PILLAR FUNDS
NSAR-A, 1996-08-29
Previous: SYQUEST TECHNOLOGY INC, S-3/A, 1996-08-29
Next: PILLAR FUNDS, N-30D, 1996-08-29



<PAGE>      PAGE  1
000 A000000 06/30/96
000 C000000 0000882303
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 THE PILLAR FUNDS
001 B000000 811-6509
001 C000000 8005380018
002 A000000 2 OLIVER STREET
002 B000000 BOSTON
002 C000000 MA
002 D010000 02109
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 15
007 C010100  1
007 C020100 U.S. TREASURY SECURITIES MONEY MARKET FUND
007 C030100 N
007 C010200  2
007 C020200 PRIME OBLIGATION MONEY MARKET FUND
007 C030200 N
007 C010300  3
007 C020300 TAX-EXEMPT MONEY MARKET FUND
007 C030300 N
007 C010400  4
007 C020400 SHORT-TERM INVESTMENT FUND
007 C030400 N
007 C010500  5
007 C020500 FIXED INCOME FUND
007 C030500 N
007 C010600  6
007 C020600 NEW JERSEY MUNICIPAL SECURITIES FUND
007 C030600 N
007 C010700  7
007 C020700 INTERMEDIATE TERM GOVERNMENT SECURITIES FUND
007 C030700 N
007 C010800  8
007 C020800 EQUITY VALUE FUND
007 C030800 N
007 C010900  9
007 C020900 EQUITY INCOME FUND
007 C030900 N
007 C011000 10
007 C021000 MID-CAP VALUE FUND
<PAGE>      PAGE  2
007 C031000 N
007 C011100 11
007 C021100 BALANCED GROWTH FUND
007 C031100 N
007 C011200 12
007 C011300 13
007 C011400 14
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
007 C012100 21
007 C012200 22
007 C012300 23
007 C022300 PENNSYLVANIA MUNICIPAL SECURITIES FUND
007 C032300 N
007 C012400 24
007 C022400 GNMA FUND
007 C032400 N
007 C012500 25
007 C022500 U.S. TREASURY SECURITIES PLUS MONEY MARKET
007 C032500 N
007 C012600 26
007 C022600 INTERNATIONAL GROWTH FUND
007 C032600 N
007 C012700 27
007 C012800 28
007 C012900 29
007 C013000 30
008 A00AA01 SUMMITT BANK
008 B00AA01 A
008 C00AA01 801-0000
008 D01AA01 HACKENSACK
008 D02AA01 NJ
008 D03AA01 07601
008 A00AA02 WELLINGTON MANAGEMENT COMPANY
008 B00AA02 S
008 C00AA02 801-15908
008 D01AA02 BOSTON
008 D02AA02 MA
008 D03AA02 02109
015 A00AA01 SUMMITT BANK
015 B00AA01 C
015 C01AA01 HACKENSACK
015 C02AA01 NJ
015 C03AA01 07601
015 E03AA01 X
020 A000001 PERSHING
020 B000001 13-2741729
<PAGE>      PAGE  3
020 C000001     86
020 A000002 PAINE WEBBER
020 B000002 13-2760086
020 C000002     60
020 A000003 RANDOLPH E LESTYK
020 C000003     36
020 A000004 PRUDENTIAL SECURITIES
020 B000004 22-2347336
020 C000004     29
020 A000005 FIRST BOSTON
020 B000005 13-5659485
020 C000005     28
020 A000006 ERNST AND COMPANY
020 B000006 13-3732556
020 C000006     17
020 A000007 SMITH BARNEY
020 B000007 13-2518466
020 C000007     16
020 A000008 MORGAN STANLEY
020 B000008 13-2655998
020 C000008     15
020 A000009 JANNEY MONTGOMERY SCOTT
020 B000009 23-0731260
020 C000009     14
020 A000010 GOLDMAN SACHS
020 B000010 13-5108880
020 C000010     14
021  000000      385
022 A000001 NOMURA SECURITIES
022 B000001 13-2642206
022 C000001    674394
022 D000001    654862
022 A000002 G.X. CLARK
022 B000002 13-2969143
022 C000002    576149
022 D000002    463674
022 A000003 SPEAR LEADS & KELLOGG
022 B000003 13-5515160
022 C000003    696799
022 D000003    133041
022 A000004 J.P. MORGAN
022 B000004 13-3224016
022 C000004     91377
022 D000004    108758
022 A000005 MERRILL LYNCH
022 B000005 13-5674085
022 C000005    128915
022 D000005     39339
022 A000006 CANTOR FITZGERALD
022 B000006 13-3680184
022 C000006     76135
<PAGE>      PAGE  4
022 D000006      9996
022 A000007 MCDONALD & CO.
022 B000007 34-0642433
022 C000007     73135
022 D000007      7755
022 A000008 BANK OF AMERICA
022 B000008 94-1687665
022 C000008     74409
022 D000008      4975
022 A000009 LEHMAN BROTHERS
022 B000009 13-2927667
022 C000009     36456
022 D000009     27139
022 A000010 PRUDENTAIL SECURITIES
022 B000010 22-2347336
022 C000010     57885
022 D000010         0
023 C000000    3263338
023 D000000    1870373
024  00AA00 N
027  000000 Y
037  00AA00 N
038  00AA00      0
039  00AA00 N
040  00AA00 Y
041  00AA00 Y
042 A00AA00   0
042 B00AA00   0
042 C00AA00   0
042 D00AA00   0
042 E00AA00 100
042 F00AA00   0
042 G00AA00   0
042 H00AA00   0
043  00AA00     92
044  00AA00      0
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
054 A00AA00 N
054 B00AA00 N
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 N
054 I00AA00 N
<PAGE>      PAGE  5
054 J00AA00 N
054 K00AA00 N
054 L00AA00 N
054 M00AA00 N
054 N00AA00 N
054 O00AA00 N
055 A00AA00 N
055 B00AA00 N
056  00AA00 N
057  00AA00 N
077 A000000 N
028 A010100    109760
028 A020100        13
028 A030100         0
028 A040100    202961
028 B010100     81759
028 B020100        12
028 B030100         0
028 B040100     70876
028 C010100     63618
028 C020100        11
028 C030100         0
028 C040100     71750
028 D010100    162053
028 D020100        11
028 D030100         0
028 D040100    160076
028 E010100     79531
028 E020100        11
028 E030100         0
028 E040100     59486
028 F010100    137875
028 F020100        14
028 F030100         0
028 F040100     86482
028 G010100    634596
028 G020100        72
028 G030100         0
028 G040100    651631
028 H000100         0
062 A000100 Y
062 B000100  97.2
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
<PAGE>      PAGE  6
062 L000100   3.2
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100  -0.4
063 A000100  41
063 B000100  0.0
066 A000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
071 A000100         0
071 B000100         0
071 C000100         0
071 D000100    0
072 A000100  6
072 B000100    10119
072 C000100        0
072 D000100        0
072 E000100        0
072 F000100      692
072 G000100      395
072 H000100        0
072 I000100       42
072 J000100       50
072 K000100        0
072 L000100       15
072 M000100        6
072 N000100       26
072 O000100        0
072 P000100        0
072 Q000100        0
072 R000100       45
072 S000100       21
072 T000100        4
072 U000100        6
072 V000100        0
072 W000100        0
072 X000100     1302
072 Y000100       12
072 Z000100     8829
072AA000100       25
072BB000100        0
072CC010100        0
072CC020100        0
072DD010100     8755
072DD020100       74
072EE000100        0
<PAGE>      PAGE  7
073 A010100   0.0200
073 A020100   0.0200
073 B000100   0.0000
073 C000100   0.0000
074 A000100        0
074 B000100        0
074 C000100   451825
074 D000100        0
074 E000100        0
074 F000100        0
074 G000100        0
074 H000100        0
074 I000100        0
074 J000100        0
074 K000100        0
074 L000100       63
074 M000100        6
074 N000100   451894
074 O000100        0
074 P000100        0
074 Q000100        0
074 R010100        0
074 R020100        0
074 R030100        0
074 R040100     1768
074 S000100        0
074 T000100   450126
074 U010100   446326
074 U020100     3643
074 V010100     1.00
074 V020100     1.00
074 W000100   1.0003
074 X000100      101
074 Y000100        0
075 A000100   397870
075 B000100        0
076  000100     0.00
028 A010200     63628
028 A020200        29
028 A030200         0
028 A040200     25522
028 B010200     36569
028 B020200        40
028 B030200         0
028 B040200     59246
028 C010200     78842
028 C020200        33
028 C030200         0
028 C040200     41980
028 D010200     58146
028 D020200        35
<PAGE>      PAGE  8
028 D030200         0
028 D040200     67450
028 E010200    119770
028 E020200        32
028 E030200         0
028 E040200     61367
028 F010200     71365
028 F020200        33
028 F030200         0
028 F040200     63838
028 G010200    428320
028 G020200       202
028 G030200         0
028 G040200    319403
028 H000200         0
062 A000200 Y
062 B000200   0.0
062 C000200  61.9
062 D000200  23.5
062 E000200   0.0
062 F000200   1.3
062 G000200   0.0
062 H000200   0.0
062 I000200  14.6
062 J000200   0.0
062 K000200   0.0
062 L000200   0.0
062 M000200   0.0
062 N000200   0.0
062 O000200   0.0
062 P000200   0.0
062 Q000200   0.0
062 R000200  -1.3
063 A000200  51
063 B000200  0.0
064 A000200 N
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
071 A000200         0
071 B000200         0
071 C000200         0
071 D000200    0
072 A000200  6
072 B000200     8766
072 C000200        0
072 D000200        0
072 E000200        0
072 F000200      571
<PAGE>      PAGE  9
072 G000200      326
072 H000200        0
072 I000200       43
072 J000200       37
072 K000200        0
072 L000200        9
072 M000200        4
072 N000200       17
072 O000200        0
072 P000200        0
072 Q000200        0
072 R000200       38
072 S000200       14
072 T000200        9
072 U000200        3
072 V000200        0
072 W000200        2
072 X000200     1073
072 Y000200        4
072 Z000200     7697
072AA000200        0
072BB000200       29
072CC010200        0
072CC020200        0
072DD010200     7531
072DD020200      166
072EE000200        0
073 A010200   0.0200
073 A020200   0.0200
073 B000200   0.0000
073 C000200   0.0000
074 A000200        0
074 B000200    88458
074 C000200   292223
074 D000200        0
074 E000200        0
074 F000200        0
074 G000200        0
074 H000200        0
074 I000200        0
074 J000200        0
074 K000200        0
074 L000200     1680
074 M000200       12
074 N000200   382373
074 O000200     5000
074 P000200        0
074 Q000200        0
074 R010200        0
074 R020200        0
074 R030200        0
<PAGE>      PAGE  10
074 R040200     1692
074 S000200        0
074 T000200   375681
074 U010200   367574
074 U020200     8123
074 V010200     1.00
074 V020200     1.00
074 W000200   0.9995
074 X000200     1452
074 Y000200        0
075 A000200   327901
075 B000200        0
076  000200     0.00
028 A010300     15349
028 A020300        14
028 A030300         0
028 A040300     17203
028 B010300     13222
028 B020300        10
028 B030300         0
028 B040300     14894
028 C010300      1897
028 C020300         9
028 C030300         0
028 C040300      4401
028 D010300      8795
028 D020300        10
028 D030300         0
028 D040300     10560
028 E010300     20991
028 E020300        10
028 E030300         0
028 E040300      6473
028 F010300      9160
028 F020300        10
028 F030300         0
028 F040300      8700
028 G010300     69414
028 G020300        63
028 G030300         0
028 G040300     62231
028 H000300         0
062 A000300 Y
062 B000300   0.0
062 C000300   0.0
062 D000300   0.0
062 E000300  98.1
062 F000300   0.0
062 G000300   0.0
062 H000300   0.0
062 I000300   0.0
<PAGE>      PAGE  11
062 J000300   0.0
062 K000300   0.0
062 L000300   1.3
062 M000300   0.0
062 N000300   0.0
062 O000300   0.0
062 P000300   0.0
062 Q000300   0.0
062 R000300   0.6
063 A000300  58
063 B000300  0.0
064 A000300 N
066 A000300 N
067  000300 N
068 A000300 N
068 B000300 N
069  000300 N
071 A000300         0
071 B000300         0
071 C000300         0
071 D000300    0
072 A000300  6
072 B000300     1203
072 C000300        0
072 D000300        0
072 E000300        0
072 F000300      118
072 G000300       67
072 H000300        0
072 I000300       16
072 J000300        8
072 K000300        0
072 L000300        1
072 M000300        0
072 N000300        1
072 O000300        0
072 P000300        0
072 Q000300        0
072 R000300        6
072 S000300        2
072 T000300        5
072 U000300        3
072 V000300        0
072 W000300        0
072 X000300      227
072 Y000300        3
072 Z000300      979
072AA000300        0
072BB000300        0
072CC010300        0
072CC020300        0
<PAGE>      PAGE  12
072DD010300      925
072DD020300       54
072EE000300        0
073 A010300   0.0100
073 A020300   0.0100
073 B000300   0.0000
073 C000300   0.0000
074 A000300        0
074 B000300        0
074 C000300    75684
074 D000300        0
074 E000300        0
074 F000300        0
074 G000300        0
074 H000300        0
074 I000300        0
074 J000300        0
074 K000300        0
074 L000300      651
074 M000300        8
074 N000300    76343
074 O000300        0
074 P000300        0
074 Q000300        0
074 R010300        0
074 R020300        0
074 R030300        0
074 R040300      230
074 S000300        0
074 T000300    76113
074 U010300    72611
074 U020300     3508
074 V010300     1.00
074 V020300     1.00
074 W000300   0.9997
074 X000300      496
074 Y000300        0
075 A000300    67794
075 B000300        0
076  000300     0.00
028 A010400       706
028 A020400         0
028 A030400         0
028 A040400       517
028 B010400      1919
028 B020400       149
028 B030400         0
028 B040400       816
028 C010400       954
028 C020400       131
028 C030400         0
<PAGE>      PAGE  13
028 C040400      1302
028 D010400       904
028 D020400       132
028 D030400         0
028 D040400       842
028 E010400      2218
028 E020400       125
028 E030400         0
028 E040400      1241
028 F010400      3075
028 F020400       253
028 F030400         0
028 F040400       688
028 G010400      9776
028 G020400       790
028 G030400         0
028 G040400      5406
028 H000400       469
029  000400 Y
030 A000400      0
030 B000400  1.00
030 C000400  0.00
031 A000400      0
031 B000400      0
032  000400      0
033  000400      0
062 A000400 Y
062 B000400  16.9
062 C000400   2.7
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400  80.4
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
063 A000400 200
063 B000400  0.0
064 A000400 N
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
<PAGE>      PAGE  14
069  000400 N
071 A000400       303
071 B000400      3340
071 C000400      9819
071 D000400   22
072 A000400  6
