<TABLE> <S> <C>
<ARTICLE> 7
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 32,856
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 1,264
<MORTGAGE> 266
<REAL-ESTATE> 4
<TOTAL-INVEST> 39,017
<CASH> 212
<RECOVER-REINSURE> 4,419
<DEFERRED-ACQUISITION> 5,239
<TOTAL-ASSETS> 171,905
<POLICY-LOSSES> 22,711
<UNEARNED-PREMIUMS> 2,973
<POLICY-OTHER> 15,560
<POLICY-HOLDER-FUNDS> 115,676
<NOTES-PAYABLE> 2,492
<COMMON> 2
1,243 <F1>
0
<OTHER-SE> 6,286
<TOTAL-LIABILITY-AND-EQUITY> 171,905
5,745
<INVESTMENT-INCOME> 1,297
<INVESTMENT-GAINS> (29)
<OTHER-INCOME> 0
<BENEFITS> 4,078
<UNDERWRITING-AMORTIZATION> 1,084
<UNDERWRITING-OTHER> 1,249
<INCOME-PRETAX> 602
<INCOME-TAX> 97
<INCOME-CONTINUING> 451
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 451
<EPS-BASIC> 2.09
<EPS-DILUTED> 2.07
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1>REPRESENTS COMPANY OBLIGATED MANDATORILY REDEEMABLE PREFERRED
SECURITIES OF SUBSIDIARY TRUSTS HOLDING SOLELY JUNIOR SUBORDINATED
DEBENTURES.
</FN>
</TABLE>