UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Zions First National Bank
Address: P.O. Box 30880
Salt Lake City, UT 84130
13F File Number: 28-2591
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Annette Langheinrich
Title: V.P, Controller
Phone: 801-594-8047
Signature, Place, and Date of Signing:
/s/Annette Langheinrich Salt Lake City, Utah February 3, 2000
- ----------------------- -------------------- ----------------
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 233
Form 13F Information Table Value Total: $642,780,188
List of Other Included Managers:
Form 13F File Number Name
NONE
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
====================================================================================================================================
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP. Com 001957109 4,255,649 83,752 45,637 14,556 23,559 61,408 5,412 16,932
ABBOTT LABORATORIES Com 002824100 2,672,382 73,594 46,594 24,000 3,000 47,894 26,500 400
ACXIOM CORP Com 005125109 2,308,992 96,208 96,208 0 0 96,208 0 0
ADAMS EXPRESS Com 006212104 255,765 7,621 1,339 0 6,282 1,339 0 6,282
AETNA INC. Com 008117103 434,612 7,787 4,699 88 3,000 4,787 0 3,000
ALBERTSON'S, INC. Com 013104104 3,513,380 108,942 30,786 200 77,956 31,786 200 76,956
ALCOA INC Com 013817101 257,300 3,100 2,000 1,100 0 3,100 1,100 0
ALL-AMERICAN SPORTPARK IN Com 01643P105 32,422 25,000 0 0 25,000 25,000 0 0
ALLEGHENY ENERGY, INC. Com 017361106 208,227 7,730 7,405 0 325 7,405 630 325
ALLSTATE CORP Com 020002101 312,909 13,004 2,600 9,094 1,310 10,310 7,872 1,310
ALLTEL CORP Com 020039103 220,362 2,665 1,849 324 492 1,723 250 692
AMERICA ON-LINE Com 02364J104 1,363,929 17,976 12,786 450 4,740 13,186 450 4,340
AMERICAN AIRCARRIERS SUPP Com 023758105 77,500 10,000 10,000 0 0 10,000 0 0
AMERICAN EXPRESS CO. Com 025816109 2,657,506 15,985 5,220 6,660 4,105 11,245 5,935 280
AMERICAN HOME PRODUCTS CO Com 026609107 1,925,370 49,054 36,110 0 12,944 41,010 0 8,044
AMERICAN INTERNATIONAL GR Com 026874107 2,027,560 18,752 13,654 4,798 300 12,656 5,104 992
AMERICAN RESOURCES & DEVE Com 028912103 7,938 12,700 0 0 12,700 0 0 12,700
AMERIRESOURCE TECHNOLOGIE Com 03072A104 555 15,000 0 0 15,000 15,000 0 0
AMGEN INC Com 03116210 522,544 8,700 7,280 1,420 0 8,380 320 0
ANHEUSER BUSCH COS INC Com 035229103 952,347 13,437 4,748 8,689 0 13,437 8,689 0
APRIA HEALTHCARE GROUP IN Com 037933108 340,813 19,000 19,000 0 0 19,000 0 0
APPLIED MATERIALS, INC. Com 038222105 1,430,935 11,295 9,295 1,800 200 11,295 1,800 0
ASH GROVE CEMENT CO Com 043693100 3,479,454 35,146 35,146 0 0 35,146 0 0
ATLANTIC RICHFIELD CO. Com 048825103 1,922,895 22,230 4,440 4,200 13,590 8,640 3,000 10,590
AUTOMATIC DATA PROCESSING Com 053015103 250,519 4,650 2,050 0 2,600 4,650 0 0
BP AMOCO PLC Com 055622104 13,648,637 230,114 54,646 148,670 26,798 65,330 149,834 14,950
BANK OF AMERICA CORP Com 060505104 1,160,034 23,114 14,014 4,251 4,849 18,672 450 3,992
BANK OF NY CO INC Com 064057102 286,720 7,168 2,776 0 4,392 7,168 0 0
BANK ONE CORP Com 06423A103 755,008 23,594 10,586 5,080 7,928 13,259 3,996 6,339
BANKWEST OF NEVADA Com 066050998 231,852 10,383 0 0 10,383 10,383 0 0
BAXTER INTERNATIONAL Com 071813109 757,142 12,054 6,788 2,798 2,468 9,586 0 2,468
BELL ATLANTIC CORP Com 077853109 2,442,369 39,673 26,413 4,594 8,666 31,771 2,076 5,826
BELLSOUTH CORP. Com 079860102 3,107,695 66,386 47,845 7,773 10,768 55,422 2,652 8,312
BIOCONTROL TECHNOLOGY INC Com 090586108 510 10,000 0 0 10,000 10,000 0 0
BIORELEASE CORP Com 090652108 2,100 15,000 0 0 15,000 15,000 0 0
BOEING CO. Com 097023105 733,610 17,704 11,526 3,678 2,500 14,851 7,653 1,200
BOYD GAMING CORPORATION Com 103304101 860,128 147,979 0 0 147,979 147,979 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 7,231,428 112,661 67,583 17,548 27,530 86,889 12,434 13,338
BROCKER TECHNOLOGY GROUP Com 11167V107 121,000 10,000 0 0 10,000 0 0 10,000
BURLINTON NO SANTA FE CP Com 12189T104 232,800 9,600 3,000 3,600 3,000 6,600 0 3,000
BUSINESS BANK CORP Com 12324E103 335,925 26,874 0 0 26,874 0 0 26,874
CBS CORP COMMON Com 12490K107 310,097 4,850 0 3,850 1,000 3,850 3,600 0
CMG INFORMATION SVCS Com 125750109 276,875 1,000 1,000 0 0 1,000 0 0
CAROLINA POWER & LIGHT CO Com 144141108 214,280 7,040 0 0 7,040 7,040 0 0
CHASE MANHATTAN CORP. Com 16161A108 1,174,014 15,112 3,112 3,400 8,600 6,612 3,400 5,100
CHEVRON CORP. Com 166751107 4,678,097 54,004 35,250 5,482 13,272 38,150 5,482 10,372
CISCO SYSTEMS, INC. Com 17275R102 6,196,753 57,846 41,360 11,626 4,860 44,056 12,054 1,736
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 2]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CITIGROUP INC COM Com 172967101 5,465,227 98,141 46,232 10,559 41,350 56,521 5,273 36,347
CLOROX COMPANY Com 189054109 479,167 9,512 0 1,512 8,000 2,512 0 7,000
COCA-COLA CO. Com 191216100 2,657,132 45,616 15,477 15,274 14,865 26,269 11,579 7,768
COLGATE-PALMOLIVE CO Com 194162103 995,020 15,308 4,240 7,068 4,000 15,308 0 0
COMBINED METALS Com 200201101 142 14,250 14,250 0 0 14,250 0 0
COMPAQ COMPUTER CORP. Com 204493100 923,183 34,113 25,277 6,136 2,700 31,312 3,501 1,400
COMPUTER ASSOCIATES Com 204912109 348,638 4,985 1,610 0 3,375 1,410 0 3,575
CONSOLIDATED NATURAL GAS Com 209615103 215,138 3,313 708 754 1,851 708 454 2,151
COPART INC COM STK Com 217204106 609,000 14,000 0 0 14,000 0 0 14,000
COPYTELE INC Com 217721109 27,625 34,000 0 34,000 0 34,000 0 0
CORNING INC Com 219350105 724,113 5,616 0 0 5,616 0 0 5,616
DQE INC Com 23329J104 233,096 6,732 0 5,250 1,482 5,250 5,250 1,482
DAW TECHNOLOGIES Com 239220106 15,766 25,225 0 0 25,225 0 0 25,225
DAYTON HUDSON CORP. Com 239753106 462,289 6,295 4,795 1,500 0 6,295 0 0
DELL COMPUTER CORP Com 247025109 935,340 18,340 11,180 1,320 5,840 13,300 1,100 3,940
DESWELL INDS INC COM Com 250639101 480,500 31,000 0 0 31,000 0 0 31,000
DIMON INC COM Com 254394109 39,000 12,000 0 0 12,000 0 0 12,000
DISNEY COM STK Com 254687106 688,399 23,535 14,590 6,525 2,420 20,265 1,725 1,545
DONALD, LUFKIN & JENRETTE Com 257661108 474,075 9,800 0 9,800 0 9,800 9,800 0
DOVER CORPORATION Com 260003108 1,362,158 30,020 9,950 10,400 9,670 20,350 14,400 9,670
DOW CHEMICAL CO. Com 260543103 1,360,169 10,179 7,279 300 2,600 7,279 300 2,600
DU PONT (E I) DE NEMOURS Com 263534109 5,102,516 77,458 22,112 27,765 27,581 45,803 22,074 9,581
EI ENVIROMENTAL CONCEPTS Com 26852L107 7,621 65,700 65,700 0 0 65,700 0 0
EMC CORP MASS Com 268648102 691,006 6,325 5,360 230 735 5,360 230 735
EASTMAN KODAK Com 277461109 290,440 4,384 2,325 1,947 112 2,918 1,354 112
EDISON INTERNATIONAL Com 281020107 403,811 15,420 2,697 0 12,723 4,697 0 10,723
EMERSON ELECTRIC CO. Com 291011104 1,505,233 26,235 18,385 4,300 3,550 22,985 100 3,150
ERICSSON L M TEL CO Com 294821400 335,006 5,100 5,100 0 0 5,100 0 0
EXXON MOBIL CORP Com 30231G102 21,251,680 263,791 109,719 56,071 98,001 151,259 25,681 86,851
FPL GROUP, INC. Com 302571104 458,693 10,714 5,694 2,435 2,585 8,079 700 1,935
FANNIE MAE Com 313586109 1,208,915 19,362 17,562 1,575 225 16,787 3,175 225
FIFTH THIRD BANCORP Com 316773100 257,179 3,505 3,505 0 0 2,470 1,035 0
BRODY INTERNATIONAL, INC Com 333331OX1 10,000 33,333 0 0 33,333 0 0 33,333
FIRST SECURITY CORP. Com 336294103 4,801,790 188,075 63,107 19,206 105,762 67,607 16,706 103,762
FIRST UNION CORP Com 337358105 294,362 8,937 3,199 5,738 0 8,637 4,903 0
FORD MOTOR CAP TR I PRD 9 Pfd 345343206 353,107 14,054 10,639 1,465 1,950 8,639 3,665 1,750
FORD MOTOR Com 345370100 774,951 14,536 7,529 6,273 734 9,654 4,148 734
FORTUNE BRANDS, INC. Com 349631101 279,610 8,457 4,057 0 4,400 4,057 0 4,400
GPU INC Com 36225X100 225,386 7,576 0 7,576 0 7,576 7,570 0
GTE CORP. Com 362320103 1,929,461 27,344 16,091 3,670 7,583 17,861 1,800 7,683
GANNETT CO. Com 364730101 219,403 2,690 990 1,700 0 2,690 0 0
GATEWAY ENERGY CORPORATIO Com 367600301 4,802 18,471 0 0 18,471 0 0 18,471
GATEWAYS TO SPACE INC Com 367847100 12,000 200,000 200,000 0 0 200,000 0 0
GENERAL ELECTRIC CO. Com 369604103 105,033,003 678,727 362,219 42,161 274,347 440,124 40,454 198,149
GENERAL MILLS Com 370334104 224,367 6,276 5,476 0 800 6,276 0 0
GENERAL MOTORS Com 370442105 583,099 8,022 3,614 3,030 1,378 5,514 1,130 1,378
GENEVA STEEL CO. - CL A Com 372252106 11,616 53,100 0 0 53,100 0 0 53,100
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 3]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GILLETTE CO. Com 375766102 626,462 15,210 12,010 1,600 1,600 14,610 1,300 300
GOLF VENTURES 144 Com 3816821X0 19,800 10,000 0 0 10,000 0 0 10,000
GUIDANT CORP COM STK Com 401698105 268,135 5,705 4,255 1,000 450 5,555 0 150
HEINZ (H J) CO. Com 423074103 1,140,628 28,650 1,850 300 26,500 3,350 0 25,300
HEWLETT PACKARD CO. Com 428236103 2,648,100 23,280 8,055 13,225 2,000 21,080 725 1,475
HOME DEPOT, INC. Com 437076102 3,824,081 55,623 29,019 24,699 1,905 47,118 8,250 255
HONEYWELL INTERNATIONAL I Com 438516106 516,015 8,945 2,429 2,516 4,000 4,945 0 4,000
HOUGHTON INTERNATIONAL IN Com 441510OX1 428,431 20,037 20,037 0 0 20,037 0 0
HOUSEHOLD INTL INC Com 441815107 204,875 5,500 5,500 0 0 5,500 0 0
HYPERION 2002 TERM TR INC Com 448915108 243,750 30,000 0 0 30,000 0 0 30,000
IDAHO POWER CO. Com 451107106 261,529 9,754 1,054 0 8,700 1,054 0 8,700
ILLINOIS TOOL WORKS Com 452308109 2,706,216 40,055 38,370 1,480 205 24,100 16,750 205
INDUSTRIAL SUPPLY Com 456001XO9 5,528,796 2,562 284 2,278 0 284 2,278 0
INGERSOLL-RAND Com 456866102 258,574 4,696 0 4,696 0 3,766 4,696 0
INNOVEX INC Com 457647105 862,500 92,000 0 0 92,000 0 0 92,000
INTEL CORP. Com 458140100 6,676,696 81,114 60,510 7,555 13,049 64,590 7,675 8,849
INTERNATIONAL ABSORBENTS Com 45885E104 23,760 44,000 0 44,000 0 44,000 0 0
INTERNATIONAL BUSINESS MA Com 459200101 4,487,708 41,601 24,030 7,864 9,707 28,494 5,000 8,107
INTERNATIONAL GAME TECHNO Com 459902102 264,063 13,000 0 0 13,000 13,000 0 0
INTERNATIONAL WAYSIDE GOL Com 46056H108 1,500 10,000 0 0 10,000 0 0 10,000
ITI Com 465710XO4 1 10,000 0 0 10,000 0 0 10,000
JOHNSON & JOHNSON Com 478160104 7,189,575 77,100 38,582 32,992 5,526 69,264 29,827 2,616
KELLOGG CO. Com 487836108 283,475 9,200 400 800 8,000 1,200 0 8,000
KIMBERLY CLARK CORP Com 494368103 463,690 7,086 4,812 2,250 24 7,062 24 24
KROGER C0MPANY Com 501044101 2,377,514 125,961 1,620 117,805 6,536 121,025 0 4,936
LSB INDUSTRIES INC Com 502160104 23,906 17,000 0 0 17,000 17,000 0 0
LEVEL 8 SYSTEMS INC Com 52729M10 449,313 13,000 13,000 0 0 13,000 0 0
LEXMARK INTL GROUP Com 529771107 212,675 2,350 2,350 0 0 2,350 0 0
LILLY (ELI) & CO. Com 532457108 861,175 12,950 2,200 10,600 150 12,200 10,000 750
LUCENT TECHNOLOGIES, INC. Com 549463107 7,694,700 102,596 53,816 27,987 20,793 81,325 17,410 3,861
MBNA CORP Com 55262L100 264,843 9,719 6,137 2,982 600 9,719 2,982 0
MCI WORLDCOM INC Com 55268B106 1,218,978 22,973 15,255 6,110 1,608 20,652 3,458 1,008
MAGELLAN TECHNOLOGY INC C Com 559092408 4,125 11,000 0 0 11,000 0 0 11,000
MARRIOTT INTERNATIONAL, I Com 571903202 208,313 6,600 600 0 6,000 600 0 6,000
MASTER SYSTEMS COMPUTER C Com 576357107 21 21,000 0 0 21,000 0 0 21,000
MAYTAG CORP Com 578592107 223,200 4,650 650 0 4,000 650 0 4,000
MC DONALDS Com 580135101 1,203,086 29,844 18,354 7,800 3,690 28,354 1,800 1,290
MCDONALD'S CORP 7.5 PFD C Pfd 580135804 275,900 12,400 10,900 1,500 0 8,400 4,000 0
MEDIAONE GROUP INC Com 58440J104 1,789,117 23,292 15,203 3,574 4,515 18,189 1,042 4,061
MEDTRONIC, INC. Com 585055106 918,225 25,200 23,084 1,016 1,100 17,084 7,016 1,100
MERCK & CO. Com 589331107 5,180,156 77,100 63,086 8,364 5,650 73,054 6,610 2,450
MERIT MEDICAL SYSTEMS INC Com 589889104 2,136,314 294,664 0 0 294,664 0 0 294,664
MERRILL LYNCH Com 590188108 551,945 6,625 6,175 450 0 6,425 0 200
METRO AIRLINES INC NEW Com 591905203 0 93,506 0 0 93,506 93,506 0 0
MICROSOFT CORP Com 594918104 5,805,160 49,723 29,858 14,533 5,332 44,713 2,178 2,832
MIDVIEW PROPERTIES L.C. Com 598121XO4 0 699,951 699,951 0 0 699,951 0 0
MINNESOTA MINING & MANUFA Com 604059105 1,451,388 14,829 7,020 1,289 6,520 8,670 1,289 4,870
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 4]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MIRAGE RESORTS INCORPORAT Com 60462E104 474,169 31,350 1,350 0 30,000 31,350 0 0
MONITREND INVESTMENT MGMT Com 609445101 0 20,200 0 0 20,200 0 0 20,200
MONSANTO CO. Com 611662107 657,188 18,545 10,285 3,860 4,400 12,545 1,000 5,000
MONTANA POWER CO. Com 612085100 890,672 24,698 5,998 1,500 17,200 7,498 0 17,200
MORGAN (J P) & CO. Com 616880100 1,009,328 7,971 2,972 4,499 500 7,471 5,099 0
MORGAN STANLEY DEAN WITTE Com 617446448 1,778,237 12,457 2,520 7,807 2,130 9,739 4,495 130
MOTOROLA, INC. Com 620076109 1,677,325 11,391 6,451 3,705 1,235 10,826 2,455 185
NEW ENGLAND ELETRIC SYSTE Com 644001109 354,229 6,845 0 3,000 3,845 3,845 3,000 3,000
NOKIA OYJ CORP. A - S ADR Com 654902204 603,758 3,160 2,985 175 0 2,985 175 0
NORFOLK SOUTHERN CORP. Com 655844108 290,588 14,175 12,675 300 1,200 12,675 2,400 1,200
NORTEL NETWORKS CORP Com 656569100 565,196 5,596 3,596 0 2,000 3,596 0 2,000
NOVELL, INC. Com 670006105 327,488 8,200 200 0 8,000 200 0 8,000
NSTAR Com 67019E107 360,450 8,900 0 8,900 0 8,900 7,400 0
NUVEEN NJ PREM Com 67101N205 1,000,000 40 40 0 0 34 0 6
OLD KENT FINANCIAL CORP Com 679833103 351,592 9,939 0 9,939 0 9,939 9,939 0
ONLINE ENTERTAINMENT INC Com 682913207 64,625 11,000 0 0 11,000 0 0 11,000
ORACLE CORP COM Com 68389X105 2,171,659 19,379 12,161 3,458 3,760 16,019 2,338 1,022
PNC FINCL CORP Com 693475105 433,564 9,743 5,743 0 4,000 5,743 0 4,000
PPG INDUSTRIES, INC. Com 693506107 275,776 4,408 1,000 0 3,408 1,000 0 3,408
PENNEY (J.C.) C0. Com 708160106 316,209 15,860 5,452 2,208 8,200 5,452 2,208 8,200
PEPSICO, INC. Com 713448108 2,030,259 57,596 46,987 5,809 4,800 55,837 609 1,150
PFIZER, INC. Com 717081103 2,199,911 67,820 53,050 8,150 6,620 54,250 7,950 5,620
PHILIP MORRIS COMPANIES, Com 718154107 1,249,245 54,315 11,546 39,200 3,569 53,271 925 119
PINNACLE WEST CAPITAL Com 723484101 571,519 18,700 1,300 17,400 0 17,400 17,400 0
POTLATCH CORP Com 737628107 304,878 6,832 6,832 0 0 6,832 0 0
POTOMAC ELEC PWR 7.375 PF Pfd 73767N208 202,956 9,495 8,675 820 0 6,175 3,320 0
PRECISION PLASTICS INTERN Com 740300XO8 24,500 24,500 0 0 24,500 0 0 24,500
PRINTCO, INC. Com 742351XO2 136,000 10,000 10,000 0 0 10,000 0 0
PROCTER & GAMBLE CO. Com 742718109 12,072,363 110,187 25,835 79,732 4,620 107,642 1,225 1,320
QUALCOMM CORP Com 747525103 218,395 1,240 0 0 1,240 0 0 1,240
QUESTAR CORP. Com 748356102 939,480 62,632 20,852 592 41,188 20,852 4,592 37,188
QWEST COMMUNICATIONS INTE Com 749121109 234,350 5,450 1,950 0 3,500 2,250 0 3,200
RECOM MANAGED SYSTEMS,INC Com 75623Q101 19,375 10,000 0 0 10,000 0 0 10,000
RELIANT ENERGY INC Com 75952J108 315,263 13,782 0 4,508 9,274 4,508 0 9,274
RITE AID CORP Com 767754104 829,291 74,543 74,358 0 185 74,443 0 100
ROYAL DUTCH PETROLEUM N.Y Com 780257804 502,608 8,299 3,967 2,920 1,412 8,299 0 0
SBC COMMUNICATIONS INC. Com 78387G103 6,604,845 135,484 83,786 24,039 27,659 106,315 6,595 22,574
SANSIDRA CORPORATION Com 801051103 0 32,000 0 0 32,000 0 0 32,000
SARA LEE CORP. Com 803111103 615,544 27,900 19,300 6,600 2,000 27,300 0 600
SCHERING-PLOUGH CORP. Com 806605101 1,192,433 28,140 18,025 3,040 7,075 21,015 400 6,725
SCHLUMBERGER LTD. Com 806857108 408,590 7,280 5,335 1,745 200 6,680 900 400
SCHWAB (CHARLES) CORP Com 808513105 220,894 5,775 5,775 0 0 5,775 0 0
SCOTTISH POWER PLC ADR Com 81013T705 1,030,064 36,788 12,082 1,819 22,887 12,720 1,471 22,597
SEAGATE TECHNOLOGY, INC. Com 811804103 259,539 5,574 5,574 0 0 5,574 0 0
SECURITY NATIONAL FINANCI Com 814785309 606,582 167,333 0 0 167,333 167,333 0 0
SERVICE CORP INTL Com 817565104 138,750 20,000 0 0 20,000 20,000 0 0
SIERRA PACIFIC RESOURCES Com 826428104 473,512 27,252 1,390 11,000 14,862 12,752 11,000 3,500
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 5]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SKIN CARE INTL HLDGS INC Com 830667101 0 10,921 0 10,921 0 0 10,921 0
SPECTRUM COMMUNICATIONS C Com 847612108 2,800 28,000 0 0 28,000 28,000 0 0
SPRINT CORP FON SERIES 1 Com 852061100 1,279,139 19,003 12,183 2,820 4,000 14,163 540 4,300
SPRINT CORP PCS SERIES 1 Com 852061506 419,840 4,096 2,801 295 1,000 2,996 100 1,000
STATION CASINOS INC Com 857689103 224,375 10,000 0 0 10,000 0 0 10,000
SUMMIT BANCORP COM Com 866005101 244,143 7,972 5,272 0 2,700 6,472 0 1,500
SUN MICRO SYSTEMS Com 866810104 1,779,204 22,976 16,976 5,200 800 22,176 5,200 800
SUPER VALU INC COM Com 868536103 902,400 45,120 45,120 0 0 45,120 0 0
SYSCO CORP Com 871829107 225,546 5,701 2,901 0 2,800 5,701 0 0
O C TANNER JEWELRY CL A N Com 875001XO2 699,091 613,238 0 0 613,238 0 0 613,238
O C TANNER JEWELRY VOTING Com 875002XO0 143,640 126,000 0 0 126,000 0 0 126,000
O C TANNER JEWELERY CL B Com 875003XO8 5,899,119 5,174,666 0 0 5,174,666 0 0 5,174,666
TEXACO INC. Com 881694103 1,336,522 24,608 6,083 2,100 16,425 9,003 1,000 14,605
TEXAS INSTRUMENTS Com 882508104 888,564 9,196 7,076 120 2,000 7,076 1,120 1,000
TIME WARNER Com 887315109 668,529 9,245 5,005 4,000 240 9,005 0 240
TOKHEIM CORP Com 889073102 43,500 12,000 0 12,000 0 12,000 0 0
TYCO INTL LTD Com 902124106 598,299 15,341 7,789 5,070 2,482 13,259 2,766 2,082
US BANCORP DEL INC Com 902973106 636,103 26,713 20,481 6,232 0 26,713 5,146 0
U S LABORATORIES INC Com 90333T105 41,756 13,100 13,100 0 0 13,100 0 0
UNION PACIFIC CORP. Com 907818108 1,305,732 29,888 10,608 2,480 16,800 12,508 2,080 15,300
UNION PACIFIC RESOURCES G Com 907834105 233,975 18,351 6,068 2,098 10,185 6,406 1,760 10,185
U S WEST INC Com 91273H101 2,986,992 41,486 26,066 5,644 9,776 30,551 1,858 9,077
UNITED TECHNOLOGIES CORP. Com 913017109 559,325 8,605 4,190 1,140 3,275 4,650 680 3,275
UTICS CORPORATION Com 918004102 12,500 25,000 0 0 25,000 25,000 0 0
VIDEO PUBLISHING VENTURES Com 92656V105 0 400,000 400,000 0 0 400,000 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 1,801,602 36,396 28,626 3,180 4,590 34,086 1,470 840
WACHOVIA CORP Com 929771103 207,400 3,050 3,050 0 0 3,050 0 0
WAL-MART STORES, INC. Com 931142103 2,263,706 32,748 13,953 6,770 12,025 26,623 500 5,625
WALGREEN CO Com 931422109 1,148,121 39,252 19,172 20,080 0 39,252 20,080 0
WARNER-LAMBERT CO. Com 934488107 3,665,474 44,735 18,885 23,250 2,600 42,835 21,000 1,900
WATSON PHARMACEUTICALS IN Com 942683103 215,591 6,020 6,020 0 0 6,020 0 0
WELLS FARGO & CO. Com 949746101 5,515,877 136,405 18,435 1,190 116,780 19,625 1,190 115,590
WEYERHAUSER Com 962166104 756,257 10,531 9,863 668 0 10,531 0 0
WILSON PRODUCTS Com 972001XO4 67,973 14,368 0 14,368 0 14,368 0 0
YAHOO! Com 984332106 351,775 813 573 50 190 573 50 190
ZIONS BANCORPORATION Com 989701107 243,086,209 4,107,053 249,362 215,313 3,642,378 388,644 225,968 3,492,441
ZIONS BANCORP (ESCROW) Com 9897011XO 365,991 5,939 0 0 5,939 5,939 0 0
Z C M I Com 989705108 915,005 40,220 0 0 40,220 0 0 40,220
CHISM HOMES INCORPORATED Com 993000116 0 182,428 0 0 182,428 182,428 0 0
ULTRA MEDICAL DEVICES INC Com 993001387 0 15,712 15,712 0 0 15,712 0 0
SIOUX STEEL CO CLASS B CO Com 997300439 1,132,656 89,538 0 89,538 0 89,538 0 0
VALLEY BANK Com 999111111 356,000 35,600 0 0 35,600 35,600 0 0
HIHO TECHNOLOGIES INC (FO Pfd 999310838 50,000 50,000 50,000 0 0 50,000 0 0
POLYAGRI INTERNATIONAL IN Pfd 999920109 10,000 10,000 0 0 10,000 10,000 0 0
CHINA OVERSEAS LAND & INV Com Y15004107 4,680 36,000 0 0 36,000 0 0 36,000
------------
642,780,188
* * * End Of Asset Report * * *
233 Assets Reported Of 30788 Assets On File
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