072 B000400      965
072 C000400        0
072 D000400        0
072 E000400        0
072 F000400      102
072 G000400       34
072 H000400        0
072 I000400       12
072 J000400        4
072 K000400        0
072 L000400        1
072 M000400        0
072 N000400        1
072 O000400        0
072 P000400        0
072 Q000400        0
072 R000400        2
072 S000400        1
072 T000400        2
072 U000400        3
072 V000400        0
072 W000400        1
072 X000400      163
072 Y000400       25
072 Z000400      827
072AA000400        0
072BB000400       22
072CC010400        0
072CC020400        0
072DD010400      788
072DD020400       41
072EE000400        0
073 A010400   0.2400
073 A020400   0.2300
073 B000400   0.0000
073 C000400   0.0000
074 A000400        0
074 B000400        0
074 C000400    37373
074 D000400        0
074 E000400        0
074 F000400        0
074 G000400        0
074 H000400        0
074 I000400        0
<PAGE>      PAGE  15
074 J000400        0
074 K000400        0
074 L000400      524
074 M000400        8
074 N000400    37905
074 O000400        0
074 P000400        0
074 Q000400        0
074 R010400        0
074 R020400        0
074 R030400        0
074 R040400      171
074 S000400        0
074 T000400    37734
074 U010400     3627
074 U020400      149
074 V010400     9.99
074 V020400    10.01
074 W000400   0.0000
074 X000400      792
074 Y000400        0
075 A000400        0
075 B000400    34162
076  000400     0.00
028 A010500      1806
028 A020500       535
028 A030500         0
028 A040500      1595
028 B010500      2753
028 B020500       513
028 B030500         0
028 B040500      1456
028 C010500      1374
028 C020500       495
028 C030500         0
028 C040500      1784
028 D010500      1125
028 D020500       524
028 D030500         0
028 D040500      2113
028 E010500      1090
028 E020500       507
028 E030500         0
028 E040500      1954
028 F010500       805
028 F020500      1020
028 F030500         0
028 F040500      3004
028 G010500      8953
028 G020500      3594
028 G030500         0
<PAGE>      PAGE  16
028 G040500     11906
028 H000500      2218
029  000500 Y
030 A000500      0
030 B000500  4.00
030 C000500  0.00
031 A000500      0
031 B000500      0
032  000500      0
033  000500      0
062 A000500 Y
062 B000500   0.0
062 C000500   0.0
062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500   0.0
062 J000500   0.0
062 K000500   0.0
062 L000500   4.5
062 M000500  48.6
062 N000500  23.6
062 O000500   0.0
062 P000500  22.4
062 Q000500   0.0
062 R000500   0.9
063 A000500   0
063 B000500  4.8
064 A000500 N
066 A000500 N
067  000500 N
068 A000500 N
068 B000500 N
069  000500 N
071 A000500     17772
071 B000500     20159
071 C000500    110294
071 D000500   16
072 A000500  6
072 B000500     3762
072 C000500        0
072 D000500        0
072 E000500        0
072 F000500      354
072 G000500      118
072 H000500        0
072 I000500       15
072 J000500       15
072 K000500        0
<PAGE>      PAGE  17
072 L000500        1
072 M000500        1
072 N000500        2
072 O000500        0
072 P000500        0
072 Q000500        0
072 R000500        9
072 S000500        3
072 T000500        8
072 U000500        3
072 V000500        0
072 W000500        3
072 X000500      532
072 Y000500       53
072 Z000500     3283
072AA000500      193
072BB000500        0
072CC010500        0
072CC020500     5029
072DD010500     3114
072DD020500      169
072EE000500        0
073 A010500   0.2800
073 A020500   0.2700
073 B000500   0.0000
073 C000500   0.0000
074 A000500        0
074 B000500        0
074 C000500     5175
074 D000500   108960
074 E000500        0
074 F000500        0
074 G000500        0
074 H000500        0
074 I000500        0
074 J000500        0
074 K000500        0
074 L000500     1627
074 M000500       19
074 N000500   115781
074 O000500        0
074 P000500        0
074 Q000500        0
074 R010500        0
074 R020500        0
074 R030500        0
074 R040500      623
074 S000500        0
074 T000500   115158
074 U010500    10777
074 U020500      653
<PAGE>      PAGE  18
074 V010500    10.08
074 V020500    10.07
074 W000500   0.0000
074 X000500     1312
074 Y000500        0
075 A000500        0
075 B000500   118470
076  000500     0.00
028 A010600      1071
028 A020600         0
028 A030600         0
028 A040600      2018
028 B010600      1572
028 B020600       169
028 B030600         0
028 B040600      1472
028 C010600      1255
028 C020600       143
028 C030600         0
028 C040600      1507
028 D010600       700
028 D020600       154
028 D030600         0
028 D040600      2443
028 E010600       520
028 E020600       148
028 E030600         0
028 E040600      3244
028 F010600       505
028 F020600       262
028 F030600         0
028 F040600      1802
028 G010600      5623
028 G020600       876
028 G030600         0
028 G040600     12486
028 H000600      2480
029  000600 Y
030 A000600      0
030 B000600  1.00
030 C000600  0.00
031 A000600      0
031 B000600      0
032  000600      0
033  000600      0
062 A000600 Y
062 B000600   0.0
062 C000600   0.0
062 D000600   0.0
062 E000600   0.0
062 F000600   0.0
<PAGE>      PAGE  19
062 G000600   0.0
062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   0.0
062 M000600   0.0
062 N000600   0.0
062 O000600  98.3
062 P000600   0.0
062 Q000600   0.0
062 R000600   1.7
063 A000600   0
063 B000600  6.4
064 A000600 N
066 A000600 N
067  000600 N
068 A000600 N
068 B000600 N
069  000600 N
071 A000600      3743
071 B000600      7423
071 C000600     48933
071 D000600    8
072 A000600  6
072 B000600     1210
072 C000600        0
072 D000600        0
072 E000600        0
072 F000600      153
072 G000600       51
072 H000600        0
072 I000600       19
072 J000600        6
072 K000600        0
072 L000600        0
072 M000600        0
072 N000600        0
072 O000600        0
072 P000600        0
072 Q000600        0
072 R000600        5
072 S000600        2
072 T000600       31
072 U000600        2
072 V000600        0
072 W000600        0
072 X000600      269
072 Y000600       95
072 Z000600     1036
072AA000600        0
<PAGE>      PAGE  20
072BB000600       23
072CC010600        0
072CC020600     1136
072DD010600      546
072DD020600      489
072EE000600        0
073 A010600   0.2200
073 A020600   0.2100
073 B000600   0.0000
073 C000600   0.0000
074 A000600      138
074 B000600        0
074 C000600        0
074 D000600    46101
074 E000600        0
074 F000600        0
074 G000600        0
074 H000600        0
074 I000600        0
074 J000600      150
074 K000600        0
074 L000600      694
074 M000600        9
074 N000600    47092
074 O000600        0
074 P000600        0
074 Q000600        0
074 R010600        0
074 R020600        0
074 R030600        0
074 R040600      202
074 S000600        0
074 T000600    46890
074 U010600     2262
074 U020600     2178
074 V010600    10.56
074 V020600    10.56
074 W000600   0.0000
074 X000600     1426
074 Y000600        0
075 A000600        0
075 B000600    51211
076  000600     0.00
028 A010700      1504
028 A020700         0
028 A030700         0
028 A040700       704
028 B010700      1122
028 B020700       111
028 B030700         0
028 B040700      1021
<PAGE>      PAGE  21
028 C010700       599
028 C020700       110
028 C030700         0
028 C040700      1184
028 D010700      1174
028 D020700       117
028 D030700         0
028 D040700      2244
028 E010700       756
028 E020700       108
028 E030700         0
028 E040700      1290
028 F010700       360
028 F020700       227
028 F030700         0
028 F040700       434
028 G010700      5515
028 G020700       673
028 G030700         0
028 G040700      6877
028 H000700       589
029  000700 Y
030 A000700      0
030 B000700  4.00
030 C000700  0.00
031 A000700      0
031 B000700      0
032  000700      0
033  000700      0
062 A000700 Y
062 B000700   0.0
062 C000700   0.0
062 D000700   0.0
062 E000700   0.0
062 F000700   0.0
062 G000700   0.0
062 H000700   0.0
062 I000700   0.0
062 J000700   0.0
062 K000700   0.0
062 L000700   1.5
062 M000700  46.5
062 N000700  50.8
062 O000700   0.0
062 P000700   0.0
062 Q000700   0.0
062 R000700   1.2
063 A000700   0
063 B000700  3.2
064 A000700 N
066 A000700 N
<PAGE>      PAGE  22
067  000700 N
068 A000700 N
068 B000700 N
069  000700 N
071 A000700      9188
071 B000700     10457
071 C000700     30834
071 D000700   30
072 A000700  6
072 B000700      956
072 C000700        0
072 D000700        0
072 E000700        0
072 F000700       96
072 G000700       32
072 H000700        0
072 I000700       11
072 J000700        4
072 K000700        0
072 L000700        0
072 M000700        0
072 N000700        1
072 O000700        0
072 P000700        0
072 Q000700        0
072 R000700        0
072 S000700        0
072 T000700        4
072 U000700        3
072 V000700        0
072 W000700        0
072 X000700      151
072 Y000700       18
072 Z000700      823
072AA000700        0
072BB000700       82
072CC010700        0
072CC020700      894
072DD010700      745
072DD020700       86
072EE000700        0
073 A010700   0.2700
073 A020700   0.2500
073 B000700   0.0000
073 C000700   0.0000
074 A000700      134
074 B000700        0
074 C000700      465
074 D000700    30030
074 E000700        0
074 F000700        0
<PAGE>      PAGE  23
074 G000700        0
074 H000700        0
074 I000700        0
074 J000700      985
074 K000700        0
074 L000700      443
074 M000700        3
074 N000700    32060
074 O000700      998
074 P000700        0
074 Q000700        0
074 R010700        0
074 R020700        0
074 R030700        0
074 R040700      194
074 S000700        0
074 T000700    30868
074 U010700     2738
074 U020700      328
074 V010700    10.07
074 V020700    10.07
074 W000700   0.0000
074 X000700      443
074 Y000700        0
075 A000700        0
075 B000700    32111
076  000700     0.00
028 A010800      3810
028 A020800         1
028 A030800         0
028 A040800      1220
028 B010800      1552
028 B020800        -2
028 B030800         0
028 B040800      1685
028 C010800       893
028 C020800         0
028 C030800         0
028 C040800      1102
028 D010800      1683
028 D020800       389
028 D030800         0
028 D040800       991
028 E010800       871
028 E020800         0
028 E030800         0
028 E040800       496
028 F010800      6166
028 F020800       445
028 F030800         0
028 F040800       736
<PAGE>      PAGE  24
028 G010800     14975
028 G020800       833
028 G030800         0
028 G040800      6230
028 H000800      1579
029  000800 Y
030 A000800      0
030 B000800  4.00
030 C000800  0.00
031 A000800      0
031 B000800      0
032  000800      0
033  000800      0
062 A000800 N
062 B000800   0.0
062 C000800   0.0
062 D000800   0.0
062 E000800   0.0
062 F000800   0.0
062 G000800   0.0
062 H000800   0.0
062 I000800   0.0
062 J000800   0.0
062 K000800   0.0
062 L000800   0.0
062 M000800   0.0
062 N000800   0.0
062 O000800   0.0
062 P000800   0.0
062 Q000800   0.0
062 R000800   0.0
063 A000800   0
063 B000800  0.0
066 A000800 Y
066 B000800 N
066 C000800 N
066 D000800 N
066 E000800 Y
066 F000800 N
066 G000800 N
067  000800 N
068 A000800 N
068 B000800 N
069  000800 N
071 A000800     40934
071 B000800     39183
071 C000800     89201
071 D000800   44
072 A000800  6
072 B000800      200
072 C000800      994
<PAGE>      PAGE  25
072 D000800        0
072 E000800        0
072 F000800      362
072 G000800       96
072 H000800        0
072 I000800       15
072 J000800       12
072 K000800        0
072 L000800        1
072 M000800        1
072 N000800        2
072 O000800        0
072 P000800        0
072 Q000800        0
072 R000800        8
072 S000800        3
072 T000800       11
072 U000800        3
072 V000800        0
072 W000800        0
072 X000800      514
072 Y000800      116
072 Z000800      796
072AA000800     7048
072BB000800        0
072CC010800      563
072CC020800        0
072DD010800      741
072DD020800       58
072EE000800        0
073 A010800   0.1100
073 A020800   0.0900
073 B000800   0.0000
073 C000800   0.0000
074 A000800     5452
074 B000800        0
074 C000800     9847
074 D000800        0
074 E000800        0
074 F000800    92512
074 G000800        0
074 H000800        0
074 I000800        0
074 J000800        0
074 K000800        0
074 L000800      215
074 M000800       29
074 N000800   108055
074 O000800        0
074 P000800        0
074 Q000800        0
<PAGE>      PAGE  26
074 R010800        0
074 R020800        0
074 R030800        0
074 R040800      548
074 S000800        0
074 T000800   107507
074 U010800     7095
074 U020800      664
074 V010800    13.85
074 V020800    13.87
074 W000800   0.0000
074 X000800     1326
074 Y000800        0
075 A000800        0
075 B000800    96982
076  000800     0.00
028 A010900      1980
028 A020900         2
028 A030900         0
028 A040900       620
028 B010900      1656
028 B020900         1
028 B030900         0
028 B040900      1436
028 C010900       807
028 C020900         0
028 C030900         0
028 C040900       394
028 D010900      1026
028 D020900       309
028 D030900         0
028 D040900       567
028 E010900      1303
028 E020900         0
028 E030900         0
028 E040900      1037
028 F010900      1119
028 F020900       352
028 F030900         0
028 F040900      3281
028 G010900      7891
028 G020900       664
028 G030900         0
028 G040900      7335
028 H000900      3874
029  000900 Y
030 A000900      0
030 B000900  4.00
030 C000900  0.00
031 A000900      0
031 B000900      0
<PAGE>      PAGE  27
032  000900      0
033  000900      0
062 A000900 N
062 B000900   0.0
062 C000900   0.0
062 D000900   0.0
062 E000900   0.0
062 F000900   0.0
062 G000900   0.0
062 H000900   0.0
062 I000900   0.0
062 J000900   0.0
062 K000900   0.0
062 L000900   0.0
062 M000900   0.0
062 N000900   0.0
062 O000900   0.0
062 P000900   0.0
062 Q000900   0.0
062 R000900   0.0
063 A000900   0
063 B000900  0.0
066 A000900 Y
066 B000900 N
066 C000900 N
066 D000900 N
066 E000900 N
066 F000900 Y
066 G000900 N
067  000900 N
068 A000900 N
068 B000900 N
069  000900 N
071 A000900     22334
071 B000900     24581
071 C000900     53560
071 D000900   42
072 A000900  6
072 B000900      111
072 C000900      830
072 D000900        0
072 E000900        0
072 F000900      217
072 G000900       58
072 H000900        0
072 I000900       12
072 J000900        7
072 K000900        0
072 L000900        1
072 M000900        0
072 N000900        1
<PAGE>      PAGE  28
072 O000900        0
072 P000900        0
072 Q000900        0
072 R000900        4
072 S000900        1
072 T000900       14
072 U000900        3
072 V000900        0
072 W000900        2
072 X000900      320
072 Y000900       74
072 Z000900      695
072AA000900     5051
072BB000900        0
072CC010900        0
072CC020900      931
072DD010900      583
072DD020900      114
072EE000900        0
073 A010900   0.1700
073 A020900   0.1300
073 B000900   0.0000
073 C000900   0.0000
074 A000900        0
074 B000900        0
074 C000900     6469
074 D000900        0
074 E000900        0
074 F000900    55499
074 G000900        0
074 H000900        0
074 I000900        0
074 J000900        0
074 K000900        0
074 L000900        0
074 M000900        0
074 N000900    61968
074 O000900        0
074 P000900        0
074 Q000900        0
074 R010900        0
074 R020900        0
074 R030900        0
074 R040900     2817
074 S000900        0
074 T000900    59151
074 U010900     3335
074 U020900      880
074 V010900    14.02
074 V020900    14.06
074 W000900   0.0000
<PAGE>      PAGE  29
074 X000900     1659
074 Y000900        0
075 A000900        0
075 B000900    58183
076  000900     0.00
028 A011000       900
028 A021000         0
028 A031000         0
028 A041000       705
028 B011000      1111
028 B021000         0
028 B031000         0
028 B041000       737
028 C011000       430
028 C021000         0
028 C031000         0
028 C041000       249
028 D011000       596
028 D021000       110
028 D031000         0
028 D041000       369
028 E011000       408
028 E021000         0
028 E031000         0
028 E041000       341
028 F011000       567
028 F021000       102
028 F031000         0
028 F041000      2408
028 G011000      4012
028 G021000       212
028 G031000         0
028 G041000      4809
028 H001000       563
029  001000 Y
030 A001000      0
030 B001000  4.00
030 C001000  0.00
031 A001000      0
031 B001000      0
032  001000      0
033  001000      0
062 A001000 Y
062 B001000   0.0
062 C001000   0.0
062 D001000   0.0
062 E001000   0.0
062 F001000   0.0
062 G001000   0.0
062 H001000   0.0
062 I001000   0.0
<PAGE>      PAGE  30
062 J001000   0.0
062 K001000   0.0
062 L001000   0.0
062 M001000   0.0
062 N001000   0.0
062 O001000   0.0
062 P001000   0.0
062 Q001000   0.0
062 R001000   0.0
063 A001000   0
063 B001000  0.0
066 A001000 Y
066 B001000 N
066 C001000 N
066 D001000 N
066 E001000 Y
066 F001000 N
066 G001000 N
067  001000 N
068 A001000 N
068 B001000 N
069  001000 N
071 A001000     13821
071 B001000     12291
071 C001000     49854
071 D001000   25
072 A001000  6
072 B001000       35
072 C001000      393
072 D001000        0
072 E001000        0
072 F001000      192
072 G001000       51
072 H001000        0
072 I001000       13
072 J001000        6
072 K001000        0
072 L001000        1
072 M001000        1
072 N001000        1
072 O001000        0
072 P001000        0
072 Q001000        0
072 R001000        4
072 S001000        1
072 T001000        8
072 U001000        3
072 V001000        0
072 W001000        0
072 X001000      281
072 Y001000       69
<PAGE>      PAGE  31
072 Z001000      216
072AA001000     1242
072BB001000        0
072CC011000     1737
072CC021000        0
072DD011000      200
072DD021000       19
072EE001000        0
073 A011000   0.0600
073 A021000   0.0400
073 B001000   0.0000
073 C001000   0.0000
074 A001000        0
074 B001000        0
074 C001000     1065
074 D001000        0
074 E001000        0
074 F001000    51788
074 G001000        0
074 H001000        0
074 I001000        0
074 J001000        0
074 K001000        0
074 L001000        0
074 M001000        0
074 N001000    52853
074 O001000      274
074 P001000        0
074 Q001000        0
074 R011000        0
074 R021000        0
074 R031000        0
074 R041000     2160
074 S001000        0
074 T001000    50419
074 U011000     3333
074 U021000      453
074 V011000    13.32
074 V021000    13.30
074 W001000   0.0000
074 X001000     1104
074 Y001000        0
075 A001000        0
075 B001000    51395
076  001000     0.00
028 A011100      1709
028 A021100         0
028 A031100         0
028 A041100       549
028 B011100       287
028 B021100         0
<PAGE>      PAGE  32
028 B031100         0
028 B041100       503
028 C011100       570
028 C021100         0
028 C031100         0
028 C041100       441
028 D011100       906
028 D021100       336
028 D031100         0
028 D041100       574
028 E011100       617
028 E021100         0
028 E031100         0
028 E041100      1139
028 F011100       426
028 F021100       384
028 F031100         0
028 F041100       514
028 G011100      4515
028 G021100       720
028 G031100         0
028 G041100      3720
028 H001100       792
029  001100 Y
030 A001100      0
030 B001100  4.00
030 C001100  0.00
031 A001100      0
031 B001100      0
032  001100      0
033  001100      0
062 A001100 N
062 B001100   0.0
062 C001100   0.0
062 D001100   0.0
062 E001100   0.0
062 F001100   0.0
062 G001100   0.0
062 H001100   0.0
062 I001100   0.0
062 J001100   0.0
062 K001100   0.0
062 L001100   0.0
062 M001100   0.0
062 N001100   0.0
062 O001100   0.0
062 P001100   0.0
062 Q001100   0.0
062 R001100   0.0
063 A001100   0
063 B001100  0.0
<PAGE>      PAGE  33
066 A001100 Y
066 B001100 N
066 C001100 N
066 D001100 N
066 E001100 Y
066 F001100 N
066 G001100 N
067  001100 Y
068 A001100 N
068 B001100 N
069  001100 N
071 A001100      7379
071 B001100     10872
071 C001100     38811
071 D001100   19
072 A001100  6
072 B001100      709
072 C001100      237
072 D001100        0
072 E001100        0
072 F001100      159
072 G001100       42
072 H001100        0
072 I001100       13
072 J001100        5
072 K001100        0
072 L001100        1
072 M001100        0
072 N001100        2
072 O001100        0
072 P001100        0
072 Q001100        0
072 R001100        3
072 S001100        1
072 T001100       11
072 U001100        3
072 V001100        0
072 W001100        1
072 X001100      241
072 Y001100       60
072 Z001100      765
072AA001100     2093
072BB001100        0
072CC011100        0
072CC021100      731
072DD011100      608
072DD021100      148
072EE001100        0
073 A011100   0.2200
073 A021100   0.2100
073 B001100   0.0000
<PAGE>      PAGE  34
073 C001100   0.0000
074 A001100      400
074 B001100        0
074 C001100     6879
074 D001100    16856
074 E001100        0
074 F001100    19442
074 G001100        0
074 H001100        0
074 I001100        0
074 J001100        0
074 K001100        0
074 L001100      335
074 M001100       15
074 N001100    43927
074 O001100        0
074 P001100        0
074 Q001100        0
074 R011100        0
074 R021100        0
074 R031100        0
074 R041100      444
074 S001100        0
074 T001100    43483
074 U011100     2773
074 U021100      720
074 V011100    12.45
074 V021100    12.46
074 W001100   0.0000
074 X001100      955
074 Y001100        0
075 A001100        0
075 B001100    42544
076  001100     0.00
028 A012300       144
028 A022300         0
028 A032300         0
028 A042300         0
028 B012300        78
028 B022300         1
028 B032300         0
028 B042300         0
028 C012300        65
028 C022300         1
028 C032300         0
028 C042300        24
028 D012300        40
028 D022300         2
028 D032300         0
028 D042300        26
028 E012300       335
<PAGE>      PAGE  35
028 E022300         1
028 E032300         0
028 E042300        99
028 F012300        68
028 F022300         3
028 F032300         0
028 F042300       100
028 G012300       730
028 G022300         8
028 G032300         0
028 G042300       249
028 H002300        71
029  002300 Y
030 A002300      0
030 B002300  1.00
030 C002300  0.00
031 A002300      0
031 B002300      0
032  002300      0
033  002300      0
062 A002300 Y
062 B002300   0.0
062 C002300   0.0
062 D002300   0.0
062 E002300   0.0
062 F002300   0.0
062 G002300   0.0
062 H002300   0.0
062 I002300   0.0
062 J002300   0.0
062 K002300   0.0
062 L002300   1.3
062 M002300   0.0
062 N002300   0.0
062 O002300  97.7
062 P002300   0.0
062 Q002300   0.0
062 R002300   1.0
063 A002300   0
063 B002300  8.4
064 A002300 N
066 A002300 N
067  002300 N
068 A002300 N
068 B002300 N
069  002300 N
071 A002300      1232
071 B002300       673
071 C002300      3729
071 D002300   18
072 A002300  6
<PAGE>      PAGE  36
072 B002300       97
072 C002300        0
072 D002300        0
072 E002300        0
072 F002300       11
072 G002300        4
072 H002300        0
072 I002300       14
072 J002300        1
072 K002300        0
072 L002300        0
072 M002300        0
072 N002300        0
072 O002300        0
072 P002300        0
072 Q002300        0
072 R002300        0
072 S002300        0
072 T002300        0
072 U002300        1
072 V002300        0
072 W002300        0
072 X002300       31
072 Y002300       15
072 Z002300       81
072AA002300        0
072BB002300        2
072CC012300        0
072CC022300      101
072DD012300       76
072DD022300        5
072EE002300        0
073 A012300   0.2100
073 A022300   0.2000
073 B002300   0.0000
073 C002300   0.0000
074 A002300        2
074 B002300        0
074 C002300       54
074 D002300     3907
074 E002300        0
074 F002300        0
074 G002300        0
074 H002300        0
074 I002300        0
074 J002300        0
074 K002300        0
074 L002300       56
074 M002300        3
074 N002300     4022
074 O002300        0
<PAGE>      PAGE  37
074 P002300        0
074 Q002300        0
074 R012300        0
074 R022300        0
074 R032300        0
074 R042300       22
074 S002300        0
074 T002300     4000
074 U012300      368
074 U022300       34
074 V012300     9.96
074 V022300     9.96
074 W002300   0.0000
074 X002300       32
074 Y002300        0
075 A002300        0
075 B002300     3843
076  002300     0.00
028 A012400        63
028 A022400         0
028 A032400         0
028 A042400       142
028 B012400       247
028 B022400        49
028 B032400         0
028 B042400      1451
028 C012400       361
028 C022400        33
028 C032400         0
028 C042400       361
028 D012400       576
028 D022400        33
028 D032400         0
028 D042400       514
028 E012400       231
028 E022400        32
028 E032400         0
028 E042400       482
028 F012400       102
028 F022400        65
028 F032400         0
028 F042400       338
028 G012400      1580
028 G022400       212
028 G032400         0
028 G042400      3288
028 H002400       171
029  002400 Y
030 A002400      0
030 B002400  3.00
030 C002400  0.00
<PAGE>      PAGE  38
031 A002400      0
031 B002400      0
032  002400      0
033  002400      0
062 A002400 Y
062 B002400   0.0
062 C002400   0.0
062 D002400   0.0
062 E002400   0.0
062 F002400   0.0
062 G002400   0.0
062 H002400   0.0
062 I002400   0.0
062 J002400   0.0
062 K002400   0.0
062 L002400   1.0
062 M002400   6.4
062 N002400  92.2
062 O002400   0.0
062 P002400   0.0
062 Q002400   0.0
062 R002400   0.4
063 A002400   0
063 B002400 25.7
064 A002400 N
066 A002400 N
067  002400 N
068 A002400 N
068 B002400 N
069  002400 N
071 A002400         0
071 B002400       945
071 C002400      8979
071 D002400    0
072 A002400  6
072 B002400      322
072 C002400        0
072 D002400        0
072 E002400        0
072 F002400       28
072 G002400        9
072 H002400        0
072 I002400       14
072 J002400        1
072 K002400        0
072 L002400        0
072 M002400        0
072 N002400        1
072 O002400        0
072 P002400        0
072 Q002400        0
<PAGE>      PAGE  39
072 R002400        1
072 S002400        0
072 T002400        2
072 U002400        1
072 V002400        0
072 W002400        0
072 X002400       57
072 Y002400       18
072 Z002400      283
072AA002400        7
072BB002400        0
072CC012400        0
072CC022400      485
072DD012400      233
072DD022400       50
072EE002400        0
073 A012400   0.3000
073 A022400   0.2900
073 B002400   0.0000
073 C002400   0.0000
074 A002400       32
074 B002400        0
074 C002400      438
074 D002400     8065
074 E002400        0
074 F002400        0
074 G002400        0
074 H002400        0
074 I002400        0
074 J002400        0
074 K002400        0
074 L002400       52
074 M002400        3
074 N002400     8590
074 O002400        0
074 P002400        0
074 Q002400        0
074 R012400        0
074 R022400        0
074 R032400        0
