<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: August 16, 1999
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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(Originator of the Trust referred to herein)
(Exact name of the registrant as specified in its charter)
CHASE MANHATTAN AUTO OWNER TRUST 1997-A
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(Issuer)
Delaware 333-7575 13-2633612
- ---------------------------- ------------------------ -------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
802 Delaware Avenue, Wilmington, Delaware 19801
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 575-5033
<PAGE>
Item 5. Other Events:
Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes of Asset
Backed Notes and a single class of Asset Backed Certificates. The notes and
certificates are serviced in accordance with the Sale and Servicing Agreement,
dated as of February 28, 1997, as amended. The parties to the Sale and Servicing
Agreement are: Chase Manhattan Bank USA, National Association, as seller and as
servicer, and Chase Manhattan Owner Trust, as issuer.
On August 16, 1999, Chase USA, as servicer, distributed monthly interest to
the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for the series as required by the Sale
and Servicing Agreement. A copy of the monthly statement to certificateholders
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
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20.1 Monthly Statement to
Certificateholders with respect to
the August 16, 1999 distribution.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: August 27, 1999
By: THE CHASE MANHATTAN BANK, USA,
NATIONAL ASSOCIATION
as Servicer
By: /s/ Patricia Garvey
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Name: Patricia Garvey
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
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Exhibit No. Description
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20.1 Statement to Certificateholders dated 8/16/1999
delivered pursuant to Section 5.8 of the Sale and
Servicing Agreement dated as of February 28, 1997.
<PAGE>
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
August 16, 1999
<TABLE>
<CAPTION>
DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE
- ------ ---------------- -------------- ------------- ------------ ------------- -------- -------- --------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 270,000,000.00 79,709,343.33 21,747,018.50 415,152.83 22,162,171.33 0.00 0.00 57,962,324.83
A4 165,000,000.00 165,000,000.00 0.00 880,000.00 880,000.00 0.00 0.00 165,000,000.00
A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00
B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13
- ------ ---------------- -------------- ------------- ------------ ------------- -------- -------- --------------
TOTALS 1,170,653,718.13 365,363,061.46 21,747,018.50 1,953,088.02 23,700,106.52 0.00 0.00 343,616,042.96
====== ================ ============== ============= ============ ============= ======== ======== ==============
</TABLE>
<TABLE>
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
-------------------------------------------------------------------------- ------------------
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS-THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
------ -------------- ----------- ---------- ----------- -------------- ----- ---------
<S> <C> <C> <C> <C> <C> <C> <C>
A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000%
A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000%
A3 295.21979011 80.54451296 1.53760307 82.08211604 214.67527715 A3 6.250000%
A4 1,000.00000000 0.00000000 5.33333333 5.33333333 1,000.00000000 A4 6.400000%
A5 1,000.00000000 0.00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000%
B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000%
------ -------------- ----------- ---------- ----------- -------------- ----- ---------
TOTALS 312.10173923 18.57681581 1.66837382 20.24518963 293.52492342
====== ============== =========== ========== =========== ==============
</TABLE>
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT
THE ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
[X] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Auto Owner Trust 1997-A
August 16, 1999
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STATEMENT TO CERTIFICATEHOLDERS
<TABLE>
<S> <C> <C>
Due Period 29
Due Period Beginning Date 07/01/99
Due Period End Date 07/31/99
Determination Date 08/10/99
Section 5.8(iii) Servicing Fee 304,469.22
Section 5.8(iii) Servicing Fee per $1000 0.260085
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.000854
Section 5.8(vi) Pool Balance at the end of the Collection Period 343,616,042.96
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 86,845.93
TOTAL 86,845.93
Section 5.8(viii) Realized Net Losses for Collection Period 274,117.82
Section 5.8(ix) Reserve Account Balance after Disbursement 10,308,481.29
Section 5.8(x) Specified Reserve Account Balance 10,308,481.29
Section 5.8(xi) Total Distribution Amount 24,322,316.97
Servicing Fee 304,469.22
Administration Fee 1,000.00
Noteholders Distribution Amount 23,505,296.33
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 316,741.23
</TABLE>
[X] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION