COVA FINANCIAL LIFE INSURANCE COMPANY
COVA VARIABLE ANNUITY ACCOUNT FIVE
SUPPLEMENT DATED DECEMBER 10, 1996
TO PROSPECTUS DATED MAY 1, 1996, AS AMENDED JUNE 28, 1996
This supplement should be attached to your copy of the Prospectus for the
variable annuity contracts issued by Cova Financial Life Insurance Company and
Cova Variable Annuity Account Five.
DATE OF STATEMENT OF ADDITIONAL INFORMATION
The following sentence is inserted in place of the first sentence of the
second paragraph on page 1 of the Prospectus:
To learn more about the Cova Fixed and Variable Annuity Contract, you can
obtain a copy of the Statement of Additional Information (SAI) dated May 1,
1996.