074 R042400       53
074 S002400        0
074 T002400     8537
074 U012400      738
074 U022400      167
074 V012400     9.44
074 V022400     9.43
074 W002400   0.0000
074 X002400      498
074 Y002400        0
075 A002400        0
<PAGE>      PAGE  40
075 B002400     9216
076  002400     0.00
028 A012500     49808
028 A022500       267
028 A032500         0
028 A042500     43268
028 B012500     37546
028 B022500       238
028 B032500         0
028 B042500     43935
028 C012500     41050
028 C022500       218
028 C032500         0
028 C042500     42075
028 D012500     45334
028 D022500       240
028 D032500         0
028 D042500     43961
028 E012500     48900
028 E022500       226
028 E032500         0
028 E042500     51694
028 F012500     39026
028 F022500       232
028 F032500         0
028 F042500     46496
028 G012500    261664
028 G022500      1421
028 G032500         0
028 G042500    271429
028 H002500         0
062 A002500 Y
062 B002500  52.6
062 C002500   0.0
062 D002500  47.8
062 E002500   0.0
062 F002500   0.0
062 G002500   0.0
062 H002500   0.0
062 I002500   0.0
062 J002500   0.0
062 K002500   0.0
062 L002500   0.0
062 M002500   0.0
062 N002500   0.0
062 O002500   0.0
062 P002500   0.0
062 Q002500   0.0
062 R002500  -0.4
063 A002500  45
063 B002500  0.0
<PAGE>      PAGE  41
064 A002500 N
066 A002500 N
067  002500 N
068 A002500 N
068 B002500 N
069  002500 N
071 A002500         0
071 B002500         0
071 C002500         0
071 D002500    0
072 A002500  6
072 B002500     1780
072 C002500        0
072 D002500        0
072 E002500        0
072 F002500       50
072 G002500      117
072 H002500        0
072 I002500        9
072 J002500       10
072 K002500        0
072 L002500        1
072 M002500        0
072 N002500        1
072 O002500        0
072 P002500        0
072 Q002500        0
072 R002500        4
072 S002500        2
072 T002500        8
072 U002500        2
072 V002500        0
072 W002500        0
072 X002500      204
072 Y002500       19
072 Z002500     1595
072AA002500        0
072BB002500        0
072CC012500        0
072CC022500        0
072DD012500     1595
072DD022500        0
072EE002500        0
073 A012500   0.0200
073 A022500   0.0000
073 B002500   0.0000
073 C002500   0.0000
074 A002500        0
074 B002500    26946
074 C002500    29650
074 D002500        0
<PAGE>      PAGE  42
074 E002500        0
074 F002500        0
074 G002500        0
074 H002500        0
074 I002500        0
074 J002500        0
074 K002500        0
074 L002500       11
074 M002500       19
074 N002500    56626
074 O002500        0
074 P002500        0
074 Q002500        0
074 R012500        0
074 R022500        0
074 R032500        0
074 R042500      273
074 S002500        0
074 T002500    56353
074 U012500    56373
074 U022500        0
074 V012500     1.00
074 V022500     0.00
074 W002500   0.9995
074 X002500      361
074 Y002500        0
075 A002500    67718
075 B002500        0
076  002500     0.00
028 A012600       615
028 A022600         0
028 A032600         0
028 A042600       158
028 B012600       892
028 B022600         0
028 B032600         0
028 B042600       111
028 C012600       508
028 C022600         0
028 C032600         0
028 C042600       475
028 D012600       475
028 D022600         0
028 D032600         0
028 D042600       137
028 E012600       543
028 E022600         0
028 E032600         0
028 E042600       235
028 F012600       472
028 F022600         0
<PAGE>      PAGE  43
028 F032600         0
028 F042600       421
028 G012600      3505
028 G022600         0
028 G032600         0
028 G042600      1537
028 H002600       687
029  002600 Y
030 A002600      0
030 B002600  4.00
030 C002600  0.00
031 A002600      0
031 B002600      0
032  002600      0
033  002600      0
045  002600 Y
046  002600 N
047  002600 Y
048  002600  1.000
048 A012600        0
048 A022600 0.000
048 B012600        0
048 B022600 0.000
048 C012600        0
048 C022600 0.000
048 D012600        0
048 D022600 0.000
048 E012600        0
048 E022600 0.000
048 F012600        0
048 F022600 0.000
048 G012600        0
048 G022600 0.000
048 H012600        0
048 H022600 0.000
048 I012600        0
048 I022600 0.000
048 J012600        0
048 J022600 0.000
048 K012600        0
048 K022600 0.000
058 A002600 N
059  002600 Y
060 A002600 Y
060 B002600 Y
061  002600     1000
062 A002600 N
062 B002600   0.0
062 C002600   0.0
062 D002600   0.0
062 E002600   0.0
<PAGE>      PAGE  44
062 F002600   0.0
062 G002600   0.0
062 H002600   0.0
062 I002600   0.0
062 J002600   0.0
062 K002600   0.0
062 L002600   0.0
062 M002600   0.0
062 N002600   0.0
062 O002600   0.0
062 P002600   0.0
062 Q002600   0.0
062 R002600   0.0
063 A002600   0
063 B002600  0.0
066 A002600 Y
066 B002600 N
066 C002600 N
066 D002600 Y
066 E002600 N
066 F002600 N
066 G002600 N
067  002600 N
068 A002600 N
068 B002600 Y
069  002600 N
070 A012600 Y
070 A022600 Y
070 B012600 Y
070 B022600 N
070 C012600 Y
070 C022600 N
070 D012600 Y
070 D022600 N
070 E012600 N
070 E022600 N
070 F012600 N
070 F022600 N
070 G012600 Y
070 G022600 N
070 H012600 N
070 H022600 N
070 I012600 N
070 I022600 N
070 J012600 Y
070 J022600 N
070 K012600 Y
070 K022600 Y
070 L012600 Y
070 L022600 Y
070 M012600 Y
<PAGE>      PAGE  45
070 M022600 Y
070 N012600 N
070 N022600 N
070 O012600 N
070 O022600 N
070 P012600 N
070 P022600 N
070 Q012600 N
070 Q022600 N
070 R012600 N
070 R022600 N
071 A002600      5741
071 B002600      4065
071 C002600     11804
071 D002600   34
072 A002600  6
072 B002600       15
072 C002600      184
072 D002600        0
072 E002600        0
072 F002600       61
072 G002600       12
072 H002600        0
072 I002600       10
072 J002600       10
072 K002600        0
072 L002600        2
072 M002600        0
072 N002600        2
072 O002600        0
072 P002600        0
072 Q002600        0
072 R002600        1
072 S002600        0
072 T002600        1
072 U002600        2
072 V002600        0
072 W002600        6
072 X002600      107
072 Y002600       14
072 Z002600      106
072AA002600      555
072BB002600        0
072CC012600      134
072CC022600        0
072DD012600        0
072DD022600        0
072EE002600        0
073 A012600   0.0000
073 A022600   0.0000
073 B002600   0.0000
<PAGE>      PAGE  46
073 C002600   0.0000
074 A002600        1
074 B002600      696
074 C002600        0
074 D002600        0
074 E002600       52
074 F002600    12667
074 G002600        0
074 H002600        0
074 I002600        0
074 J002600       38
074 K002600        0
074 L002600       75
074 M002600       12
074 N002600    13541
074 O002600      146
074 P002600        0
074 Q002600        0
074 R012600        0
074 R022600        0
074 R032600        0
074 R042600       21
074 S002600        0
074 T002600    13374
074 U012600     1076
074 U022600       88
074 V012600    11.49
074 V022600    11.47
074 W002600   0.0000
074 X002600      599
074 Y002600        0
075 A002600        0
075 B002600    12325
076  002600     0.00
SIGNATURE   STEPHEN G. MEYER                             
TITLE       CONTROLLER          
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 011
   <NAME> U.S. TREASURY SECURITIES MONEY MARKET FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           451825
<INVESTMENTS-AT-VALUE>                          451825
<RECEIVABLES>                                       63
<ASSETS-OTHER>                                       6
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  451894
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         1768
<TOTAL-LIABILITIES>                               1768
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        446326
<SHARES-COMMON-STOCK>                           446326
<SHARES-COMMON-PRIOR>                           463400
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            157
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    450126
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                10119
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    1290
<NET-INVESTMENT-INCOME>                           8829
<REALIZED-GAINS-CURRENT>                            25
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                             8854
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (8755)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         632355
<NUMBER-OF-SHARES-REDEEMED>                   (649430)
<SHARES-REINVESTED>                                  1
<NET-CHANGE-IN-ASSETS>                         (16937)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              692
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1302
<AVERAGE-NET-ASSETS>                            397870
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                             (.02)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .65
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 012
   <NAME> U.S. TREASURY SECURITIES MONEY MARKET FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           451825
<INVESTMENTS-AT-VALUE>                          451825
<RECEIVABLES>                                       63
<ASSETS-OTHER>                                       6
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  451894
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         1768
<TOTAL-LIABILITIES>                               1768
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          3643
<SHARES-COMMON-STOCK>                             3643
<SHARES-COMMON-PRIOR>                             3531
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            157
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    450126
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                10119
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    1290
<NET-INVESTMENT-INCOME>                           8829
<REALIZED-GAINS-CURRENT>                            25
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                             8854
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (74)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           2242
<NUMBER-OF-SHARES-REDEEMED>                     (2201)
<SHARES-REINVESTED>                                 71
<NET-CHANGE-IN-ASSETS>                         (16937)    
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              692
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1302
<AVERAGE-NET-ASSETS>                            397870
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                             (.02)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .90
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 021
   <NAME> PRIME OBLIGATION MONEY MARKET FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           380681
<INVESTMENTS-AT-VALUE>                          380681
<RECEIVABLES>                                     1680
<ASSETS-OTHER>                                      12
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  382373
<PAYABLE-FOR-SECURITIES>                          5000
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         1692
<TOTAL-LIABILITIES>                               6692
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        367574
<SHARES-COMMON-STOCK>                           367574
<SHARES-COMMON-PRIOR>                           259654
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (16)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    375681
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 8766
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    1069
<NET-INVESTMENT-INCOME>                           7697
<REALIZED-GAINS-CURRENT>                          (29)
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                             7668
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (7531)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         421859
<NUMBER-OF-SHARES-REDEEMED>                   (313978)
<SHARES-REINVESTED>                                 39
<NET-CHANGE-IN-ASSETS>                          109089
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           13
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              571
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1073
<AVERAGE-NET-ASSETS>                            327901
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                             (.02)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .65
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 022
   <NAME> PRIME OBLIGATION MONEY MARKET FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           380681
<INVESTMENTS-AT-VALUE>                          380681
<RECEIVABLES>                                     1680
<ASSETS-OTHER>                                      12
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  382373
<PAYABLE-FOR-SECURITIES>                          5000
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         1692
<TOTAL-LIABILITIES>                               6692
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          8123
<SHARES-COMMON-STOCK>                             8123
<SHARES-COMMON-PRIOR>                             6925
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (16)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    375681
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 8766
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    1069
<NET-INVESTMENT-INCOME>                           7697
<REALIZED-GAINS-CURRENT>                          (29)
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                             7668
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (166)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           6461
<NUMBER-OF-SHARES-REDEEMED>                     (5426)
<SHARES-REINVESTED>                                163
<NET-CHANGE-IN-ASSETS>                          109089
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           13
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              571
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1073
<AVERAGE-NET-ASSETS>                            327901
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                             (.02)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .90
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 031
   <NAME> TAX-EXEMPT MONEY MARKET FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            75684
<INVESTMENTS-AT-VALUE>                           75684
<RECEIVABLES>                                      651
<ASSETS-OTHER>                                       8
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   76343
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          230
<TOTAL-LIABILITIES>                                230
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         72611
<SHARES-COMMON-STOCK>                            72611
<SHARES-COMMON-PRIOR>                            63634
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            (6)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                     76113
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1203
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     224
<NET-INVESTMENT-INCOME>                            979
<REALIZED-GAINS-CURRENT>                             0
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                              979
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (925)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          66793
<NUMBER-OF-SHARES-REDEEMED>                    (57825)
<SHARES-REINVESTED>                                  9
<NET-CHANGE-IN-ASSETS>                            7247
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          (6)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              118
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    227
<AVERAGE-NET-ASSETS>                             67794
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .01
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.01)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .65
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 032
   <NAME> TAX-EXEMPT MONEY MARKET FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            75684
<INVESTMENTS-AT-VALUE>                           75684
<RECEIVABLES>                                      651
<ASSETS-OTHER>                                       8
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   76343
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          230
<TOTAL-LIABILITIES>                                230
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          3508
<SHARES-COMMON-STOCK>                             3508
<SHARES-COMMON-PRIOR>                             5238
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            (6)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                     76113
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1203
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     224
<NET-INVESTMENT-INCOME>                            979
<REALIZED-GAINS-CURRENT>                             0
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                              979
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (54)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           2622
<NUMBER-OF-SHARES-REDEEMED>                     (4406)
<SHARES-REINVESTED>                                 54
<NET-CHANGE-IN-ASSETS>                            7247
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          (6)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              118
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    227
<AVERAGE-NET-ASSETS>                             67794
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .01
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.01)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .90
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 041
   <NAME> SHORT-TERM INVESTMENT FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            37407
<INVESTMENTS-AT-VALUE>                           37373
<RECEIVABLES>                                      524
<ASSETS-OTHER>                                       8
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   37905
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          171
<TOTAL-LIABILITIES>                                171
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         36327
<SHARES-COMMON-STOCK>                             3627
<SHARES-COMMON-PRIOR>                             3057
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (1)
<ACCUMULATED-NET-GAINS>                           (55)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (34)
<NET-ASSETS>                                     37734
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  965
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     138
<NET-INVESTMENT-INCOME>                            827
<REALIZED-GAINS-CURRENT>                          (22)
<APPREC-INCREASE-CURRENT>                         (88)
<NET-CHANGE-FROM-OPS>                              717
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (788)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            931
<NUMBER-OF-SHARES-REDEEMED>                      (436)
<SHARES-REINVESTED>                                 75
<NET-CHANGE-IN-ASSETS>                            5049
<ACCUMULATED-NII-PRIOR>                              1
<ACCUMULATED-GAINS-PRIOR>                         (33)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              102
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    163
<AVERAGE-NET-ASSETS>                             34162
<PER-SHARE-NAV-BEGIN>                            10.02
<PER-SHARE-NII>                                    .24
<PER-SHARE-GAIN-APPREC>                          (.03)
<PER-SHARE-DIVIDEND>                             (.24)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.99
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 042
   <NAME> SHORT-TERM INVESTMENT FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            37407
<INVESTMENTS-AT-VALUE>                           37373
<RECEIVABLES>                                      524
<ASSETS-OTHER>                                       8
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   37905
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          171
<TOTAL-LIABILITIES>                                171
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          1497
<SHARES-COMMON-STOCK>                              149
<SHARES-COMMON-PRIOR>                              203
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (1)
<ACCUMULATED-NET-GAINS>                           (55)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (34)
<NET-ASSETS>                                     37734
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  965
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     138
<NET-INVESTMENT-INCOME>                            827
<REALIZED-GAINS-CURRENT>                          (22)
<APPREC-INCREASE-CURRENT>                         (88)
<NET-CHANGE-FROM-OPS>                              717
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (41)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             47
<NUMBER-OF-SHARES-REDEEMED>                      (104)
<SHARES-REINVESTED>                                  3
<NET-CHANGE-IN-ASSETS>                            5049
<ACCUMULATED-NII-PRIOR>                              1
<ACCUMULATED-GAINS-PRIOR>                         (33)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              102
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    163
<AVERAGE-NET-ASSETS>                             34162
<PER-SHARE-NAV-BEGIN>                            10.05
<PER-SHARE-NII>                                    .23
<PER-SHARE-GAIN-APPREC>                          (.04)
<PER-SHARE-DIVIDEND>                             (.23)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.01
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 051
   <NAME> FIXED INCOME CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           116204
<INVESTMENTS-AT-VALUE>                          114135
<RECEIVABLES>                                     1627
<ASSETS-OTHER>                                      19
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  115781
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          623
<TOTAL-LIABILITIES>                                623
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        110167
<SHARES-COMMON-STOCK>                            10777
<SHARES-COMMON-PRIOR>                            10820
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (100)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        (2069)
<NET-ASSETS>                                    115158
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 3762
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     479
<NET-INVESTMENT-INCOME>                           3283
<REALIZED-GAINS-CURRENT>                           193
<APPREC-INCREASE-CURRENT>                       (5029)
<NET-CHANGE-FROM-OPS>                           (1553)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (3114)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            652
<NUMBER-OF-SHARES-REDEEMED>                     (1031)
<SHARES-REINVESTED>                                336
<NET-CHANGE-IN-ASSETS>                          (4195)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                       (293)
<GROSS-ADVISORY-FEES>                              354
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    532
<AVERAGE-NET-ASSETS>                            118470
<PER-SHARE-NAV-BEGIN>                            10.49
<PER-SHARE-NII>                                    .28
<PER-SHARE-GAIN-APPREC>                          (.41)
<PER-SHARE-DIVIDEND>                             (.28)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.08
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 052
   <NAME> FIXED INCOME FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                           116204
<INVESTMENTS-AT-VALUE>                          114135
<RECEIVABLES>                                     1627
<ASSETS-OTHER>                                      19
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  115781
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          623
<TOTAL-LIABILITIES>                                623
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          7160
<SHARES-COMMON-STOCK>                              653
<SHARES-COMMON-PRIOR>                              557
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (100)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        (2069)
<NET-ASSETS>                                    115158
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 3762
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     479
<NET-INVESTMENT-INCOME>                           3283
<REALIZED-GAINS-CURRENT>                           193
<APPREC-INCREASE-CURRENT>                       (5029)
<NET-CHANGE-FROM-OPS>                           (1553)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (169)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            218
<NUMBER-OF-SHARES-REDEEMED>                      (137)
<SHARES-REINVESTED>                                 15
<NET-CHANGE-IN-ASSETS>                          (4195)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                       (293)
<GROSS-ADVISORY-FEES>                              354
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    532
<AVERAGE-NET-ASSETS>                            118470
<PER-SHARE-NAV-BEGIN>                            10.48
<PER-SHARE-NII>                                    .27
<PER-SHARE-GAIN-APPREC>                          (.41)
<PER-SHARE-DIVIDEND>                             (.27)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.07
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 061
   <NAME> NEW JERSEY MUNICIPAL SECURITIES FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            46162
<INVESTMENTS-AT-VALUE>                           46101
<RECEIVABLES>                                      844
<ASSETS-OTHER>                                     147
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   47092
