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<PAGE>
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ESB Financial Corporation
Exhibit 11 - Statement re: computation of per share earnings
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(Amounts, except earnings per share, in thousands)
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<TABLE>
<CAPTION>
Three Months Three Months
Ended Ended
June 30, 2000 June 30, 1999
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<S> <C> <C>
Net income $ 1,630 $ 1,554
Weighted-average common shares outstanding 5,757 5,504
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Basic earnings per share $ 0.28 $ 0.28
============= =============
Weighted-average common shares outstanding 5,757 5,504
Common stock equivalents due to effect of stock options 70 139
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Total weighted-average common shares and equivalents 5,827 5,643
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Diluted earnings per share $ 0.28 $ 0.27
============= =============
</TABLE>
<TABLE>
<CAPTION>
Six Months Six Months
Ended Ended
June 30, 2000 June 30, 1999
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<S> <C> <C>
Net income $ 3,553 $ 2,910
Weighted-average common shares outstanding 5,714 5,519
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Basic earnings per share $ 0.62 $ 0.53
============= =============
Weighted-average common shares outstanding 5,714 5,519
Common stock equivalents due to effect of stock options 84 156
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Total weighted-average common shares and equivalents 5,798 5,675
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Diluted earnings per share $ 0.61 $ 0.51
============= =============
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</TABLE>
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