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<PAGE> THE DIRECTOR VARIABLE ANNUITY ITT Hartford Life and Annuity Insurance Company Supplement Dated December 20, 1995 to the Director Variable Annuity Prospectus dated May 1, 1995 The subsection of the prospectus entitled "ITT Hartford Life and Annuity Insurance Company?" is amended as follows: Effective December 20, 1995, Hartford Fire Insurance Company became an independent, publicly traded corporation and is no longer a subsidiary of ITT Corporation. HV-2013-1
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