<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: February 15, 2000
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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(Originator of the Trust referred to herein)
(Exact name of the registrant as specified in its charter)
CHASE MANHATTAN AUTO OWNER TRUST 1997-A
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(Issuer)
United States 333-7575 22-2382028
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
802 Delaware Avenue, Wilmington, Delaware 19801
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 575-5033
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Item 5. Other Events:
Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes
of Asset Backed Notes and a single class of Asset Backed Certificates. The notes
and certificates are serviced in accordance with the Sale and Servicing
Agreement, dated as of February 28, 1997, as amended. The parties to the Sale
and Servicing Agreement are: Chase Manhattan Bank USA, National Association, as
seller and as servicer, and Chase Manhattan Owner Trust, as issuer.
On February 15, 2000, Chase USA, as servicer, distributed monthly interest
to the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for the series as required by the Sale
and Servicing Agreement. A copy of the monthly statement to certificateholders
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
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20.1 Monthly Statement to Certificateholders with
respect to the February 15, 2000 distribution.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: February 23, 2000
By: THE CHASE MANHATTAN BANK,
USA, NATIONAL ASSOCIATION
as Servicer
By: /s/ Patricia Garvey
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Name: Patricia Garvey
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit No. Description
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20.1 Statement to Certificateholders dated
2/15/2000 delivered pursuant to Section
5.8 of the Sale and Servicing Agreement
dated as of February 28, 1997.
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Page 1
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
February 15 2000
<TABLE>
<CAPTION>
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A4 165,000,000.00 128,588,683.64 16,214,087.83 685,806.31 16,899,894.14 0.00 0.00 112,374,595.81
A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00
B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13
TOTALS 1,170,653,718.13 249,242,401.77 16,214,087.830 1,343,741.50 17,557,829.33 0.00 0.00 233,028,313.94
</TABLE>
<TABLE>
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
<S> <C> <C> <C> <C> <C> <C> <C>
A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000 %
A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000 %
A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000 %
A4 779.32535539 98.26719897 4.15640188 102.42360085 681.05815642 A4 6.400000 %
A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000 %
B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000 %
TOTALS 212.90873459 13.85045601 1.14785566 14.99831168 199.05827858
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 2
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
February 15 2000
IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Mark McDermott
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-7016
Email: [email protected]
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 3
Chase Manhattan Auto Owner Trust 1997-A
February 15 2000
STATEMENT TO CERTIFICATEHOLDERS
Due Period 35
Due Period Beginning Date 01/01/00
Due Period End Date 01/31/00
Determination Date 02/10/00
<TABLE>
<S> <C>
Section 5.8(iii) Servicing Fee 207,702.00
SectFion 5.8(iii) Servicing Fee per $1000 0.17742395
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00085422
Section 5.8(vi) Pool Balance at the end of the Collection Period 233,028,313.94
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 134,080.08
TOTAL 134,080.08
Section 5.8(viii) Realized Net Losses for Collection Period 168,170.78
Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89
Section 5.8(x) Specified Reserve Account Balance 8,779,902.89
Section 5.8(xi) Total Distribution Amount 18,056,661.09
Servicing Fee 207,702.00
Administration Fee 1,000.00
Noteholders Distribution Amount 17,363,019.14
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 4
Chase Manhattan Auto Owner Trust 1997-A
February 15 2000
<TABLE>
<S> <C>
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 290,129.76
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION