                       298543702
<RECEIVABLES>                                  1197830
<ASSETS-OTHER>                                  147863
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                               304706719
<PAYABLE-FOR-SECURITIES>                        844918
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5899646
<TOTAL-LIABILITIES>                            6744564
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     163946904
<SHARES-COMMON-STOCK>                          3702446
<SHARES-COMMON-PRIOR>                          3147669
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       25039619
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     108981632
<NET-ASSETS>                                 297962155
<DIVIDEND-INCOME>                              3928924
<INTEREST-INCOME>                               222376
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 5399702
<NET-INVESTMENT-INCOME>                      (1248402)
<REALIZED-GAINS-CURRENT>                      29073696
<APPREC-INCREASE-CURRENT>                     27366940
<NET-CHANGE-FROM-OPS>                         55192234
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       3082778
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1020665
<NUMBER-OF-SHARES-REDEEMED>                     579899
<SHARES-REINVESTED>                             114011
<NET-CHANGE-IN-ASSETS>                        57078038
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      9274227
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1912464
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                5814007
<AVERAGE-NET-ASSETS>                         286446850
<PER-SHARE-NAV-BEGIN>                            24.01
<PER-SHARE-NII>                                 (0.15)
<PER-SHARE-GAIN-APPREC>                           5.38
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.96
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              28.28
<EXPENSE-RATIO>                                   1.99



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 093
   <NAME> GROWTH AND INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                        189562058
<INVESTMENTS-AT-VALUE>                       298543702
<RECEIVABLES>                                  1197830
<ASSETS-OTHER>                                  147863
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                               304706719
<PAYABLE-FOR-SECURITIES>                        844918
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5899646
<TOTAL-LIABILITIES>                            6744564
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     163946904
<SHARES-COMMON-STOCK>                          5496180
<SHARES-COMMON-PRIOR>                          5077797
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       25039619
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     108981632
<NET-ASSETS>                                 297962155
<DIVIDEND-INCOME>                              3928924
<INTEREST-INCOME>                               222376
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 5399702
<NET-INVESTMENT-INCOME>                      (1248402)
<REALIZED-GAINS-CURRENT>                      29073696
<APPREC-INCREASE-CURRENT>                     27366940
<NET-CHANGE-FROM-OPS>                         55192234
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       4839860
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1567435
<NUMBER-OF-SHARES-REDEEMED>                    1325973
<SHARES-REINVESTED>                             176921
<NET-CHANGE-IN-ASSETS>                        57078038
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      9274227
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          1912464
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                5814007
<AVERAGE-NET-ASSETS>                         286446850
<PER-SHARE-NAV-BEGIN>                            24.10
<PER-SHARE-NII>                                 (0.15)
<PER-SHARE-GAIN-APPREC>                           5.40
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.96
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              28.39
<EXPENSE-RATIO>                                   1.99



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 101
   <NAME> BALANCED FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         73666065
<INVESTMENTS-AT-VALUE>                        71769480
<RECEIVABLES>                                  2600997
<ASSETS-OTHER>                                    1476
<OTHER-ITEMS-ASSETS>                           5191930
<TOTAL-ASSETS>                                79563883
<PAYABLE-FOR-SECURITIES>                        672265
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5328682
<TOTAL-LIABILITIES>                            6000947
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      65541799
<SHARES-COMMON-STOCK>                           561872
<SHARES-COMMON-PRIOR>                          1255832
<ACCUMULATED-NII-CURRENT>                      1271183
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        8646672
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1896718
<NET-ASSETS>                                  73562936
<DIVIDEND-INCOME>                               845697
<INTEREST-INCOME>                              2451719
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1771442
<NET-INVESTMENT-INCOME>                        1525974
<REALIZED-GAINS-CURRENT>                       9020372
<APPREC-INCREASE-CURRENT>                    (9390527)
<NET-CHANGE-FROM-OPS>                          1155819
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       284543
<DISTRIBUTIONS-OF-GAINS>                       1061187
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         156485
<NUMBER-OF-SHARES-REDEEMED>                     975179
<SHARES-REINVESTED>                             124734
<NET-CHANGE-IN-ASSETS>                      (24829772)
<ACCUMULATED-NII-PRIOR>                        1153058
<ACCUMULATED-GAINS-PRIOR>                      6715726
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           681955
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1961641
<AVERAGE-NET-ASSETS>                          90528672
<PER-SHARE-NAV-BEGIN>                            11.48
<PER-SHARE-NII>                                   0.24
<PER-SHARE-GAIN-APPREC>                         (0.09)
<PER-SHARE-DIVIDEND>                              0.23
<PER-SHARE-DISTRIBUTIONS>                         0.84
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.56
<EXPENSE-RATIO>                                   1.39


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 102
   <NAME> BALANCED FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         73666065
<INVESTMENTS-AT-VALUE>                        71769480
<RECEIVABLES>                                  2600997
<ASSETS-OTHER>                                    1476
<OTHER-ITEMS-ASSETS>                           5191930
<TOTAL-ASSETS>                                79563883
<PAYABLE-FOR-SECURITIES>                        672265
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5328682
<TOTAL-LIABILITIES>                            6000947
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      65541799
<SHARES-COMMON-STOCK>                          1330817
<SHARES-COMMON-PRIOR>                          1661049
<ACCUMULATED-NII-CURRENT>                      1271183
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        8646672
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1896718
<NET-ASSETS>                                  73562936
<DIVIDEND-INCOME>                               845697
<INTEREST-INCOME>                              2451719
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1771442
<NET-INVESTMENT-INCOME>                        1525974
<REALIZED-GAINS-CURRENT>                       9020372
<APPREC-INCREASE-CURRENT>                    (9390527)
<NET-CHANGE-FROM-OPS>                          1155819
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       243851
<DISTRIBUTIONS-OF-GAINS>                       1381136
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         113675
<NUMBER-OF-SHARES-REDEEMED>                     587122
<SHARES-REINVESTED>                             143215
<NET-CHANGE-IN-ASSETS>                      (24829772)
<ACCUMULATED-NII-PRIOR>                        1153058
<ACCUMULATED-GAINS-PRIOR>                      6715726
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           681955
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1961641
<AVERAGE-NET-ASSETS>                          90528672
<PER-SHARE-NAV-BEGIN>                            11.40
<PER-SHARE-NII>                                   0.18
<PER-SHARE-GAIN-APPREC>                         (0.10)
<PER-SHARE-DIVIDEND>                              0.15
<PER-SHARE-DISTRIBUTIONS>                         0.84
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.49
<EXPENSE-RATIO>                                   2.04


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 103
   <NAME> BALANCED FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         73666065
<INVESTMENTS-AT-VALUE>                        71769480
<RECEIVABLES>                                  2600997
<ASSETS-OTHER>                                    1476
<OTHER-ITEMS-ASSETS>                           5191930
<TOTAL-ASSETS>                                79563883
<PAYABLE-FOR-SECURITIES>                        672265
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5328682
<TOTAL-LIABILITIES>                            6000947
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      65541799
<SHARES-COMMON-STOCK>                          5046875
<SHARES-COMMON-PRIOR>                          5637622
<ACCUMULATED-NII-CURRENT>                      1271183
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        8646672
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1896718
<NET-ASSETS>                                  73562936
<DIVIDEND-INCOME>                               845697
<INTEREST-INCOME>                              2451719
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1771442
<NET-INVESTMENT-INCOME>                        1525974
<REALIZED-GAINS-CURRENT>                       9020372
<APPREC-INCREASE-CURRENT>                    (9390527)
<NET-CHANGE-FROM-OPS>                          1155819
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       835387
<DISTRIBUTIONS-OF-GAINS>                       4691171
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         323739
<NUMBER-OF-SHARES-REDEEMED>                    1398327
<SHARES-REINVESTED>                             483841
<NET-CHANGE-IN-ASSETS>                      (24829772)
<ACCUMULATED-NII-PRIOR>                        1153058
<ACCUMULATED-GAINS-PRIOR>                      6715726
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           681955
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1961641
<AVERAGE-NET-ASSETS>                          90528672
<PER-SHARE-NAV-BEGIN>                            11.54
<PER-SHARE-NII>                                   0.17
<PER-SHARE-GAIN-APPREC>                         (0.09)
<PER-SHARE-DIVIDEND>                              0.15
<PER-SHARE-DISTRIBUTIONS>                         0.84
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.63
<EXPENSE-RATIO>                                   2.04


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 111
   <NAME> NATIONAL MUNICIPAL BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12303621
<INVESTMENTS-AT-VALUE>                        12315669
<RECEIVABLES>                                   195856
<ASSETS-OTHER>                                   47684
<OTHER-ITEMS-ASSETS>                             38522
<TOTAL-ASSETS>                                12597731
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        35210
<TOTAL-LIABILITIES>                              35210
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      12650851
<SHARES-COMMON-STOCK>                           467555
<SHARES-COMMON-PRIOR>                           569289
<ACCUMULATED-NII-CURRENT>                        (263)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (100115)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         12048
<NET-ASSETS>                                  12562521
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               826875
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  231981
<NET-INVESTMENT-INCOME>                         594894
<REALIZED-GAINS-CURRENT>                       (75958)
<APPREC-INCREASE-CURRENT>                    (1012148)
<NET-CHANGE-FROM-OPS>                         (493212)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       241991
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          12373
<NUMBER-OF-SHARES-REDEEMED>                     128078
<SHARES-REINVESTED>                              13971
<NET-CHANGE-IN-ASSETS>                       (3677209)
<ACCUMULATED-NII-PRIOR>                          (263)
<ACCUMULATED-GAINS-PRIOR>                      (24157)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            89986
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 293809
<AVERAGE-NET-ASSETS>                          14985259
<PER-SHARE-NAV-BEGIN>                            10.22
<PER-SHARE-NII>                                   0.45
<PER-SHARE-GAIN-APPREC>                         (0.74)
<PER-SHARE-DIVIDEND>                            (0.45)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.48
<EXPENSE-RATIO>                                   1.00


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 112
   <NAME> NATIONAL MUNICIPAL BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12303621
<INVESTMENTS-AT-VALUE>                        12315669
<RECEIVABLES>                                   195856
<ASSETS-OTHER>                                   47684
<OTHER-ITEMS-ASSETS>                             38522
<TOTAL-ASSETS>                                12597731
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        35210
<TOTAL-LIABILITIES>                              35210
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      12650851
<SHARES-COMMON-STOCK>                           442570
<SHARES-COMMON-PRIOR>                           515858
<ACCUMULATED-NII-CURRENT>                        (263)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (100115)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         12048
<NET-ASSETS>                                  12562521
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               826875
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  231981
<NET-INVESTMENT-INCOME>                         594894
<REALIZED-GAINS-CURRENT>                       (75958)
<APPREC-INCREASE-CURRENT>                    (1012148)
<NET-CHANGE-FROM-OPS>                         (493212)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       182925
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          38617
<NUMBER-OF-SHARES-REDEEMED>                     123709
<SHARES-REINVESTED>                              11804
<NET-CHANGE-IN-ASSETS>                       (3677209)
<ACCUMULATED-NII-PRIOR>                          (263)
<ACCUMULATED-GAINS-PRIOR>                      (24157)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            89986
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 293809
<AVERAGE-NET-ASSETS>                          14985259
<PER-SHARE-NAV-BEGIN>                            10.22
<PER-SHARE-NII>                                   0.37
<PER-SHARE-GAIN-APPREC>                         (0.74)
<PER-SHARE-DIVIDEND>                            (0.37)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.48
<EXPENSE-RATIO>                                   1.85


