ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
497, 1995-10-30
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                      THE DIRECTOR VARIABLE ANNUITY
             ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY



    SUPPLEMENT DATED OCTOBER 20, 1995 TO THE DIRECTOR VARIABLE ANNUITY
                     PROSPECTUS DATED MAY 1, 1995



The subsection entitled "ITT Hartford Life and Annuity Insurance Company"
should read as follows:


What is ITT Hartford?

    ITT Hartford Life and Annuity Insurance Company ("ITT Hartford"),
    formerly ITT Life Insurance Corporation, is domiciled in the state of
    Wisconsin at Suite 2100, 111 East Wisconsin Avenue, Milwaukee,
    Wisconsin 53202, with its principal office at 505 Highway 169 North,
    Minneapolis, Minnesota 55441; however, its mailing address is P.O. Box
    2999, Hartford, CT 06104-2999, Attn: Individual Annuity Operations.

    ITT Hartford was incorporated in January 9, 1956 and commenced business
    July 1, 1965. It is a stock life insurance company engaged in the
    business of writing both individual and group life insurance and
    annuities in all states including the District of Columbia, except New
    York.

    ITT Hartford is a wholly owned subsidiary of Hartford Life Insurance
    Company. ITT Hartford is ultimately 100% owned by Hartford Fire Insurance
    Company, one of the largest multiple lines insurance carriers in the
    United States.

    ITT Hartford Life and Annuity Insurance Company has an A+ (superior)
    rating from A.M. Best and Company, Inc. on the basis of its financial
    soundness and operating performance. ITT Hartford has an AA+ rating
    from both Standard and Poor's and Duff and Phelps on the basis of its
    claims paying ability.

    These ratings do not apply to the Separate Account. However, the
    contractual obligations under this variable annuity are the general
    corporate obligations of ITT Hartford. These ratings do apply to
    ITT Hartford's ability to meet its insurance obligations under the
    contract.


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