PRICING SUPPLEMENT NO. 96-32 Dated January 13, 1997 Rule 424(b)(2)
To Prospectus Supplement Dated August 22, 1996 File No. 33-64357
BENEFICIAL CORPORATION
Medium-Term Notes, Series H
(Book Entry Notes)
SBC Warburg Inc. purchased $25,000,000 principal amount of
these Medium-Term Notes, Series H, maturing on January 18, 2000, at a
principal price of $25,000,000.00 for resale to investors from time
to time at prices based on market conditions at the time of resale.
Floating Rate Notes Due 9 Months or More from Date of Issue
Maturity Date: January 18, 2000 Initial Interest Rate:
Determined as if the Settlement
Interest Rate Basis: Date was an Interest Reset Date.
LIBOR
Interest Reset Dates:
Specify Other Base Rate: N/A Same as Interest Payment Dates
Index Maturity: 3-month Settlement Date (Issue Date):
January 16, 1997
Spread: plus 0.09%
Calculation Agent:
Spread Multiplier: N/A The Chase Manhattan Bank
Maximum Interest Rate: N/A Optional Repayment Date(s):
N/A
Minimum Interest Rate: N/A
Additional Terms:
Interest Payment Dates: For the purposes of the Notes
The 18th day of each January, April, contemplated hereunder, interest
July, and October commencing on payments will include interest
April 18, 1997 through and accrued to, but excluding, the
including the Maturity Date. Interest Payment Date.