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 113
   <NAME> NATIONAL MUNICIPAL BOND FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         12303621
<INVESTMENTS-AT-VALUE>                        12315669
<RECEIVABLES>                                   195856
<ASSETS-OTHER>                                   47684
<OTHER-ITEMS-ASSETS>                             38522
<TOTAL-ASSETS>                                12597731
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        35210
<TOTAL-LIABILITIES>                              35210
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      12650851
<SHARES-COMMON-STOCK>                           414531
<SHARES-COMMON-PRIOR>                           503623
<ACCUMULATED-NII-CURRENT>                        (263)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (100115)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         12048
<NET-ASSETS>                                  12562521
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               826875
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  231981
<NET-INVESTMENT-INCOME>                         594894
<REALIZED-GAINS-CURRENT>                       (75958)
<APPREC-INCREASE-CURRENT>                    (1012148)
<NET-CHANGE-FROM-OPS>                         (493212)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       169977
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          58284
<NUMBER-OF-SHARES-REDEEMED>                     160321
<SHARES-REINVESTED>                              12945
<NET-CHANGE-IN-ASSETS>                       (3677209)
<ACCUMULATED-NII-PRIOR>                          (263)
<ACCUMULATED-GAINS-PRIOR>                      (24157)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            89986
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 293809
<AVERAGE-NET-ASSETS>                          14985259
<PER-SHARE-NAV-BEGIN>                            10.22
<PER-SHARE-NII>                                   0.37
<PER-SHARE-GAIN-APPREC>                         (0.74)
<PER-SHARE-DIVIDEND>                            (0.37)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.48
<EXPENSE-RATIO>                                   1.85


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 131
   <NAME> STRATEGIC INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         56344215
<INVESTMENTS-AT-VALUE>                        52135699
<RECEIVABLES>                                  1289902
<ASSETS-OTHER>                                   59785
<OTHER-ITEMS-ASSETS>                           9634104
<TOTAL-ASSETS>                                63119490
<PAYABLE-FOR-SECURITIES>                       2042958
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      9990494
<TOTAL-LIABILITIES>                           12033452
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      59406107
<SHARES-COMMON-STOCK>                          1071397
<SHARES-COMMON-PRIOR>                          1071232
<ACCUMULATED-NII-CURRENT>                      (94524)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (4012655)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (4212887)
<NET-ASSETS>                                  56344215
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              6483191
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1376530
<NET-INVESTMENT-INCOME>                        5106661
<REALIZED-GAINS-CURRENT>                     (3131368)
<APPREC-INCREASE-CURRENT>                      (26620)
<NET-CHANGE-FROM-OPS>                          1455943
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       985588
<DISTRIBUTIONS-OF-GAINS>                         94062
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         355037
<NUMBER-OF-SHARES-REDEEMED>                    1065074
<SHARES-REINVESTED>                              80202
<NET-CHANGE-IN-ASSETS>                      (26957466)
<ACCUMULATED-NII-PRIOR>                         196179
<ACCUMULATED-GAINS-PRIOR>                     (208578)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           498515
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1489592
<AVERAGE-NET-ASSETS>                          67531216
<PER-SHARE-NAV-BEGIN>                             8.99
<PER-SHARE-NII>                                   0.72
<PER-SHARE-GAIN-APPREC>                         (0.53)
<PER-SHARE-DIVIDEND>                              0.73
<PER-SHARE-DISTRIBUTIONS>                         0.05
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.40
<EXPENSE-RATIO>                                   1.50


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 132
   <NAME> STRATEGIC INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         56344215
<INVESTMENTS-AT-VALUE>                        52135699
<RECEIVABLES>                                  1289902
<ASSETS-OTHER>                                   59785
<OTHER-ITEMS-ASSETS>                           9634104
<TOTAL-ASSETS>                                63119490
<PAYABLE-FOR-SECURITIES>                       2042958
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      9990494
<TOTAL-LIABILITIES>                           12033452
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      59406107
<SHARES-COMMON-STOCK>                          2538419
<SHARES-COMMON-PRIOR>                          3248736
<ACCUMULATED-NII-CURRENT>                      (94524)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (4012655)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (4212887)
<NET-ASSETS>                                  56344215
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              6483191
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1376530
<NET-INVESTMENT-INCOME>                        5106661
<REALIZED-GAINS-CURRENT>                     (3131368)
<APPREC-INCREASE-CURRENT>                      (26620)
<NET-CHANGE-FROM-OPS>                          1455943
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      2027623
<DISTRIBUTIONS-OF-GAINS>                        189150
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         470944
<NUMBER-OF-SHARES-REDEEMED>                    1333186
<SHARES-REINVESTED>                             151925
<NET-CHANGE-IN-ASSETS>                      (26957466)
<ACCUMULATED-NII-PRIOR>                         196179
<ACCUMULATED-GAINS-PRIOR>                     (208578)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           498515
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1489592
<AVERAGE-NET-ASSETS>                          67531216
<PER-SHARE-NAV-BEGIN>                             8.99
<PER-SHARE-NII>                                   0.66
<PER-SHARE-GAIN-APPREC>                         (0.52)
<PER-SHARE-DIVIDEND>                              0.67
<PER-SHARE-DISTRIBUTIONS>                         0.05
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.41
<EXPENSE-RATIO>                                   2.15


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 133
   <NAME> STRATEGIC INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         56344215
<INVESTMENTS-AT-VALUE>                        52135699
<RECEIVABLES>                                  1289902
<ASSETS-OTHER>                                   59785
<OTHER-ITEMS-ASSETS>                           9634104
<TOTAL-ASSETS>                                63119490
<PAYABLE-FOR-SECURITIES>                       2042958
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      9990494
<TOTAL-LIABILITIES>                           12033452
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      59406107
<SHARES-COMMON-STOCK>                          2468053
<SHARES-COMMON-PRIOR>                          3730001
<ACCUMULATED-NII-CURRENT>                      (94524)
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (4012655)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                     (4212887)
<NET-ASSETS>                                  56344215
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                              6483191
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1376530
<NET-INVESTMENT-INCOME>                        5106661
<REALIZED-GAINS-CURRENT>                     (3131368)
<APPREC-INCREASE-CURRENT>                      (26620)
<NET-CHANGE-FROM-OPS>                          1455943
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      2174265
<DISTRIBUTIONS-OF-GAINS>                        202710
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         212534
<NUMBER-OF-SHARES-REDEEMED>                    1669529
<SHARES-REINVESTED>                             195047
<NET-CHANGE-IN-ASSETS>                      (26957466)
<ACCUMULATED-NII-PRIOR>                         196179
<ACCUMULATED-GAINS-PRIOR>                     (208578)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           498515
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1489592
<AVERAGE-NET-ASSETS>                          67531216
<PER-SHARE-NAV-BEGIN>                             8.99
<PER-SHARE-NII>                                   0.66
<PER-SHARE-GAIN-APPREC>                         (0.52)
<PER-SHARE-DIVIDEND>                              0.67
<PER-SHARE-DISTRIBUTIONS>                         0.05
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.41
<EXPENSE-RATIO>                                   2.15


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 141
   <NAME> INTERNATIONAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         23481901
<INVESTMENTS-AT-VALUE>                        25628249
<RECEIVABLES>                                    66122
<ASSETS-OTHER>                                   41522
<OTHER-ITEMS-ASSETS>                          12300943
<TOTAL-ASSETS>                                38036836
<PAYABLE-FOR-SECURITIES>                       1012385
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     12078472
<TOTAL-LIABILITIES>                           13090857
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      20955343
<SHARES-COMMON-STOCK>                           335997
<SHARES-COMMON-PRIOR>                           383345
<ACCUMULATED-NII-CURRENT>                        53768
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        1830855
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       2106013
<NET-ASSETS>                                  24945979
<DIVIDEND-INCOME>                               453691
<INTEREST-INCOME>                                41854
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  588808
<NET-INVESTMENT-INCOME>                        (93263)
<REALIZED-GAINS-CURRENT>                       2055445
<APPREC-INCREASE-CURRENT>                      2904741
<NET-CHANGE-FROM-OPS>                          4866923
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                         12093
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          88662
<NUMBER-OF-SHARES-REDEEMED>                     137110
<SHARES-REINVESTED>                               1100
<NET-CHANGE-IN-ASSETS>                        (813111)
<ACCUMULATED-NII-PRIOR>                         165398
<ACCUMULATED-GAINS-PRIOR>                     (177349)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           230737
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 647167
<AVERAGE-NET-ASSETS>                          25632131
<PER-SHARE-NAV-BEGIN>                             9.83
<PER-SHARE-NII>                                   0.02
<PER-SHARE-GAIN-APPREC>                           2.07
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.03
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.89
<EXPENSE-RATIO>                                   1.75


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 142
   <NAME> INTERNATIONAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         23481901
<INVESTMENTS-AT-VALUE>                        25628249
<RECEIVABLES>                                    66122
<ASSETS-OTHER>                                   41522
<OTHER-ITEMS-ASSETS>                          12300943
<TOTAL-ASSETS>                                38036836
<PAYABLE-FOR-SECURITIES>                       1012385
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     12078472
<TOTAL-LIABILITIES>                           13090857
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      20955343
<SHARES-COMMON-STOCK>                          1215619
<SHARES-COMMON-PRIOR>                          1436189
<ACCUMULATED-NII-CURRENT>                        53768
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        1830855
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       2106013
<NET-ASSETS>                                  24945979
<DIVIDEND-INCOME>                               453691
<INTEREST-INCOME>                                41854
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  588808
<NET-INVESTMENT-INCOME>                        (93263)
<REALIZED-GAINS-CURRENT>                       2055445
<APPREC-INCREASE-CURRENT>                      2904741
<NET-CHANGE-FROM-OPS>                          4866923
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                         44312
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         180051
<NUMBER-OF-SHARES-REDEEMED>                     404482
<SHARES-REINVESTED>                               3861
<NET-CHANGE-IN-ASSETS>                        (813111)
<ACCUMULATED-NII-PRIOR>                         165398
<ACCUMULATED-GAINS-PRIOR>                     (177349)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           230737
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 647167
<AVERAGE-NET-ASSETS>                          25632131
<PER-SHARE-NAV-BEGIN>                             9.77
<PER-SHARE-NII>                                 (0.05)
<PER-SHARE-GAIN-APPREC>                           2.05
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.03
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.74
<EXPENSE-RATIO>                                   2.40


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 143
   <NAME> INTERNATIONAL EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         23481901
<INVESTMENTS-AT-VALUE>                        25628249
<RECEIVABLES>                                    66122
<ASSETS-OTHER>                                   41522
<OTHER-ITEMS-ASSETS>                          12300943
<TOTAL-ASSETS>                                38036836
<PAYABLE-FOR-SECURITIES>                       1012385
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                     12078472
<TOTAL-LIABILITIES>                           13090857
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      20955343
<SHARES-COMMON-STOCK>                           569075
<SHARES-COMMON-PRIOR>                           814454
<ACCUMULATED-NII-CURRENT>                        53768
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        1830855
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       2106013
<NET-ASSETS>                                  24945979
<DIVIDEND-INCOME>                               453691
<INTEREST-INCOME>                                41854
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  588808
<NET-INVESTMENT-INCOME>                        (93263)
<REALIZED-GAINS-CURRENT>                       2055445
<APPREC-INCREASE-CURRENT>                      2904741
<NET-CHANGE-FROM-OPS>                          4866923
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                         25387
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          96884
<NUMBER-OF-SHARES-REDEEMED>                     344573
<SHARES-REINVESTED>                               2310
<NET-CHANGE-IN-ASSETS>                        (813111)
<ACCUMULATED-NII-PRIOR>                         165398
<ACCUMULATED-GAINS-PRIOR>                     (177349)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           230737
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 647167
<AVERAGE-NET-ASSETS>                          25632131
<PER-SHARE-NAV-BEGIN>                             9.77
<PER-SHARE-NII>                                 (0.05)
<PER-SHARE-GAIN-APPREC>                           2.05
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         0.03
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.74
<EXPENSE-RATIO>                                   2.40


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 151
   <NAME> SMALL/MID CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         39025305
<INVESTMENTS-AT-VALUE>                        42595851
<RECEIVABLES>                                   521700
<ASSETS-OTHER>                                   44274
<OTHER-ITEMS-ASSETS>                           8104967
<TOTAL-ASSETS>                                51266792
<PAYABLE-FOR-SECURITIES>                        921815
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      8252002
<TOTAL-LIABILITIES>                            9173817
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      31401717
<SHARES-COMMON-STOCK>                           322314
<SHARES-COMMON-PRIOR>                           299206
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        7120712
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3570546
<NET-ASSETS>                                  42092975
<DIVIDEND-INCOME>                                85506
<INTEREST-INCOME>                               134064
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  944945
<NET-INVESTMENT-INCOME>                       (725375)
<REALIZED-GAINS-CURRENT>                       8025654
<APPREC-INCREASE-CURRENT>                      1370689
<NET-CHANGE-FROM-OPS>                          8670968
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                        460517
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         126496
<NUMBER-OF-SHARES-REDEEMED>                     128546
<SHARES-REINVESTED>                              25158
<NET-CHANGE-IN-ASSETS>                         7085355
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      3118172
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           390888
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1036943
<AVERAGE-NET-ASSETS>                          42497187
<PER-SHARE-NAV-BEGIN>                            16.09
<PER-SHARE-NII>                                 (0.21)
<PER-SHARE-GAIN-APPREC>                           4.12
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.48
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              18.52
<EXPENSE-RATIO>                                   1.68


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 152
   <NAME> SMALL/MID CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         39025305
<INVESTMENTS-AT-VALUE>                        42595851
<RECEIVABLES>                                   521700
<ASSETS-OTHER>                                   44274
<OTHER-ITEMS-ASSETS>                           8104967
<TOTAL-ASSETS>                                51266792
<PAYABLE-FOR-SECURITIES>                        921815
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      8252002
<TOTAL-LIABILITIES>                            9173817
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      31401717
<SHARES-COMMON-STOCK>                           955434
<SHARES-COMMON-PRIOR>                           886278
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        7120712
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3570546
<NET-ASSETS>                                  42092975
<DIVIDEND-INCOME>                                85506
<INTEREST-INCOME>                               134064
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  944945
<NET-INVESTMENT-INCOME>                       (725375)
<REALIZED-GAINS-CURRENT>                       8025654
<APPREC-INCREASE-CURRENT>                      1370689
<NET-CHANGE-FROM-OPS>                          8670968
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       1326329
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         291328
<NUMBER-OF-SHARES-REDEEMED>                     301084
<SHARES-REINVESTED>                              78912
<NET-CHANGE-IN-ASSETS>                         7085355
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      3118172
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           390888
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1036943
<AVERAGE-NET-ASSETS>                          42497187
<PER-SHARE-NAV-BEGIN>                            15.77
<PER-SHARE-NII>                                 (0.32)
<PER-SHARE-GAIN-APPREC>                           4.02
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.48
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              17.99
<EXPENSE-RATIO>                                   2.33


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 153
   <NAME> SMALL/MID CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         39025305
<INVESTMENTS-AT-VALUE>                        42595851
<RECEIVABLES>                                   521700
<ASSETS-OTHER>                                   44274
<OTHER-ITEMS-ASSETS>                           8104967
<TOTAL-ASSETS>                                51266792
<PAYABLE-FOR-SECURITIES>                        921815
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      8252002
<TOTAL-LIABILITIES>                            9173817
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      31401717
<SHARES-COMMON-STOCK>                          1051128
<SHARES-COMMON-PRIOR>                          1027604
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        7120712
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3570546
<NET-ASSETS>                                  42092975
<DIVIDEND-INCOME>                                85506
<INTEREST-INCOME>                               134064
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  944945
<NET-INVESTMENT-INCOME>                       (725375)
<REALIZED-GAINS-CURRENT>                       8025654
<APPREC-INCREASE-CURRENT>                      1370689
<NET-CHANGE-FROM-OPS>                          8670968
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                       1510893
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         542798
<NUMBER-OF-SHARES-REDEEMED>                     605710
<SHARES-REINVESTED>                              86436
<NET-CHANGE-IN-ASSETS>                         7085355
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      3118172
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           390888
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1036943
<AVERAGE-NET-ASSETS>                          42497187
<PER-SHARE-NAV-BEGIN>                            15.79
<PER-SHARE-NII>                                 (0.32)
<PER-SHARE-GAIN-APPREC>                           4.03
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.48
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              18.02
<EXPENSE-RATIO>                                   2.33


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 161
   <NAME> INTERNATIONAL SMALL CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         14598191
<INVESTMENTS-AT-VALUE>                        16264145
<RECEIVABLES>                                   477242
<ASSETS-OTHER>                                   44917
<OTHER-ITEMS-ASSETS>                              8684
<TOTAL-ASSETS>                                14794988
<PAYABLE-FOR-SECURITIES>                       1043054
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        53915
<TOTAL-LIABILITIES>                            1096969
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10298889
<SHARES-COMMON-STOCK>                           122638
<SHARES-COMMON-PRIOR>                           156260
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        3733997
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1665133
<NET-ASSETS>                                  15698019
<DIVIDEND-INCOME>                               108444
<INTEREST-INCOME>                                46839
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  373375
<NET-INVESTMENT-INCOME>                       (218092)
<REALIZED-GAINS-CURRENT>                       4615248
<APPREC-INCREASE-CURRENT>                       126138
<NET-CHANGE-FROM-OPS>                          4523294
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          20122
<NUMBER-OF-SHARES-REDEEMED>                      53744
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          244490
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (663159)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           159614
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 424999
<AVERAGE-NET-ASSETS>                          15204459
<PER-SHARE-NAV-BEGIN>                            13.91
<PER-SHARE-NII>                                 (0.14)
<PER-SHARE-GAIN-APPREC>                           5.06
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              18.83
<EXPENSE-RATIO>                                   1.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 162
   <NAME> INTERNATIONAL SMALL CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         14598191
<INVESTMENTS-AT-VALUE>                        16264145
<RECEIVABLES>                                   477242
<ASSETS-OTHER>                                   44917
<OTHER-ITEMS-ASSETS>                              8684
<TOTAL-ASSETS>                                14794988
<PAYABLE-FOR-SECURITIES>                       1043054
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        53915
<TOTAL-LIABILITIES>                            1096969
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10298889
<SHARES-COMMON-STOCK>                           404250
<SHARES-COMMON-PRIOR>                           518840
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        3733997
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1665133
<NET-ASSETS>                                  15698019
<DIVIDEND-INCOME>                               108444
<INTEREST-INCOME>                                46839
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  373375
<NET-INVESTMENT-INCOME>                       (218092)
<REALIZED-GAINS-CURRENT>                       4615248
<APPREC-INCREASE-CURRENT>                       126138
<NET-CHANGE-FROM-OPS>                          4523294
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          55279
<NUMBER-OF-SHARES-REDEEMED>                     169869
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          244490
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (663159)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           159614
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 424999
<AVERAGE-NET-ASSETS>                          15204459
<PER-SHARE-NAV-BEGIN>                            13.66
<PER-SHARE-NII>                                 (0.27)
<PER-SHARE-GAIN-APPREC>                           4.96
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              18.35
<EXPENSE-RATIO>                                   2.55


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 163
   <NAME> INTERNATIONAL SMALL CAP FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         14598191
<INVESTMENTS-AT-VALUE>                        16264145
<RECEIVABLES>                                   477242
<ASSETS-OTHER>                                   44917
<OTHER-ITEMS-ASSETS>                              8684
<TOTAL-ASSETS>                                14794988
<PAYABLE-FOR-SECURITIES>                       1043054
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        53915
<TOTAL-LIABILITIES>                            1096969
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10298889
<SHARES-COMMON-STOCK>                           325123
<SHARES-COMMON-PRIOR>                           453522
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        3733997
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1665133
<NET-ASSETS>                                  15698019
<DIVIDEND-INCOME>                               108444
<INTEREST-INCOME>                                46839
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  373375
<NET-INVESTMENT-INCOME>                       (218092)
<REALIZED-GAINS-CURRENT>                       4615248
<APPREC-INCREASE-CURRENT>                       126138
<NET-CHANGE-FROM-OPS>                          4523294
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          45908
<NUMBER-OF-SHARES-REDEEMED>                     174307
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          244490
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (663159)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           159614
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 424999
<AVERAGE-NET-ASSETS>                          15204459
<PER-SHARE-NAV-BEGIN>                            13.66
<PER-SHARE-NII>                                 (0.31)
<PER-SHARE-GAIN-APPREC>                           5.02
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              18.37
<EXPENSE-RATIO>                                   2.55


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 171
   <NAME> GROWTH EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         36454300
<INVESTMENTS-AT-VALUE>                        42533943
<RECEIVABLES>                                  1237573
<ASSETS-OTHER>                                   26860
<OTHER-ITEMS-ASSETS>                           5049733
<TOTAL-ASSETS>                                42290652
<PAYABLE-FOR-SECURITIES>                       1324957
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5232500
<TOTAL-LIABILITIES>                            6557457
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      30518565
<SHARES-COMMON-STOCK>                           263876
<SHARES-COMMON-PRIOR>                           221016
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        5692446
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       6079641
<NET-ASSETS>                                  42290652
<DIVIDEND-INCOME>                               196785
<INTEREST-INCOME>                                68723
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  826068
<NET-INVESTMENT-INCOME>                       (560560)
<REALIZED-GAINS-CURRENT>                       6254281
<APPREC-INCREASE-CURRENT>                      2622973
<NET-CHANGE-FROM-OPS>                          8316694
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                        265199
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         121585
<NUMBER-OF-SHARES-REDEEMED>                      92961
<SHARES-REINVESTED>                              14236
<NET-CHANGE-IN-ASSETS>                        13747290
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      1902490
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           335777
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 910170
<AVERAGE-NET-ASSETS>                          37389236
<PER-SHARE-NAV-BEGIN>                            17.73
<PER-SHARE-NII>                                 (0.19)
<PER-SHARE-GAIN-APPREC>                           5.05
<PER-SHARE-DIVIDEND>                              0.00
<PER-SHARE-DISTRIBUTIONS>                         1.15
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              21.44
<EXPENSE-RATIO>                                   1.65


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 172
   <NAME> GROWTH EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         36454300
<INVESTMENTS-AT-VALUE>                        42533943
<RECEIVABLES>                                  1237573
<ASSETS-OTHER>                                   26860
<OTHER-ITEMS-ASSETS>                           5049733
<TOTAL-ASSETS>                                42290652
<PAYABLE-FOR-SECURITIES>                       1324957
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5232500
<TOTAL-LIABILITIES>                            6557457
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      30518565
<SHARES-COMMON-STOCK>                           819152
<SHARES-COMMON-PRIOR>                           667816
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        5692446
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       6079641
<NET-ASSETS>                                  42290652
<DIVIDEND-INCOME>                               196785
<INTEREST-INCOME>                                68723
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  826068
<NET-INVESTMENT-INCOME>                       (560560)
<REALIZED-GAINS-CURRENT>                       6254281
<APPREC-INCREASE-CURRENT>                      2622973
<NET-CHANGE-FROM-OPS>                          8316694
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                        781956
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         281502
<NUMBER-OF-SHARES-REDEEMED>                     169645
<SHARES-REINVESTED>                              39479
<NET-CHANGE-IN-ASSETS>                        13747290
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      1902490
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           335777
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 910170
<AVERAGE-NET-ASSETS>                          37389236
<PER-SHARE-NAV-BEGIN>                            17.46
<PER-SHARE-NII>                                 (0.31)
<PER-SHARE-GAIN-APPREC>                           4.96
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.15
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              20.96
<EXPENSE-RATIO>                                   2.30


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 173
   <NAME> GROWTH EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                         36454300
<INVESTMENTS-AT-VALUE>                        42533943
<RECEIVABLES>                                  1237573
<ASSETS-OTHER>                                   26860
<OTHER-ITEMS-ASSETS>                           5049733
<TOTAL-ASSETS>                                42290652
<PAYABLE-FOR-SECURITIES>                       1324957
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                      5232500
<TOTAL-LIABILITIES>                            6557457
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      30518565
<SHARES-COMMON-STOCK>                           930076
<SHARES-COMMON-PRIOR>                           743321
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        5692446
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       6079641
<NET-ASSETS>                                  42290652
<DIVIDEND-INCOME>                               196785
<INTEREST-INCOME>                                68723
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  826068
<NET-INVESTMENT-INCOME>                       (560560)
<REALIZED-GAINS-CURRENT>                       6254281
<APPREC-INCREASE-CURRENT>                      2622973
<NET-CHANGE-FROM-OPS>                          8316694
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                        851533
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         393750
<NUMBER-OF-SHARES-REDEEMED>                     252763
<SHARES-REINVESTED>                              45768
<NET-CHANGE-IN-ASSETS>                        13747290
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      1902490
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           335777
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 910170
<AVERAGE-NET-ASSETS>                          37389236
<PER-SHARE-NAV-BEGIN>                            17.44
<PER-SHARE-NII>                                 (0.31)
<PER-SHARE-GAIN-APPREC>                           4.95
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                         1.15
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              20.93
<EXPENSE-RATIO>                                   2.30


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 181
   <NAME> TAX-SENSITIVE EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                          8155165
<INVESTMENTS-AT-VALUE>                         8886969
<RECEIVABLES>                                    37193
<ASSETS-OTHER>                                   40757
<OTHER-ITEMS-ASSETS>                             21202
<TOTAL-ASSETS>                                 8986121
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        12609
<TOTAL-LIABILITIES>                              12609
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10003506
<SHARES-COMMON-STOCK>                           160826
<SHARES-COMMON-PRIOR>                           457677
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1761798)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        731804
<NET-ASSETS>                                   8973512
<DIVIDEND-INCOME>                               106361
<INTEREST-INCOME>                                 9783
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  214257
<NET-INVESTMENT-INCOME>                        (98113)
<REALIZED-GAINS-CURRENT>                     (1007031)
<APPREC-INCREASE-CURRENT>                      1514682
<NET-CHANGE-FROM-OPS>                           409538
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         505569
<NUMBER-OF-SHARES-REDEEMED>                      47892
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                       (1360862)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (754965)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            88103
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 260121
<AVERAGE-NET-ASSETS>                          10368429
<PER-SHARE-NAV-BEGIN>                             9.07
<PER-SHARE-NII>                                 (0.05)
<PER-SHARE-GAIN-APPREC>                           0.47
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.49
<EXPENSE-RATIO>                                   1.60


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 182
   <NAME> TAX-SENSITIVE EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                          8155165
<INVESTMENTS-AT-VALUE>                         8886969
<RECEIVABLES>                                    37193
<ASSETS-OTHER>                                   40757
<OTHER-ITEMS-ASSETS>                             21202
<TOTAL-ASSETS>                                 8986121
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        12609
<TOTAL-LIABILITIES>                              12609
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10003506
<SHARES-COMMON-STOCK>                           398104
<SHARES-COMMON-PRIOR>                           302781
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1761798)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        731804
<NET-ASSETS>                                   8973512
<DIVIDEND-INCOME>                               106361
<INTEREST-INCOME>                                 9783
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  214257
<NET-INVESTMENT-INCOME>                        (98113)
<REALIZED-GAINS-CURRENT>                     (1007031)
<APPREC-INCREASE-CURRENT>                      1514682
<NET-CHANGE-FROM-OPS>                           409538
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         327006
<NUMBER-OF-SHARES-REDEEMED>                       6225
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                       (1360862)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (754965)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            88103
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 260121
<AVERAGE-NET-ASSETS>                          10368429
<PER-SHARE-NAV-BEGIN>                             9.04
<PER-SHARE-NII>                                 (0.11)
<PER-SHARE-GAIN-APPREC>                           0.43
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.36
<EXPENSE-RATIO>                                   2.25


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
   <NUMBER> 183
   <NAME> TAX-SENSITIVE EQUITY FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                          8155165
<INVESTMENTS-AT-VALUE>                         8886969
<RECEIVABLES>                                    37193
<ASSETS-OTHER>                                   40757
<OTHER-ITEMS-ASSETS>                             21202
<TOTAL-ASSETS>                                 8986121
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        12609
<TOTAL-LIABILITIES>                              12609
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      10003506
<SHARES-COMMON-STOCK>                           397954
<SHARES-COMMON-PRIOR>                           363463
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      (1761798)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        731804
<NET-ASSETS>                                   8973512
<DIVIDEND-INCOME>                               106361
<INTEREST-INCOME>                                 9783
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  214257
<NET-INVESTMENT-INCOME>                        (98113)
<REALIZED-GAINS-CURRENT>                     (1007031)
<APPREC-INCREASE-CURRENT>                      1514682
<NET-CHANGE-FROM-OPS>                           409538
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         373346
<NUMBER-OF-SHARES-REDEEMED>                       9883
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                       (1360862)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                     (754965)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            88103
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 260121
<AVERAGE-NET-ASSETS>                          10368429
<PER-SHARE-NAV-BEGIN>                             9.04
<PER-SHARE-NII>                                 (0.11)
<PER-SHARE-GAIN-APPREC>                           0.42
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.35
<EXPENSE-RATIO>                                   2.25


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 191
   <NAME> EMERGING GROWTH FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                           982178
<INVESTMENTS-AT-VALUE>                         1230782
<RECEIVABLES>                                    35837
<ASSETS-OTHER>                                   47653
<OTHER-ITEMS-ASSETS>                             20842
<TOTAL-ASSETS>                                 1335114
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        10783
<TOTAL-LIABILITIES>                              10783
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       1065345
<SHARES-COMMON-STOCK>                            17458
<SHARES-COMMON-PRIOR>                            16478
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          10382
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        248604
<NET-ASSETS>                                   1324331
<DIVIDEND-INCOME>                                  558
<INTEREST-INCOME>                                 2455
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   22262
<NET-INVESTMENT-INCOME>                        (19249)
<REALIZED-GAINS-CURRENT>                         63202
<APPREC-INCREASE-CURRENT>                       309851
<NET-CHANGE-FROM-OPS>                           353804
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          15516
<NUMBER-OF-SHARES-REDEEMED>                      14536
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          677147
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      (39152)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             9513
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  75018
<AVERAGE-NET-ASSETS>                           1004505
<PER-SHARE-NAV-BEGIN>                             8.88
<PER-SHARE-NII>                                 (0.15)
<PER-SHARE-GAIN-APPREC>                           4.08
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.81
<EXPENSE-RATIO>                                   1.70


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 192
   <NAME> EMERGING GROWTH FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                           982178
<INVESTMENTS-AT-VALUE>                         1230782
<RECEIVABLES>                                    35837
<ASSETS-OTHER>                                   47653
<OTHER-ITEMS-ASSETS>                             20842
<TOTAL-ASSETS>                                 1335114
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        10783
<TOTAL-LIABILITIES>                              10783
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       1065345
<SHARES-COMMON-STOCK>                            52556
<SHARES-COMMON-PRIOR>                            29770
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          10382
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        248604
<NET-ASSETS>                                   1324331
<DIVIDEND-INCOME>                                  558
<INTEREST-INCOME>                                 2455
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   22262
<NET-INVESTMENT-INCOME>                        (19249)
<REALIZED-GAINS-CURRENT>                         63202
<APPREC-INCREASE-CURRENT>                       309851
<NET-CHANGE-FROM-OPS>                           353804
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          49363
<NUMBER-OF-SHARES-REDEEMED>                      26577
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          677147
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      (39152)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             9513
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  75018
<AVERAGE-NET-ASSETS>                           1004505
<PER-SHARE-NAV-BEGIN>                             8.83
<PER-SHARE-NII>                                 (0.21)
<PER-SHARE-GAIN-APPREC>                           3.95
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.57
<EXPENSE-RATIO>                                   2.35


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Annual Financial Statements, and is qualified in its entirety by reference to
such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
   <NUMBER> 193
   <NAME> EMERGING GROWTH FUND

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                             NOV-01-1998
<PERIOD-END>                               OCT-31-1999
<INVESTMENTS-AT-COST>                           982178
<INVESTMENTS-AT-VALUE>                         1230782
<RECEIVABLES>                                    35837
<ASSETS-OTHER>                                   47653
<OTHER-ITEMS-ASSETS>                             20842
<TOTAL-ASSETS>                                 1335114
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        10783
<TOTAL-LIABILITIES>                              10783
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       1065345
<SHARES-COMMON-STOCK>                            35019
<SHARES-COMMON-PRIOR>                            26917
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          10382
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        248604
<NET-ASSETS>                                   1324331
<DIVIDEND-INCOME>                                  558
<INTEREST-INCOME>                                 2455
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   22262
<NET-INVESTMENT-INCOME>                        (19249)
<REALIZED-GAINS-CURRENT>                         63202
<APPREC-INCREASE-CURRENT>                       309851
<NET-CHANGE-FROM-OPS>                           353804
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          23740
<NUMBER-OF-SHARES-REDEEMED>                      15638
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          677147
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      (39152)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             9513
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  75018
<AVERAGE-NET-ASSETS>                           1004505
<PER-SHARE-NAV-BEGIN>                             8.84
<PER-SHARE-NII>                                 (0.21)
<PER-SHARE-GAIN-APPREC>                           3.94
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.57
<EXPENSE-RATIO>                                   2.35


</TABLE>


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