BENEFICIAL CORP
424B2, 1995-01-12
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 94-49 Dated January 10, 1995     Rule 424(b)(2)
To Prospectus Supplement Dated December 2, 1994      File No. 33-51833


                        BENEFICIAL CORPORATION

                     Medium-Term Notes, Series G
                          (Book Entry Notes)


Merrill   Lynch   &   Co.,  Merrill  Lynch,  Pierce,  Fenner  &  Smith
Incorporated,  purchased  $100,000,000  principal  amount   of   these
Medium-Term  Notes,  Series  G,  maturing  on  January  18, 1996, at a
principal price of $99,980,000.00 for resale to investors from time to
time at prices based on market conditions at the time of resale.

     Floating Rate Notes Due 9 Months or More from Date of Issue

Maturity Date:  January 18, 1996       Interest Payment Period:
                                         Quarterly
Interest Rate Basis:
  Federal Funds Rate                   Interest Reset Period:
                                         Daily
Specify Other Base Rate:  N/A
                                       Interest Reset Dates:
Index Maturity:  N/A                     Each Business Day to, but 
                                         excluding the Maturity Date.
Spread: plus 0.20%                       
                                       Settlement Date (Issue) Date:
Spread Multiplier:  N/A                  January 18, 1995
                                         
Maximum Interest Rate:  N/A           Calculation Agent:
                                         BankAmerica National Trust
Minimum Interest Rate:  N/A              Company

Interest Payment Dates:                Optional Repayment Date(s):
  April 18, 1995                         N/A
  July 18, 1995                       
  October 18, 1995 and                 Additional Terms:
  January 18, 1996.                      For the purposes of the Notes
                                         contemplated hereunder,
Interest Determination Date:             interest payments will
  The Business Day next preceding        include interest accrued to,
  the Interest Reset Date.               but excluding, the Interest
                                         Payment Date.
<PAGE>
PRICING SUPPLEMENT NO. 94-50 Dated January 10, 1995     Rule 424(b)(2)
To Prospectus Supplement Dated December 2, 1994      File No. 33-51833


                        BENEFICIAL CORPORATION

                     Medium-Term Notes, Series G
                          (Book Entry Notes)


Chemical Securities Inc. purchased  $40,000,000  principal  amount  of
these  Medium-Term Notes, Series G, maturing on January 20, 1998, at a
principal price of $40,000,000.00 for resale to investors from time to
time at prices based on market conditions at the time of resale.

     Floating Rate Notes Due 9 Months or More from Date of Issue

Maturity Date:  January 20, 1998       Interest Reset Dates:
                                         Each Business Day (as further
Interest Rate Basis:                     described in the Prospectus
  Federal Funds Rate                     Supplement) except that the 
                                         rate applied to the two
Specify Other Base Rate:  N/A            Business Days immediately
                                         prior to maturity or any
Index Maturity:  N/A                     Interest Payment Date will be
                                         the rate applied to the
Spread: plus 0.35%                       second Business Day preceding
                                         such maturity or Interest 
                                         Payment Date.
Spread Multiplier:  N/A 
                                       Settlement Date (Issue) Date:
Maximum Interest Rate:  N/A              January 20, 1995
                                         
Minimum Interest Rate:  N/A            Calculation Agent:
                                         BankAmerica National Trust
Interest Payment Dates:                  Company
  Each April 20, July 20, October 20,
  and January 20 commencing on         Optional Repayment Date(s):
  April 20, 1995, through and            N/A
  including January 20, 1998.    
                                         Additional Terms:
Interest Determination Date:             For the purposes of the Notes
  Same as Interest Reset Date            contemplated hereunder,
                                         interest payments will
Interest Payment Period:                 include interest accrued to,
  Quarterly                              but excluding, the Interest
                                         Payment Date.
Interest Reset Period:                   
  Daily



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