GREAT NORTHERN INSURED ANNUITY CORP
497J, 1996-06-04
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       [LETTERHEAD OF GREAT NORTHERN INSURED ANNUITY CORP. APPEARS HERE]



June 3, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549

Attention:  Ms. Cindy J. Rose
            Office of Insurance Products and Legal Compliance

       Re:  Great Northern Insured Annuity Corporation
            Registration Statement on Form S-1
            File No. 33-78812

Ladies and Gentleman:

Pursuant to Rule 497(j) of the Securities Act of 1933 and in lieu of filing 
under paragraph (b) of Rule 497, the Registration hereby certifies that:

     1. The form of prospectus that would have been filed under Rule 497(b)
        would not have differed from that contained in the most recent amendment
        to the above-referenced registration statement, and

     2. The text of the most recent amendment to the above-referenced 
        registration statement has been electronically filed.

Sincerely,

/s/ J. Neil McMurdie

J. Neil McMurdie
Associate Counsel and
Assistant Vice President


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