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Previous: KORNITZER CAPITAL MANAGEMENT INC /KS, 13F-HR, 2000-11-06 |
Next: OSAGE SYSTEMS GROUP INC, SC 13G, 2000-11-06 |
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.) [ ] is a restamement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: NBT Bank, N.A.
Address: 52 South Broad Street
Norwich, New York 13815
13F File Number: 28-3594
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on behalf of Reporting Manager:
Name: David J. Hildebrandt
Title: Trust Tax and Compliance Officer
Phone: (607) 337-6497
Signature, Place, and Date of Signing:
/s/ David J. Hildebrandt Norwich, New York November 6, 2000
Report Type (Check only one):
[ X ] 13F Holdings Report
[ ] 13F Notice
[ ] 13F Combination Report
List of Other Managers Reporting for this Manager: N/A
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE COMMISSION ACT
OF 1934.
<PAGE>
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 647
Form 13F Information Table Value Total: $289,365 (in thousands)
List of Other Included Managers: NONE
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG FGN EQ D1668R123 41 933 SH SOLE 933 0 0
DAIMLERCHRYSLER AG FGN EQ D1668R123 5 125 SH DEFINED 125 0 0
GLOBAL CROSSING LTD COM G3921A100 9 301 SH DEFINED 301 0 0
TRANSOCEAN SEDCO FOREX INC COM G90078109 19 335 SH SOLE 335 0 0
TRANSOCEAN SEDCO FOREX INC COM G90078109 138 2356 SH DEFINED 2009 0 347
XL CAP LTD FGN EQ G98255105 11 156 SH SOLE 156 0 0
AAR CORP COM 361105 0 64 SH DEFINED 64 0 0
A C MOORE ARTS & CRAFTS INC COM 00086T103 3 500 SH DEFINED 500 0 0
ACM GOVERNMENT INCOME FUND MUT FD TXBL 912105 13 1800 SH SOLE 1800 0 0
AT&T CORP COM 1957109 1764 60079 SH SOLE 56498 928 2653
AT&T CORP COM 1957109 915 31167 SH DEFINED 18010 4296 8861
AT&T CORP COM 1957208 86 4790 SH DEFINED 4500 0 290
AT&T CORP COM WRLS GRP COM 1957406 4 200 SH DEFINED 200 0 0
ABBOTT LABS COM 2824100 2780 58458 SH SOLE 56258 0 2200
ABBOTT LABS COM 2824100 772 16250 SH DEFINED 8300 4950 3000
ADOBE SYS INC COM 00724F101 31 200 SH DEFINED 0 0 200
AFFILIATED COMPUTER SVCS CL A COM 8190100 249 5000 SH DEFINED 5000 0 0
AFFYMETRIX INC COM 00826T108 4 100 SH SOLE 0 0 100
AGILENT TECHNOLOGIES INC COM 00846U101 323 6619 SH SOLE 6391 0 228
AGILENT TECHNOLOGIES INC COM 00846U101 205 4198 SH DEFINED 3421 302 475
AIR PRODS & CHEMS INC COM 9158106 14 400 SH SOLE 400 0 0
AIR PRODS & CHEMS INC COM 9158106 14 400 SH DEFINED 400 0 0
ALBERTSONS INC COM 13104104 2 100 SH SOLE 100 0 0
ALCATEL SPONSORED ADR FGN EQ 13904305 6 100 SH DEFINED 0 0 100
ALLEGHENY ENERGY INC COM 17361106 38 1000 SH SOLE 1000 0 0
ALLEGHENY ENERGY INC COM 17361106 19 500 SH DEFINED 100 0 400
ALLEGHENY TECHNOLOGIES INC COM 01741R102 0 4 SH DEFINED 4 0 0
ALLIANCE CAP MGMT HLDG L P PSHP 01855A101 5 100 SH DEFINED 100 0 0
ALLIANCE PHARMACEUTICAL COM 18773101 30 2000 SH SOLE 2000 0 0
ALLIANT CORP COM 18802108 10 342 SH SOLE 342 0 0
ALLIED CAP CORP NEW COM 01903Q108 20 1000 SH DEFINED 0 1000 0
ALLIANCE FINANCIAL CORP NY COM 19205103 35 1873 SH SOLE 1873 0 0
ALLIANCE FINANCIAL CORP NY COM 19205103 73 3834 SH DEFINED 2992 0 842
ALLSTATE CORP COM 20002101 61 1776 SH SOLE 1776 0 0
ALLSTATE CORP COM 20002101 36 1046 SH DEFINED 446 0 600
ALLTEL CORP COM 20039103 195 3749 SH SOLE 3649 0 100
ALLTEL CORP COM 20039103 43 827 SH DEFINED 227 600 0
ALZA CORP DEL COM 22615108 17 200 SH SOLE 200 0 0
ALZA CORP DEL COM 22615108 18 218 SH DEFINED 0 218 0
AMERADA HESS CORP COM 23551104 6 100 SH SOLE 100 0 0
AMERADA HESS CORP COM 23551104 11 168 SH DEFINED 0 0 168
AMEREN CORP COM 23608102 10 257 SH SOLE 257 0 0
AMERICA ONLINE INC DEL COM 02364J104 321 5980 SH SOLE 5780 200 0
AMERICA ONLINE INC DEL COM 02364J104 209 3900 SH DEFINED 2800 0 1100
AMERICAN CLASSIC VOYAGES CO COM 24928103 8 600 SH DEFINED 0 600 0
AMERICAN ELEC PWR INC COM 25537101 5 142 SH SOLE 142 0 0
AMERICAN ELEC PWR INC COM 25537101 70 1803 SH DEFINED 1803 0 0
AMERICAN EXPRESS CO COM 25816109 169 2790 SH SOLE 2790 0 0
AMERICAN EXPRESS CO COM 25816109 226 3735 SH DEFINED 2010 150 1575
AMERICAN HOME PRODS CORP COM 26609107 904 16000 SH SOLE 14300 0 1700
AMERICAN HOME PRODS CORP COM 26609107 255 4520 SH DEFINED 4170 100 250
AMERICAN INTL GROUP INC COM 26874107 2426 25357 SH SOLE 25039 225 93
AMERICAN INTL GROUP INC COM 26874107 1305 13644 SH DEFINED 11261 1134 1249
AMERICAN POWER CONV CORP COM 29066107 9 510 SH DEFINED 400 0 110
AMGEN INC COM 31162100 6 100 SH SOLE 100 0 0
AMGEN INC COM 31162100 2172 31118 SH DEFINED 0 0 31118
ANADARKO PETE CORP COM 32511107 13 204 SH SOLE 166 0 38
ANADARKO PETE CORP COM 32511107 87 1319 SH DEFINED 1173 0 146
CALL ANALOG DEVICES INC CALL OPTNS 0326549AL 37 10 SH CALL DEFINED 0 10 0
ANHEUSER BUSCH COS INC COM 35229103 270 6400 SH SOLE 6400 0 0
ANHEUSER BUSCH COS INC COM 35229103 207 4912 SH DEFINED 400 4512 0
APPLE COMPUTER INC COM 37833100 10 400 SH SOLE 400 0 0
APPLE COMPUTER INC COM 37833100 5 200 SH DEFINED 200 0 0
APPLIED MICRO CIRCUITS CORP COM 03822W109 6 30 SH DEFINED 0 0 30
ARCHER DANIELS MIDLAND CO COM 39483102 2 266 SH DEFINED 0 0 266
ASSOCIATES FIRST CAP CORP COM 46008108 115 3044 SH SOLE 2940 0 104
ASSOCIATES FIRST CAP CORP COM 46008108 127 3346 SH DEFINED 696 52 2598
ASTORIA FINL CORP COM 46265104 35 930 SH DEFINED 730 0 200
AUTOLIV INC COM 52800109 667 34218 SH SOLE 30966 0 3252
AUTOLIV INC COM 52800109 538 27629 SH DEFINED 19140 3437 5052
AUTOMATIC DATA PROCESSING COM 53015103 1391 20800 SH SOLE 20200 0 600
AUTOMATIC DATA PROCESSING COM 53015103 1207 18050 SH DEFINED 15000 1800 1250
AVENTIS FGN EQ 53561106 37 500 SH DEFINED 0 500 0
AVNET INC COM 53807103 1 52 SH DEFINED 52 0 0
BJ SVCS CO COM 55482103 0 4 SH SOLE 4 0 0
BP AMOCO P L C FGN EQ 55622104 3508 66192 SH SOLE 66192 0 0
BP AMOCO P L C FGN EQ 55622104 1703 32150 SH DEFINED 24387 1676 6087
BSB BANCORP COM 55652101 8 384 SH SOLE 384 0 0
BSB BANCORP COM 55652101 33 1509 SH DEFINED 1172 0 337
BANCO SNTNDR CENT HISPANO FGN EQ 05964H105 66 6120 SH DEFINED 0 6120 0
BANK OF AMERICA CORPORATION COM 60505104 885 16913 SH SOLE 16913 0 0
BANK OF AMERICA CORPORATION COM 60505104 63 1213 SH DEFINED 894 200 119
BANK NEW YORK INC COM 64057102 962 17175 SH SOLE 17175 0 0
BANK NEW YORK INC COM 64057102 629 11224 SH DEFINED 1600 0 9624
BANK ONE CORP COM 06423A103 17 462 SH SOLE 462 0 0
BANK ONE CORP COM 06423A103 15 401 SH DEFINED 401 0 0
BANKNORTH GROUP INC NEW COM 06646R107 14 803 SH DEFINED 803 0 0
BARCLAYS BK PLC PFD 06738C836 140 5800 SH SOLE 5800 0 0
BARR LABS INC COM 68306109 49 750 SH SOLE 750 0 0
BAXTER INTL INC COM 71813109 50 627 SH SOLE 627 0 0
BAXTER INTL INC COM 71813109 14 183 SH DEFINED 153 0 30
BED BATH & BEYOND INC COM 75896100 14 600 SH DEFINED 0 0 600
BELLSOUTH CORP COM 79860102 1693 42066 SH SOLE 39666 0 2400
BELLSOUTH CORP COM 79860102 607 15086 SH DEFINED 11490 1200 2396
BERKSHIRE HATHAWAY INC DEL CL A COM 84670108 128 2 SH DEFINED 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B COM 84670207 128 62 SH SOLE 62 0 0
BERKSHIRE HATHAWAY INC DEL CL B COM 84670207 151 73 SH DEFINED 63 10 0
BESTFOODS COM 08658U101 1611 22150 SH SOLE 21750 400 0
BESTFOODS COM 08658U101 338 4650 SH DEFINED 2700 600 1350
BOEING CO COM 97023105 1162 18446 SH SOLE 17946 0 500
BOEING CO COM 97023105 694 11026 SH DEFINED 9326 1500 200
BOISE CASCADE CORP COM 97383103 7 300 SH SOLE 300 0 0
BOWATER INC COM 102183100 1 40 SH DEFINED 0 0 40
BOWNE & CO INC COM 103043105 5 600 SH DEFINED 600 0 0
BRASIL TELECOM PARTICIPACOE FGN EQ 105530109 17 300 SH DEFINED 0 300 0
BRISTOL MYERS SQUIBB CO COM 110122108 5411 94752 SH SOLE 90272 1000 3480
BRISTOL MYERS SQUIBB CO COM 110122108 3939 68973 SH DEFINED 48599 7024 13350
