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CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form S-6
(Registration No. 333-71417) of our report dated February 10, 2000, except for
Note 18(b) as to which the date is March 27, 2000 and Note 23(c), as to which
the date is March 8, 2000, relating to the consolidated financial statements of
MONY Life Insurance Company and Subsidiaries, which appears in such Registration
Statement. We also consent to the references to us under the headings "Financial
Statements" and "Independent Accountants" in such Registration Statement.
PricewaterhouseCoopers LLP
New York, New York
December 15, 2000
