<PAGE> 1
EXHIBIT (S)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-6 Monthly Statement
Class A Certificate CUSIP #25466KBY4
Class B Certificate CUSIP #25466KBZ1
Distribution Date: June 15, 2000 Month Ending: May 31, 2000
Pursuant to the Series Supplement dated as of July 30, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, as
amended, the Trustee is required to prepare certain information each month
regarding current distributions to investors and the performances of the
Trust. We have set forth below this information for the Distribution Date
listed above, as well as for the calendar month ended on the date listed
above.
<TABLE>
<CAPTION>
1. Payments for the benefit of investors in Series 1998-6 on this
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Distribution Date (per $1000 of Class Initial Investor Interest)
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Series 1998-6 Total Interest Principal
<S> <C> <C> <C> <C> <C>
Class A 30 days at 5.850000000% $4.875000000 $4.875000000 $0.000000000
Class B 30 days at 6.050000000% $5.041666667 $5.041666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of May, 2000
---------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $22,195,347,968.08
Seller Interest $5,458,346,580.40
Total Master Trust $27,653,694,548.48
(b) Group One Investor Interest $22,195,347,968.08
(c) Series 1998-6 Investor Interest $526,316,000.00
(d) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During May, 2000
----------------------------------------------------
Finance Charge Principal Yield Collections /
Collections Collections Additional Funds
<S> <C> <C> <C>
(a) Allocation of Collections between Investors and Seller
Aggregate Investor Allocation. $375,281,653.51 $3,746,395,958.59 $0.00
Seller Allocation: $74,562,581.55 $744,350,148.64 $0.00
(b) Group One Allocation $375,281,653.51 $3,746,395,958.59 $0.00
(c) Series 1998-6 Allocations $8,510,603.09 $84,960,425.61 $0.00
(d) Class A Allocations $8,085,050.44 $80,712,179.79 $0.00
Class B Allocations $425,552.65 $4,248,245.82 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<S> <C>
(e) Principal Collections as a monthly percentage of Master Trust Receivables
at the beginning of May, 2000 15.90%
(f) Finance Charge Collections as a monthly percentage of Master Trust Receivables
at the beginning of May, 2000 1.59%
(g) Total Collections as a monthly percentage of Master Trust Receivables
at the beginning of May, 2000 17.49%
</TABLE>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
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<TABLE>
<CAPTION>
Deposits into the Deficit Amount
SPFAs on this on this SPFA Investment
Distribution Date Distribution Date Balance Income
<S> <C> <C> <C> <C>
Series 1998-6 $0.00 0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid on this Deficit Amount through this
Distribution Date on this Distribution Date Distribution Date
<S> <C> <C> <C>
Series 1998-6 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits into the SIFA
on this Distribution Date SIFA Balance
<S> <C> <C>
Series 1998-6 $2,570,176.50 $12,850,882.50
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors for May, 2000
--------------------------
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative Investor
May, 2000 Charged-Off Amount
<S> <C> <C>
(a) Group One $115,389,406.44 $0.00
(b) Series 1998-6 $2,616,790.43 $0.00
(c) Class A $2,485,943.99 $0.00
Class B $130,846.44 $0.00
(d) As an annualized percentage of
Principal Receivables at the
beginning of May, 2000 5.97% N/A
</TABLE>
<PAGE> 3
9. Investor Losses for May, 2000
-----------------------------
<TABLE>
<CAPTION>
Per $1,000 of Initial
Total Series Investor Interest
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Series 1998-6 $0.00 $0.00
(c) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
10. Reimbursement of Investor Losses for May, 2000
----------------------------------------------
<TABLE>
<CAPTION>
Per $1,000 of Initial
Total Series Investor Interest
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Series 1998-6 $0.00 $0.00
(c) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
11. Aggregate Amount of Unreimbursed Investor Losses for May, 2000
--------------------------------------------------------------
<TABLE>
<CAPTION>
Per $1,000 of Initial
Total Series Investor Interest
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Series 1998-6 $0.00 $0.00
(c) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
12. Investor Monthly Servicing Fee payable on this Distribution Date
----------------------------------------------------------------
<TABLE>
<S> <C>
(a) Group One $38,679,938.32
(b) Series 1998-6 $877,193.33
(c) Class A $833,333.33
Class B $43,860.00
</TABLE>
13. Class Available Subordinated Amount at the end of the Distribution Date
-----------------------------------------------------------------------
<TABLE>
<CAPTION>
As a percentage of
Total Class A Invested Amount
<S> <C> <C>
Series 1998-6 Class B $44,736,860.00 8.9474%
</TABLE>
<PAGE> 4
14. Total Available Credit Enhancement Amounts
------------------------------------------
<TABLE>
<CAPTION>
Shared Amount Class B Amount
<S> <C> <C>
(a) Maximum Amount on this Distribution Date $0.00 $21,052,640.00
(b) Available Amount on this Distribution Date $0.00 $21,052,640.00
(c) Amount of Drawings on Credit Enhancement
on this Distribution Date $0.00 $0.00
(d) Credit Enhancement Fee on this
Distribution Date $10,168.42
</TABLE>
15. Delinquency Summary
-------------------
<TABLE>
<S> <C>
Master Trust Receivables Outstanding at the end of May, 2000 $28,071,726,498.52
</TABLE>
<TABLE>
<CAPTION>
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C> <C>
30-59 days $638,764,649.94 2.28%
60-179 days $1,087,791,820.70 3.88%
</TABLE>
16. Excess Spread Percentages on this Distribution Date (1)
-------------------------------------------------------
<TABLE>
<S> <C>
(a) Group One (2) 4.95%
(b) Series 1998-6 (3) 5.55%
</TABLE>
17. Net Charge-Offs on this Distribution Date (4)
---------------------------------------------
<TABLE>
<S> <C>
Charge-offs net of recoveries as an annualized percentage of
Principal Receivables at the beginning of May, 2000 5.21%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
-------------------------------------------------
(1) For series in Group One, investors should refer only to the higher of
the Group Excess Spread Percentage (Item 16(a)) and the Series Excess
Spread Percentage (Item 16(c)) in assessing the current performance of
the Trust and the Receivables.
(2) Group Excess Spread is the sum of the Series Excess Spreads (as
described below) for each series in the Group. The Group Excess Spread
Percentage is equal to the Group Excess Spread, multiplied by twelve,
divided by the Series Investor Interests for each series in the Group.
(3) Series Excess Spread is the difference between (a) the sum of Finance
Charge Collections, Yield Collections, Additional Funds and Investment
Income for any Class of this Series (see Item 3(e)), and (b) the sum
of (i) the monthly interest for each Class of this Series (see Item
1), (ii) the monthly servicing fee for each Class of this Series (see
Item 12(d)), (iii) the Investor Charge-Off Amount (see Item 8(c)), and
(iv) the Credit Enhancement Fee (see Item 14(d)), in each case for
this Distribution Date. The Series Excess Spread Percentage is equal
to the Series Excess Spread, multiplied by twelve, divided by the
Series Investor Interest for this Series.
(4) For purposes of allocations to investors, recoveries are treated as
Finance Charge Collections and are included as such in Item 3 above.
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-6 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993, as amended (the"Pooling & Servicing
Agreement") and the Series Supplement, dated as of July 30, 1998 (the "Series
Supplement") by and between Greenwood and U.S. Bank National Association, as
Trustee, does hereby certify as follows with respect to the Seies Supplement for
the Discover Card Master Trust I, Series 1998-6 Master Trust Certificates for
the Distribution Date occurring on June 15, 2000:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during May, 2000
is equal to $4,940,590,342.29
4. The aggregate amount of Class A Principal Collections processed during
May, 2000 is equal to $80,712,179.79
5. The aggregate amount of Class A Finance Charge Collections processed
during May, 2000 is equal to $8,085,050.44
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during May, 2000 is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
May, 2000 is equal to $4,248,245.82
10. The aggregate amount of Class B Finance Charge Collections processed
during May, 2000 is equal to $425,552.65
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during May, 2000 is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
14. Attached hereto is a true copy of the statement required to be
delivered by the Master Servicer on the date of this Certificate to the
Trustee pursuant to Section 16 of the Series Supplement.
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of June, 2000.
Series 1998-6
GREENWOOD TRUST COMPANY
as Master Servicer
By: [SIG]
-------------------------------------
Assistant Vice President and Assistant
Treasurer