<PAYABLE-FOR-SECURITIES>                           202
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                                202
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         23978
<SHARES-COMMON-STOCK>                             2262
<SHARES-COMMON-PRIOR>                             2602
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (331)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (61)
<NET-ASSETS>                                     46890
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1210
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     174
<NET-INVESTMENT-INCOME>                           1036
<REALIZED-GAINS-CURRENT>                          (23)
<APPREC-INCREASE-CURRENT>                       (1136)
<NET-CHANGE-FROM-OPS>                            (123)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (745)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            481
<NUMBER-OF-SHARES-REDEEMED>                      (585)
<SHARES-REINVESTED>                                 45
<NET-CHANGE-IN-ASSETS>                          (7144)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (308)
<OVERDISTRIB-NII-PRIOR>                            (1)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              153
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    269
<AVERAGE-NET-ASSETS>                             51211
<PER-SHARE-NAV-BEGIN>                            10.79
<PER-SHARE-NII>                                    .22
<PER-SHARE-GAIN-APPREC>                          (.23)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.22)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.56
<EXPENSE-RATIO>                                    .56
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 062
   <NAME> NEW JERSEY MUNICIPAL SECURITIES FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            46162
<INVESTMENTS-AT-VALUE>                           46101
<RECEIVABLES>                                      844
<ASSETS-OTHER>                                     147
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   47092
<PAYABLE-FOR-SECURITIES>                           202
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                                202
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         23304
<SHARES-COMMON-STOCK>                             2178
<SHARES-COMMON-PRIOR>                             2405
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (331)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (61)
<NET-ASSETS>                                     46890
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1210
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     174
<NET-INVESTMENT-INCOME>                           1036
<REALIZED-GAINS-CURRENT>                          (23)
<APPREC-INCREASE-CURRENT>                       (1136)
<NET-CHANGE-FROM-OPS>                            (123)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (86)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             59
<NUMBER-OF-SHARES-REDEEMED>                       (91)
<SHARES-REINVESTED>                                 37
<NET-CHANGE-IN-ASSETS>                          (7144)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (308)
<OVERDISTRIB-NII-PRIOR>                            (1)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              153
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    269
<AVERAGE-NET-ASSETS>                             51211
<PER-SHARE-NAV-BEGIN>                            10.79
<PER-SHARE-NII>                                    .21
<PER-SHARE-GAIN-APPREC>                          (.23)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.21)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.56
<EXPENSE-RATIO>                                    .81
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 071
   <NAME> INTERMEDIATE TERM GOVERNMENT SECURITIES FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            30951
<INVESTMENTS-AT-VALUE>                           30495
<RECEIVABLES>                                     1428
<ASSETS-OTHER>                                       3
<OTHER-ITEMS-ASSETS>                               134
<TOTAL-ASSETS>                                   32060
<PAYABLE-FOR-SECURITIES>                         (998)
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        (194)
<TOTAL-LIABILITIES>                             (1192)
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         29027
<SHARES-COMMON-STOCK>                             2738
<SHARES-COMMON-PRIOR>                             2783
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (8)
<ACCUMULATED-NET-GAINS>                         (1273)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         (456)
<NET-ASSETS>                                     30868
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  956
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     133
<NET-INVESTMENT-INCOME>                            823
<REALIZED-GAINS-CURRENT>                          (82)
<APPREC-INCREASE-CURRENT>                        (894)
<NET-CHANGE-FROM-OPS>                            (153)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (745)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            481
<NUMBER-OF-SHARES-REDEEMED>                      (585)
<SHARES-REINVESTED>                                 59
<NET-CHANGE-IN-ASSETS>                          (1674)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                       (1191)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               96
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    151
<AVERAGE-NET-ASSETS>                             32111
<PER-SHARE-NAV-BEGIN>                            10.37
<PER-SHARE-NII>                                    .26
<PER-SHARE-GAIN-APPREC>                          (.29)
<PER-SHARE-DIVIDEND>                             (.27)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.07
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 072
   <NAME> INTERMEDIATE TERM GOVERNMENT SECURITIES FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            30951
<INVESTMENTS-AT-VALUE>                           30495
<RECEIVABLES>                                     1428
<ASSETS-OTHER>                                       3
<OTHER-ITEMS-ASSETS>                               134
<TOTAL-ASSETS>                                   32060
<PAYABLE-FOR-SECURITIES>                         (998)
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        (194)
<TOTAL-LIABILITIES>                             (1192)
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          3578
<SHARES-COMMON-STOCK>                              328
<SHARES-COMMON-PRIOR>                              353
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (8)
<ACCUMULATED-NET-GAINS>                         (1273)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         (456)
<NET-ASSETS>                                     30868
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  956
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     133
<NET-INVESTMENT-INCOME>                            823
<REALIZED-GAINS-CURRENT>                          (82)
<APPREC-INCREASE-CURRENT>                        (894)
<NET-CHANGE-FROM-OPS>                            (153)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (86)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             59
<NUMBER-OF-SHARES-REDEEMED>                       (91)
<SHARES-REINVESTED>                                  7
<NET-CHANGE-IN-ASSETS>                          (1674)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                       (1191)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               96
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    151
<AVERAGE-NET-ASSETS>                             32111
<PER-SHARE-NAV-BEGIN>                            10.37
<PER-SHARE-NII>                                    .25
<PER-SHARE-GAIN-APPREC>                          (.30)
<PER-SHARE-DIVIDEND>                             (.25)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.07
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 081
   <NAME> EQUITY VALUE FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            84689
<INVESTMENTS-AT-VALUE>                          102359
<RECEIVABLES>                                      215
<ASSETS-OTHER>                                    5481
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  108055
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          548
<TOTAL-LIABILITIES>                                548
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         75205
<SHARES-COMMON-STOCK>                             7095
<SHARES-COMMON-PRIOR>                             6453
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (3)
<ACCUMULATED-NET-GAINS>                           6884
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         17670
<NET-ASSETS>                                    107507
<DIVIDEND-INCOME>                                  994
<INTEREST-INCOME>                                  200
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     398
<NET-INVESTMENT-INCOME>                            796
<REALIZED-GAINS-CURRENT>                          7048
<APPREC-INCREASE-CURRENT>                          563
<NET-CHANGE-FROM-OPS>                             8407
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (741)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           1000
<NUMBER-OF-SHARES-REDEEMED>                      (410)
<SHARES-REINVESTED>                                538
<NET-CHANGE-IN-ASSETS>                           17186
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (164)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              362
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    514
<AVERAGE-NET-ASSETS>                             96982
<PER-SHARE-NAV-BEGIN>                            12.81
<PER-SHARE-NII>                                    .11
<PER-SHARE-GAIN-APPREC>                           1.04
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.11)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.85
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 082
   <NAME> EQUITY VALUE FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            84689
<INVESTMENTS-AT-VALUE>                          102359
<RECEIVABLES>                                      215
<ASSETS-OTHER>                                    5481
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  108055
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          548
<TOTAL-LIABILITIES>                                548
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          7751
<SHARES-COMMON-STOCK>                              664
<SHARES-COMMON-PRIOR>                              596
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (3)
<ACCUMULATED-NET-GAINS>                           6884
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         17670
<NET-ASSETS>                                    107507
<DIVIDEND-INCOME>                                  994
<INTEREST-INCOME>                                  200
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     398
<NET-INVESTMENT-INCOME>                            796
<REALIZED-GAINS-CURRENT>                          7048
<APPREC-INCREASE-CURRENT>                          563
<NET-CHANGE-FROM-OPS>                             8407
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (58)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            119
<NUMBER-OF-SHARES-REDEEMED>                       (59)
<SHARES-REINVESTED>                                538
<NET-CHANGE-IN-ASSETS>                           17186
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (164)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              362
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    514
<AVERAGE-NET-ASSETS>                             96982
<PER-SHARE-NAV-BEGIN>                            12.83
<PER-SHARE-NII>                                    .10
<PER-SHARE-GAIN-APPREC>                           1.03
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.09)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.87
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 091
   <NAME> EQUITY INCOME FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            53161
<INVESTMENTS-AT-VALUE>                           61968
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   61968
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         2817
<TOTAL-LIABILITIES>                               2817
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         34060
<SHARES-COMMON-STOCK>                             3335
<SHARES-COMMON-PRIOR>                             3383
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (2)
<ACCUMULATED-NET-GAINS>                           5884
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          8807
<NET-ASSETS>                                     59151
