BENEFICIAL CORP
424B2, 1995-01-12
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 94-51 Dated January 11, 1995     Rule 424(b)(2)
To Prospectus Supplement Dated December 2, 1994      File No. 33-51833




                        BENEFICIAL CORPORATION

                     Medium-Term Notes, Series G
                          (Book Entry Notes)


Merrill   Lynch   &   Co.,  Merrill  Lynch,  Pierce,  Fenner  &  Smith
Incorporated,  purchased  $100,000,000  principal  amount   of   these
Medium-Term  Notes,  Series  G,  maturing  on  January  19, 1996, at a
principal price of $99,980,000.00 for resale to investors from time to
time at prices based on market conditions at the time of resale.



                                                      Interest Rate
         Range of Note Maturities                       Per Annum  

         From 9 months to less than 12 months......         -   

         From 12 months to less than 18 months.....        7.45%

         From 18 months to less than 2 years.......         -   

         From 2 years to less than 3 years.........         -   

         From 3 years to less than 4 years.........         -   

         From 4 years to less than 5 years.........         -   

         From 5 years to less than 6 years.........         -   

         From 6 years to less than 7 years.........         -   

         From 7 years to less than 8 years.........         -   

         From 8 years to less than 9 years.........         -   

         From 9 years to less than 10 years........         -   


Interest will be paid semiannually on July 19, 1995 and at maturity.




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