BROADWING INC COM 111620100 232 9106 SH SOLE 9106 0 0
BROADWING INC COM 111620100 167 6560 SH DEFINED 6560 0 0
BURLINGTON RES INC COM 122014103 2 80 SH DEFINED 0 0 80
CH ENERGY GROUP INC COM 12541M102 22 553 SH SOLE 403 0 150
CH ENERGY GROUP INC COM 12541M102 4 111 SH DEFINED 111 0 0
CIGNA CORP COM 125509109 344 3300 SH SOLE 3300 0 0
CIGNA CORP COM 125509109 93 900 SH DEFINED 900 0 0
CLECO CORP NEW COM 12561W105 37 800 SH DEFINED 800 0 0
CNB FINL CORP COM 125921106 7 1000 SH DEFINED 1000 0 0
C P & L ENERGY INC COM 12614C106 11 285 SH SOLE 285 0 0
C P & L ENERGY INC COM 12614C106 16 400 SH DEFINED 400 0 0
CSX CORP COM 126408103 10 500 SH SOLE 500 0 0
CAMDEN PPTY TR COM 133131102 17 558 SH DEFINED 558 0 0
CAMPBELL SOUP CO COM 134429109 98 3800 SH SOLE 3800 0 0
CAMPBELL SOUP CO COM 134429109 34 1340 SH DEFINED 0 1340 0
CARDINAL HEALTH INC COM 14149Y108 13 155 SH SOLE 155 0 0
CARDINAL HEALTH INC COM 14149Y108 6 69 SH DEFINED 19 0 50
CARNIVAL CORP COM 143658102 7 300 SH SOLE 300 0 0
CARNIVAL CORP COM 143658102 16 666 SH DEFINED 0 666 0
CATERPILLAR INC DEL COM 149123101 548 16245 SH SOLE 16045 200 0
CATERPILLAR INC DEL COM 149123101 285 8450 SH DEFINED 7500 200 750
CENDANT CORP COM 151313103 10 1000 SH DEFINED 1000 0 0
CENTURYTEL INC COM 156700106 11 426 SH SOLE 426 0 0
CHARTER ONE FINL INC COM 160903100 21 898 SH DEFINED 0 0 898
CHASE MANHATTAN CORP NEW COM 16161A108 442 9592 SH SOLE 9592 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 343 7440 SH DEFINED 4830 900 1710
CHEVRON CORPORATION COM 166751107 1393 16350 SH SOLE 16250 0 100
CHEVRON CORPORATION COM 166751107 438 5149 SH DEFINED 3277 100 1772
CHIRON CORP COM 170040109 22 500 SH DEFINED 0 500 0
CHITTENDEN CORP COM 170228100 8 332 SH SOLE 332 0 0
CINERGY CORP COM 172474108 10 315 SH SOLE 315 0 0
CIRCUIT CITY STORE INC C CITY GRP COM 172737108 71 3100 SH DEFINED 3000 0 100
CIRCUIT CITY STORE INC CARMAX GRP COM 172737306 4 1000 SH SOLE 1000 0 0
CISCO SYS INC COM 17275R102 2229 40363 SH SOLE 39963 200 200
CISCO SYS INC COM 17275R102 1874 33920 SH DEFINED 19930 2280 11710
CITIGROUP INC COM 172967101 1832 33907 SH SOLE 33707 0 200
CITIGROUP INC COM 172967101 1422 26318 SH DEFINED 19592 1924 4802
CITIZENS COMMUNICATIONS CO COM 17453B101 17 1311 SH DEFINED 1311 0 0
COASTAL CORP COM 190441105 14 200 SH SOLE 200 0 0
COCA COLA CO COM 191216100 3256 59090 SH SOLE 55472 550 3068
COCA COLA CO COM 191216100 1582 28712 SH DEFINED 19504 3100 6108
COEUR D'ALENE MINES CORP COM 192108108 0 24 SH DEFINED 0 0 24
COHOES BANCORP INC COM 192513109 8 500 SH DEFINED 0 0 500
COLGATE PALMOLIVE CO COM 194162103 1157 24526 SH SOLE 23926 600 0
COLGATE PALMOLIVE CO COM 194162103 455 9640 SH DEFINED 6040 0 3600
COLONIAL PPTYS TR COM 195872106 21 850 SH DEFINED 850 0 0
COMMERCIAL NET LEASE RLTY COM 202218103 8 800 SH SOLE 800 0 0
COMPAQ COMPUTER CORP COM 204493100 886 32150 SH SOLE 32150 0 0
COMPAQ COMPUTER CORP COM 204493100 198 7200 SH DEFINED 3800 0 3400
COMPUTER ASSOC INTL INC COM 204912109 20 825 SH SOLE 825 0 0
CONAGRA FOODS INC COM 205887102 120 6000 SH SOLE 6000 0 0
CONECTIV INC COM 206829103 16 900 SH SOLE 900 0 0
CONSECO INC COM 208464107 0 2 SH DEFINED 0 2 0
CONSOLIDATED EDISON INC COM 209115104 196 5748 SH SOLE 4898 0 850
CONSOLIDATED EDISON INC COM 209115104 44 1291 SH DEFINED 537 0 754
CONSTELLATION ENERGY CORP COM 210371100 217 4377 SH SOLE 4077 0 300
CONVERGYS CORP COM 212485106 225 5806 SH SOLE 5806 0 0
CONVERGYS CORP COM 212485106 93 2400 SH DEFINED 2400 0 0
COOPER INDS INC COM 216669101 44 1258 SH DEFINED 758 0 500
CORN PRODS INTL INC COM 219023108 3 175 SH SOLE 175 0 0
CORN PRODS INTL INC COM 219023108 9 425 SH DEFINED 225 50 150
CORNING INC COM 219350105 950 3200 SH SOLE 3200 0 0
CORNING INC COM 219350105 415 1400 SH DEFINED 850 0 550
CORPORATE OFFICE PPTYS TR COM 22002T108 49 5000 SH DEFINED 0 0 5000
COSTCO WHSL CORP NEW COM 22160K105 5 150 SH DEFINED 0 0 150
COUNTRYWIDE CR INDS INC DEL COM 222372104 35 937 SH SOLE 937 0 0
COVANCE INC COM 222816100 0 50 SH SOLE 50 0 0
COVANCE INC COM 222816100 0 75 SH DEFINED 75 0 0
CRESCENDO PHARMACEUTICALS COM 225637107 2 113 SH DEFINED 113 0 0
CROWN CORK & SEAL INC COM 228255105 30 2900 SH DEFINED 2900 0 0
CYTEC INDS INC COM 232820100 1 45 SH DEFINED 45 0 0
DQE INC COM 23329J104 12 300 SH DEFINED 300 0 0
DPL INC COM 233293109 27 930 SH DEFINED 930 0 0
DST SYS INC DEL COM 233326107 352 3000 SH DEFINED 3000 0 0
DANA CORP COM 235811106 20 932 SH SOLE 932 0 0
DEERE & CO COM 244199105 143 4300 SH SOLE 4300 0 0
DEERE & CO COM 244199105 49 1500 SH DEFINED 1500 0 0
DELL COMPUTER CORP COM 247025109 922 29926 SH SOLE 29926 0 0
DELL COMPUTER CORP COM 247025109 540 17550 SH DEFINED 10700 0 6850
DELPHI AUTOMOTIVE SYS CORP COM 247126105 28 1867 SH SOLE 1731 0 136
DELPHI AUTOMOTIVE SYS CORP COM 247126105 58 3851 SH DEFINED 1409 69 2373
DELUXE CORP COM 248019101 10 500 SH DEFINED 0 0 500
DISNEY WALT CO COM 254687106 1046 27350 SH SOLE 26750 0 600
DISNEY WALT CO COM 254687106 791 20700 SH DEFINED 9350 0 11350
DOMINION RES INC VA NEW COM 25746U109 851 14661 SH SOLE 14661 0 0
DOMINION RES INC VA NEW COM 25746U109 413 7125 SH DEFINED 4430 2245 450
DONNELLEY R R & SONS CO COM 257867101 2 100 SH DEFINED 0 0 100
DOVER CORP COM 260003108 1274 27150 SH SOLE 26750 0 400
DOVER CORP COM 260003108 309 6600 SH DEFINED 3600 400 2600
DOW CHEM CO COM 260543103 506 20325 SH SOLE 19290 300 735
DOW CHEM CO COM 260543103 396 15900 SH DEFINED 11400 300 4200
DU PONT E I DE NEMOURS & CO COM 263534109 1459 35232 SH SOLE 35132 100 0
DU PONT E I DE NEMOURS & CO COM 263534109 1370 33076 SH DEFINED 22999 3877 6200
DUKE ENERGY CORP COM 264399106 411 4800 SH SOLE 4300 500 0
DUKE ENERGY CORP CO 264399106 251 2928 SH DEFINED 2778 100 50
DUN & BRADSTREET CORP DEL COM 26483B106 137 4000 SH SOLE 4000 0 0
DUN & BRADSTREET CORP DEL COM 26483B106 17 500 SH DEFINED 0 0 500
E M C CORP MASS COM 268648102 535 5400 SH SOLE 5400 0 0
E M C CORP MASS COM 268648102 260 2625 SH DEFINED 2625 0 0
ENSCO INTL INC COM 26874Q100 40 1052 SH SOLE 1052 0 0
EARTHGRAINS CO COM 270319106 0 42 SH DEFINED 0 42 0
EASTMAN CHEM CO COM 277432100 37 1011 SH SOLE 1011 0 0
EASTMAN CHEM CO COM 277432100 16 435 SH DEFINED 8 225 202
EASTMAN KODAK CO COM 277461109 491 12022 SH SOLE 12022 0 0
EASTMAN KODAK CO COM 277461109 116 2854 SH DEFINED 1432 800 622
ECHOSTAR COMMUNICATIONS NEW COM 278762109 5 110 SH DEFINED 0 0 110
EDISON INTL COM 281020107 85 4432 SH SOLE 4432 0 0
EDISON INTL COM 281020107 21 1100 SH DEFINED 600 0 500
EDWARDS LIFESCIENCES CORP COM 28176E108 2 126 SH SOLE 126 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 0 36 SH DEFINED 30 0 6
EDWARDS AG INC COM 281760108 0 3 SH DEFINED 3 0 0
EL PASO ENERGY CORP DEL COM 283905107 6 100 SH DEFINED 0 0 100
ELAN PLC FGN EQ 284131208 73 1350 SH SOLE 1350 0 0
ELAN PLC FGN EQ 284131208 32 600 SH DEFINED 0 0 600
ELECTRONIC DATA SYS NEW COM 285661104 65 1588 SH SOLE 988 0 600
ELECTRONIC DATA SYS NEW COM 285661104 82 1992 SH DEFINED 1200 0 792
EMBRATEL PARTICIPACOES S A FGN EQ 29081N100 27 1500 SH DEFINED 0 1500 0
EMERGE INTERACTIVE INC COM 29088W103 1 100 SH DEFINED 0 100 0
EMERSON ELEC CO COM 291011104 93 1400 SH SOLE 1400 0 0
EMERSON ELEC CO COM 291011104 539 8052 SH DEFINED 7052 1000 0
ENERGEN CORP COM 29265N108 8 300 SH SOLE 300 0 0
ENERGY EAST CORP COM 29266M109 412 18243 SH SOLE 16093 0 2150
ENERGY EAST CORP COM 29266M109 288 12754 SH DEFINED 6444 2710 3600
ENRON CORP COM 293561106 35 400 SH SOLE 400 0 0
ENRON CORP COM 293561106 188 2150 SH DEFINED 100 2050 0
ENTERGY CORP NEW COM 29364G103 184 4950 SH SOLE 4800 0 150
ENTERGY CORP NEW COM 29364G103 126 3400 SH DEFINED 2400 1000 0
ERICSSON L M TEL CO FGN EQ 294821400 222 15040 SH SOLE 15040 0 0
ERICSSON L M TEL CO FGN EQ 294821400 353 23840 SH DEFINED 0 23680 160
EXXON MOBIL CORP COM 30231G102 9135 102510 SH SOLE 98598 500 3412
EXXON MOBIL CORP COM 30231G102 8068 90539 SH DEFINED 67103 8420 15016
F M C CORP COM 302491303 2 40 SH DEFINED 0 0 40
FPL GROUP INC COM 302571104 1086 16515 SH SOLE 16115 0 400
FPL GROUP INC COM 302571104 520 7914 SH DEFINED 6664 0 1250
FAMILY DLR STORES INC COM 307000109 5 300 SH SOLE 300 0 0
FEDERAL NATL MTG ASSN COM 313586109 2833 39635 SH SOLE 37805 650 1180
FEDERAL NATL MTG ASSN COM 313586109 1725 24136 SH DEFINED 18486 1350 4300
FEDERATED DEPT STORES INC COM 31410H101 1 70 SH DEFINED 0 0 70
FEDEX CORP COM 31428X106 177 4000 SH DEFINED 4000 0 0
FST AUSTRALIA PRIME INCOME COM 318653102 5 1200 SH DEFINED 1200 0 0
FIRST DATA CORP COM 319963104 117 3000 SH SOLE 3000 0 0
FIRST DATA CORP COM 319963104 158 4070 SH DEFINED 4000 0 70
FIRST UN CORP COM 337358105 106 3300 SH SOLE 3300 0 0
FIRST UN CORP COM 337358105 99 3080 SH DEFINED 2000 1000 80
FISERV INC COM 337738108 23 400 SH SOLE 400 0 0
FIRSTENERGY CORP COM 337932107 24 904 SH SOLE 904 0 0
FLEETBOSTON FINL CORP COM 339030108 181 4663 SH SOLE 4663 0 0
FLEETBOSTON FINL CORP COM 339030108 69 1782 SH DEFINED 1436 346 0
FLORIDA PROGRESS CORP COM 341109106 2 46 SH SOLE 46 0 0
FLOWERS INDS INC COM 343496105 25 1300 SH SOLE 1300 0 0
FLUOR CORP COM 343861100 18 600 SH DEFINED 0 0 600
FONAR CORP COM 344437108 0 262 SH SOLE 262 0 0
FORD MTR CO DEL COM 345370860 928 36685 SH SOLE 36385 0 300
FORD MTR CO DEL COM 345370860 565 22350 SH DEFINED 12512 1400 8438
FORTUNE BRANDS INC COM 349631101 155 5877 SH SOLE 5877 0 0
FORTUNE BRANDS INC COM 349631101 13 500 SH DEFINED 500 0 0
FRANKLIN RES INC COM 354613101 13 300 SH DEFINED 300 0 0
GPU INC COM 36225X100 0 22 SH DEFINED 0 22 0
GALLAHER GROUP PLC FGN EQ 363595109 65 2801 SH SOLE 2801 0 0
GALLAHER GROUP PLC FGN EQ 363595109 6 300 SH DEFINED 300 0 0
GANNETT INC COM 364730101 10 200 SH SOLE 200 0 0
GANNETT INC COM 364730101 1 30 SH DEFINED 0 0 30
GAP INC DEL COM 364760108 4 225 SH SOLE 225 0 0
GAP INC DEL COM 364760108 2 120 SH DEFINED 0 0 120
GARTNER GROUP INC NEW COM 366651206 4 390 SH SOLE 390 0 0
GENERAL DYNAMICS CORP COM 369550108 50 800 SH DEFINED 0 0 800
GENERAL ELEC CO COM 369604103 16449 285179 SH SOLE 271544 1500 12135
GENERAL ELEC CO COM 369604103 12621 218827 SH DEFINED 131627 35410 51790
GENERAL MILLS INC COM 370334104 78 2200 SH SOLE 2200 0 0
GENERAL MILLS INC COM 370334104 71 2000 SH DEFINED 2000 0 0
GENERAL MTRS CORP COM 370442105 628 9668 SH SOLE 9468 0 200
GENERAL MTRS CORP COM 370442105 531 8170 SH DEFINED 4084 200 3886
GENERAL MTRS CORP CLH NEW COM 370442832 4 108 SH DEFINED 6 0 102
GENUINE PARTS CO COM 372460105 67 3545 SH SOLE 3545 0 0
GENUINE PARTS CO COM 372460105 7 400 SH DEFINED 175 0 225
GILLETTE CO COM 375766102 812 26350 SH SOLE 25450 200 700
GILLETTE CO COM 375766102 580 18800 SH DEFINED 11650 2650 4500
GLAXO WELLCOME PLC FGN EQ 37733W105 30 498 SH SOLE 498 0 0
GLAXO WELLCOME PLC FGN EQ 37733W105 115 1905 SH DEFINED 805 1000 100
GLOBAL MARINE INC COM 379352404 15 500 SH DEFINED 0 500 0
GOLDMAN SACHS GROUP INC COM 38141G104 3 35 SH DEFINED 0 0 35
GOODRICH B F CO COM 382388106 16 418 SH SOLE 418 0 0
GOODRICH B F CO COM 382388106 22 580 SH DEFINED 0 0 580
GOODYEAR TIRE & RUBR CO COM 382550101 42 2348 SH SOLE 2348 0 0
GUIDANT CORP COM 401698105 1191 16856 SH SOLE 14252 0 2604
GUIDANT CORP COM 401698105 570 8072 SH DEFINED 5844 0 2228
HSBC HLDGS PLC FGN E 404280406 42 600 SH DEFINED 0 600 0
HALLIBURTON CO COM 406216101 97 2000 SH SOLE 2000 0 0
HALLIBURTON CO COM 406216101 24 500 SH DEFINED 0 500 0
HANCOCK JOHN FINL SVCS INC COM 41014S106 0 20 SH DEFINED 20 0 0
HARDINGE INC COM 412324303 10 900 SH DEFINED 450 0 450
HARRIS CORP DEL COM 413875105 11 400 SH DEFINED 400 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 12 350 SH SOLE 350 0 0
HEINZ H J CO COM 423074103 1355 36570 SH SOLE 35670 0 900
HEINZ H J CO COM 423074103 700 18900 SH DEFINED 9575 3400 5925
HERCULES INC COM 427056106 21 1500 SH SOLE 1500 0 0
HERCULES INC COM 427056106 6 450 SH DEFINED 0 0 450
HERSHEY FOODS CORP COM 427866108 108 2000 SH SOLE 2000 0 0
HERSHEY FOODS CORP COM 427866108 283 5232 SH DEFINED 0 0 5232
HEWLETT PACKARD CO COM 428236103 1924 19846 SH SOLE 19246 0 600
HEWLETT PACKARD CO COM 428236103 1108 11430 SH DEFINED 8980 1200 1250
HOME DEPOT INC COM 437076102 1318 24849 SH SOLE 23449 350 1050
HOME DEPOT INC COM 437076102 828 15611 SH DEFINED 8530 4600 2481
HON INDS INC COM 438092108 4 200 SH SOLE 200 0 0
HONEYWELL INTL INC COM 438516106 194 5469 SH SOLE 5469 0 0
HONEYWELL INTL INC COM 438516106 142 4000 SH DEFINED 400 800 2800
HOUSEHOLD INTL INC COM 441815107 44 779 SH SOLE 779 0 0
HOUSEHOLD INTL INC COM 441815107 4 80 SH DEFINED 0 0 80
HUDSON RIV BANCORP INC COM 444128102 6 500 SH DEFINED 0 0 500
HUDSON UNITED BANCORP COM 444165104 6 238 SH DEFINED 0 0 238
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