<DIVIDEND-INCOME>                                  830
<INTEREST-INCOME>                                  111
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     246
<NET-INVESTMENT-INCOME>                            695
<REALIZED-GAINS-CURRENT>                          5051
<APPREC-INCREASE-CURRENT>                        (931)
<NET-CHANGE-FROM-OPS>                             4815
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (583)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            295
<NUMBER-OF-SHARES-REDEEMED>                      (383)
<SHARES-REINVESTED>                                 40
<NET-CHANGE-IN-ASSETS>                            5337
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          833
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              217
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    320
<AVERAGE-NET-ASSETS>                             58183
<PER-SHARE-NAV-BEGIN>                            13.07
<PER-SHARE-NII>                                    .16
<PER-SHARE-GAIN-APPREC>                            .96
<PER-SHARE-DIVIDEND>                             (.17)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              14.02
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 092
   <NAME> EQUITY INCOME FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            53161
<INVESTMENTS-AT-VALUE>                           61968
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   61968
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         2817
<TOTAL-LIABILITIES>                               2817
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         10402
<SHARES-COMMON-STOCK>                              880
<SHARES-COMMON-PRIOR>                              735
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (2)
<ACCUMULATED-NET-GAINS>                           5884
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          8807
<NET-ASSETS>                                     59151
<DIVIDEND-INCOME>                                  830
<INTEREST-INCOME>                                  111
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     246
<NET-INVESTMENT-INCOME>                            695
<REALIZED-GAINS-CURRENT>                          5051
<APPREC-INCREASE-CURRENT>                        (931)
<NET-CHANGE-FROM-OPS>                             4815
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (114)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            287
<NUMBER-OF-SHARES-REDEEMED>                      (150)
<SHARES-REINVESTED>                                  8
<NET-CHANGE-IN-ASSETS>                            5337
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          833
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              217
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    320
<AVERAGE-NET-ASSETS>                             58183
<PER-SHARE-NAV-BEGIN>                            13.08
<PER-SHARE-NII>                                    .15
<PER-SHARE-GAIN-APPREC>                            .96
<PER-SHARE-DIVIDEND>                             (.13)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              14.06
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 101
   <NAME> MID CAP VALUE FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            44015
<INVESTMENTS-AT-VALUE>                           52853
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   52853
<PAYABLE-FOR-SECURITIES>                           274
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         2160
<TOTAL-LIABILITIES>                               2434
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         34826
<SHARES-COMMON-STOCK>                             3333
<SHARES-COMMON-PRIOR>                             3378
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (3)
<ACCUMULATED-NET-GAINS>                           1557
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          8838
<NET-ASSETS>                                     50419
<DIVIDEND-INCOME>                                  393
<INTEREST-INCOME>                                   35
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     212
<NET-INVESTMENT-INCOME>                            216
<REALIZED-GAINS-CURRENT>                          1242
<APPREC-INCREASE-CURRENT>                         1737
<NET-CHANGE-FROM-OPS>                             3195
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (200)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            263
<NUMBER-OF-SHARES-REDEEMED>                      (323)
<SHARES-REINVESTED>                                 15
<NET-CHANGE-IN-ASSETS>                            2391
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          315
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              192
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    281
<AVERAGE-NET-ASSETS>                             51395
<PER-SHARE-NAV-BEGIN>                            12.55
<PER-SHARE-NII>                                    .06
<PER-SHARE-GAIN-APPREC>                            .77
<PER-SHARE-DIVIDEND>                             (.06)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.32
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 102
   <NAME> MID CAP VALUE FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            44015
<INVESTMENTS-AT-VALUE>                           52853
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   52853
<PAYABLE-FOR-SECURITIES>                           274
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         2160
<TOTAL-LIABILITIES>                               2434
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          5201
<SHARES-COMMON-STOCK>                              453
<SHARES-COMMON-PRIOR>                              451
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                             (3)
<ACCUMULATED-NET-GAINS>                           1557
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          8838
<NET-ASSETS>                                     50419
<DIVIDEND-INCOME>                                  393
<INTEREST-INCOME>                                   35
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     212
<NET-INVESTMENT-INCOME>                            216
<REALIZED-GAINS-CURRENT>                          1242
<APPREC-INCREASE-CURRENT>                         1737
<NET-CHANGE-FROM-OPS>                             3195
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (19)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             43
<NUMBER-OF-SHARES-REDEEMED>                       (43)
<SHARES-REINVESTED>                                  2
<NET-CHANGE-IN-ASSETS>                            2391
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          315
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              192
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    281
<AVERAGE-NET-ASSETS>                             51395
<PER-SHARE-NAV-BEGIN>                            12.53
<PER-SHARE-NII>                                    .04
<PER-SHARE-GAIN-APPREC>                            .77
<PER-SHARE-DIVIDEND>                             (.04)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.30
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 111
   <NAME> BALANCED GROWTH FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            38197
<INVESTMENTS-AT-VALUE>                           43177
<RECEIVABLES>                                      335
<ASSETS-OTHER>                                      15
<OTHER-ITEMS-ASSETS>                               400
<TOTAL-ASSETS>                                   43927
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          444
<TOTAL-LIABILITIES>                                444
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         28709
<SHARES-COMMON-STOCK>                             2773
<SHARES-COMMON-PRIOR>                             2667
<ACCUMULATED-NII-CURRENT>                            9
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           2051
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          4980
<NET-ASSETS>                                     43483
<DIVIDEND-INCOME>                                  237
<INTEREST-INCOME>                                  709
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     181
<NET-INVESTMENT-INCOME>                            765
<REALIZED-GAINS-CURRENT>                          2093
<APPREC-INCREASE-CURRENT>                        (731)
<NET-CHANGE-FROM-OPS>                             2127
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (608)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            305
<NUMBER-OF-SHARES-REDEEMED>                      (247)
<SHARES-REINVESTED>                                 47
<NET-CHANGE-IN-ASSETS>                            2886
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         (42)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              159
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    241
<AVERAGE-NET-ASSETS>                             42544
<PER-SHARE-NAV-BEGIN>                            12.05
<PER-SHARE-NII>                                    .22
<PER-SHARE-GAIN-APPREC>                            .40
<PER-SHARE-DIVIDEND>                             (.22)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.45
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 112
   <NAME> BALANCED GROWTH FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            38197
<INVESTMENTS-AT-VALUE>                           43177
<RECEIVABLES>                                      335
<ASSETS-OTHER>                                      15
<OTHER-ITEMS-ASSETS>                               400
<TOTAL-ASSETS>                                   43927
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          444
<TOTAL-LIABILITIES>                                444
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          7734
<SHARES-COMMON-STOCK>                              720
<SHARES-COMMON-PRIOR>                              700
<ACCUMULATED-NII-CURRENT>                            9
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           2051
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          4980
<NET-ASSETS>                                     43483
<DIVIDEND-INCOME>                                  237
<INTEREST-INCOME>                                  709
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     181
<NET-INVESTMENT-INCOME>                            765
<REALIZED-GAINS-CURRENT>                          2093
<APPREC-INCREASE-CURRENT>                        (731)
<NET-CHANGE-FROM-OPS>                             2127
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (148)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             64
<NUMBER-OF-SHARES-REDEEMED>                       (56)
<SHARES-REINVESTED>                                 12
<NET-CHANGE-IN-ASSETS>                            2886
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         (42)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              159
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    241
<AVERAGE-NET-ASSETS>                             42544
<PER-SHARE-NAV-BEGIN>                            12.07
<PER-SHARE-NII>                                    .21
<PER-SHARE-GAIN-APPREC>                            .39
<PER-SHARE-DIVIDEND>                             (.21)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.46
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 160
   <NAME> INTERNATIONAL GROWTH - CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            12809
<INVESTMENTS-AT-VALUE>                           13415
<RECEIVABLES>                                      113
<ASSETS-OTHER>                                      12
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   13541
<PAYABLE-FOR-SECURITIES>                           146
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           21
<TOTAL-LIABILITIES>                                167
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         12049
<SHARES-COMMON-STOCK>                             1076
<SHARES-COMMON-PRIOR>                              930
<ACCUMULATED-NII-CURRENT>                          118
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            600
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                           607
<NET-ASSETS>                                     13374
<DIVIDEND-INCOME>                                  184
<INTEREST-INCOME>                                   15
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      93
<NET-INVESTMENT-INCOME>                            106
<REALIZED-GAINS-CURRENT>                           555
<APPREC-INCREASE-CURRENT>                          134
<NET-CHANGE-FROM-OPS>                              795
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            252
<NUMBER-OF-SHARES-REDEEMED>                      (106)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                            2763
