ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
497, 1995-12-21
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                          THE DIRECTOR VARIABLE ANNUITY
                         Hartford Life Insurance Company

     Supplement Dated December 20, 1995 to the Director Variable Annuity
                         Prospectus dated May 1, 1995


The subsection of the prospectus entitled "ITT Hartford Life and Annuity
Insurance Company" is amended as follows:

Effective December 20, 1995, Hartford Fire Insurance Company became an
independent, publicly traded corporation and is no longer a subsidiary of
ITT Corporation.





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