<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 2ND
QUARTER 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,464
<INT-BEARING-DEPOSITS> 7,803
<FED-FUNDS-SOLD> 2,427
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 590,799
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 484,356
<ALLOWANCE> 4,770
<TOTAL-ASSETS> 1,161,313
<DEPOSITS> 500,408
<SHORT-TERM> 234,385
<LIABILITIES-OTHER> 7,800
<LONG-TERM> 333,102
0
0
<COMMON> 75
<OTHER-SE> 55,599
<TOTAL-LIABILITIES-AND-EQUITY> 1,161,313
<INTEREST-LOAN> 17,673
<INTEREST-INVEST> 19,417
<INTEREST-OTHER> 821
<INTEREST-TOTAL> 37,911
<INTEREST-DEPOSIT> 10,266
<INTEREST-EXPENSE> 28,215
<INTEREST-INCOME-NET> 9,696
<LOAN-LOSSES> (325)
<SECURITIES-GAINS> 4
<EXPENSE-OTHER> 6,961
<INCOME-PRETAX> 4,505
<INCOME-PRE-EXTRAORDINARY> 4,505
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,553
<EPS-BASIC> 0.62
<EPS-DILUTED> 0.61
<YIELD-ACTUAL> 7.34
<LOANS-NON> 2,321
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,823
<CHARGE-OFFS> 41
<RECOVERIES> 17
<ALLOWANCE-CLOSE> 4,770
<ALLOWANCE-DOMESTIC> 4,770
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>