<ACCUMULATED-NII-PRIOR>                             12
<ACCUMULATED-GAINS-PRIOR>                           45
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               61
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    107
<AVERAGE-NET-ASSETS>                             12325
<PER-SHARE-NAV-BEGIN>                            10.74
<PER-SHARE-NII>                                    .09
<PER-SHARE-GAIN-APPREC>                            .66
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.49
<EXPENSE-RATIO>                                   1.50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 161
   <NAME> INTERNATIONAL GROWTH - CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            12809
<INVESTMENTS-AT-VALUE>                           13415
<RECEIVABLES>                                      113
<ASSETS-OTHER>                                      12
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   13541
<PAYABLE-FOR-SECURITIES>                           146
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           21
<TOTAL-LIABILITIES>                                167
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         12049
<SHARES-COMMON-STOCK>                               89
<SHARES-COMMON-PRIOR>                               58
<ACCUMULATED-NII-CURRENT>                          118
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            600
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                           607
<NET-ASSETS>                                     13374
<DIVIDEND-INCOME>                                  184
<INTEREST-INCOME>                                   15
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      93
<NET-INVESTMENT-INCOME>                            106
<REALIZED-GAINS-CURRENT>                           555
<APPREC-INCREASE-CURRENT>                          134
<NET-CHANGE-FROM-OPS>                              795
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             61
<NUMBER-OF-SHARES-REDEEMED>                       (30)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                            2763
<ACCUMULATED-NII-PRIOR>                             12
<ACCUMULATED-GAINS-PRIOR>                           45
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               61
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    107
<AVERAGE-NET-ASSETS>                             12325
<PER-SHARE-NAV-BEGIN>                            10.73
<PER-SHARE-NII>                                    .08
<PER-SHARE-GAIN-APPREC>                            .66
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.47
<EXPENSE-RATIO>                                   1.75
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 231
   <NAME> PENNSYLVANIA MUNICIPAL SECURITIES FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                             3973
<INVESTMENTS-AT-VALUE>                            3961
<RECEIVABLES>                                       56
<ASSETS-OTHER>                                       5
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                    4022
<PAYABLE-FOR-SECURITIES>                            22
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                                 22
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          3677
<SHARES-COMMON-STOCK>                              368
<SHARES-COMMON-PRIOR>                              327
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (11)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (12)
<NET-ASSETS>                                      4000
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                   97
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      16
<NET-INVESTMENT-INCOME>                             81
<REALIZED-GAINS-CURRENT>                           (2)
<APPREC-INCREASE-CURRENT>                        (101)
<NET-CHANGE-FROM-OPS>                             (22)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (76)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             66
<NUMBER-OF-SHARES-REDEEMED>                       (25)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                             386
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          (9)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               11
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     31
<AVERAGE-NET-ASSETS>                              3843
<PER-SHARE-NAV-BEGIN>                            10.23
<PER-SHARE-NII>                                    .21
<PER-SHARE-GAIN-APPREC>                          (.27)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.21)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.96
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 232
   <NAME> PENNSYLVANIA MUNICIPAL SECURITIES FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                             3973
<INVESTMENTS-AT-VALUE>                            3961
<RECEIVABLES>                                       56
<ASSETS-OTHER>                                       5
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                    4022
<PAYABLE-FOR-SECURITIES>                            22
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                                 22
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                           346
<SHARES-COMMON-STOCK>                               34
<SHARES-COMMON-PRIOR>                               26
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (11)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          (12)
<NET-ASSETS>                                      4000
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                   97
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      16
<NET-INVESTMENT-INCOME>                             81
<REALIZED-GAINS-CURRENT>                           (2)
<APPREC-INCREASE-CURRENT>                        (101)
<NET-CHANGE-FROM-OPS>                             (22)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (5)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                              7
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  1
<NET-CHANGE-IN-ASSETS>                             386
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          (9)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               11
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     31
<AVERAGE-NET-ASSETS>                              3843
<PER-SHARE-NAV-BEGIN>                            10.22
<PER-SHARE-NII>                                    .20
<PER-SHARE-GAIN-APPREC>                          (.26)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.20)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.96
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 241
   <NAME> GNMA FUND CLASS A
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                             8822
<INVESTMENTS-AT-VALUE>                            8503
<RECEIVABLES>                                       52
<ASSETS-OTHER>                                       3
<OTHER-ITEMS-ASSETS>                                32
<TOTAL-ASSETS>                                    8590
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           53
<TOTAL-LIABILITIES>                                 53
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          7860
<SHARES-COMMON-STOCK>                              738
<SHARES-COMMON-PRIOR>                              880
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (799)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         (319)
<NET-ASSETS>                                      8537
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  322
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    (39)
<NET-INVESTMENT-INCOME>                            283
<REALIZED-GAINS-CURRENT>                             7
<APPREC-INCREASE-CURRENT>                        (485)
<NET-CHANGE-FROM-OPS>                            (195)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (233)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            146
<NUMBER-OF-SHARES-REDEEMED>                      (307)
<SHARES-REINVESTED>                                 19
<NET-CHANGE-IN-ASSETS>                          (1974)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (806)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               28
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     57
<AVERAGE-NET-ASSETS>                              9216
<PER-SHARE-NAV-BEGIN>                             9.94
<PER-SHARE-NII>                                    .30
<PER-SHARE-GAIN-APPREC>                          (.50)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.30)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.44
<EXPENSE-RATIO>                                    .80
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 242
   <NAME> GNMA FUND CLASS B
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                             8822
<INVESTMENTS-AT-VALUE>                             853
<RECEIVABLES>                                       52
<ASSETS-OTHER>                                       3
<OTHER-ITEMS-ASSETS>                                32
<TOTAL-ASSETS>                                    8590
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           53
<TOTAL-LIABILITIES>                                 53
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                          1795
<SHARES-COMMON-STOCK>                              167
<SHARES-COMMON-PRIOR>                              177
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          (799)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         (319)
<NET-ASSETS>                                      8537
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  322
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    (39)
<NET-INVESTMENT-INCOME>                            283
<REALIZED-GAINS-CURRENT>                             7
<APPREC-INCREASE-CURRENT>                        (485)
<NET-CHANGE-FROM-OPS>                            (195)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (50)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             19
<NUMBER-OF-SHARES-REDEEMED>                       (32)
<SHARES-REINVESTED>                                  3
<NET-CHANGE-IN-ASSETS>                          (1974)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                        (806)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               28
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     57
<AVERAGE-NET-ASSETS>                              9216
<PER-SHARE-NAV-BEGIN>                             9.93
<PER-SHARE-NII>                                    .29
<PER-SHARE-GAIN-APPREC>                          (.50)
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.29)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.43
<EXPENSE-RATIO>                                   1.05
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000882303
<NAME> THE PILLAR FUNDS
<SERIES>
   <NUMBER> 251
   <NAME> U.S. TREASURY SECURITIES PLUS MONEY MARKET FUND
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<INVESTMENTS-AT-COST>                            56596
<INVESTMENTS-AT-VALUE>                           56596
<RECEIVABLES>                                       11
<ASSETS-OTHER>                                      19
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   56626
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          273
<TOTAL-LIABILITIES>                                273
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         56373
<SHARES-COMMON-STOCK>                            56373
<SHARES-COMMON-PRIOR>                            64717
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (20)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                     56353
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1780
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     185
<NET-INVESTMENT-INCOME>                           1595
<REALIZED-GAINS-CURRENT>                             0
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                             1595
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (1595)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         261664
<NUMBER-OF-SHARES-REDEEMED>                   (271429)
<SHARES-REINVESTED>                               1421
<NET-CHANGE-IN-ASSETS>                          (8344)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         (20)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               50
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    204
<AVERAGE-NET-ASSETS>                             67718
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                    .02
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                        (.02)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                    .55
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission