ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
497, 1995-10-30
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                         THE DIRECTOR VARIABLE ANNUITY
                ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY

       SUPPLEMENT DATED OCTOBER 20, 1995 TO THE DIRECTOR VARIABLE ANNUITY
                          PROSPECTUS DATED MAY 1, 1995

The subsection entitled "ITT Harford Life and Annuity Insurance Company" should
read as follows:

                ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY

ITT Hartford Life and Annuity Insurance Company ("ITT Hartford"), formerly ITT
Life Insurance Corporation, is domiciled in the state of Wisconsin at Suite
2100, 111 East Wisconsin Avenue, Milwaukee, Wisconsin 53202, with its principal
office at 505 Highway 169 North, Minneapolis, Minnesota 55441; however, its
mailing address is: P.O. Box 5085, Hartford, CT 06102-5085, Attn: Individual
Annuity Operations.

ITT Hartford was incorporated in January 9, 1956 and commenced business July 1,
1965. It is a stock life insurance company engaged in the business of writing
both individual and group life insurance and annuities in all states including
the District of Columbia, except New York.

ITT Hartford is a wholly owned subsidiary of Hartford Life Insurance Company.
ITT Hartford is ultimately 100% owned by Hartford Fire Insurance Company, one of
the largest multiple lines insurance carriers in the United States.

ITT Hartford Life and Annuity Insurance Company has an A+ (superior) rating from
A.M. Best and Company, Inc. on the basis of its financial soundness and
operating performance, the highest ratings provided by this service. ITT
Hartford has an AA+ rating from both Standard & Poor's and Duff and Phelps on
the basis of its claims paying ability.

These ratings do not apply to the performance of the Separate Account. However,
the Contractual obligations under this variable annuity are the general
corporate obligations of ITT Hartford. These ratings do apply to ITT Hartford's
ability to meet its insurance obligations under the Contract.

HV-2013

33-73568


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