GREAT NORTHERN INSURED ANNUITY CORP
497J, 1996-06-04
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              [LETTERHEAD OF GREAT NORTHERN INSURED APPEARS HERE]


June 3, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

Attention:   Ms. Cindy J. Rose
             Office of Insurance Products and Legal Compliance

       Re:   Great Northern Insured Annuity Corporation
             Registration Statement on Form S-1
             File No. 33-62674

Ladies and Gentlemen:

Pursuant to Rule 497(j) of the Securities Act of 1933 and in lieu of filing 
under paragraph (b) of Rule 497, the Registrant hereby certifies that:

       1. The form of prospectus that would have been filed under Rule 497(b)
          would not have differed from that contained in the most recent
          amendment to the above-referenced registration statement, and

       2. The text of the most recent amendment to the above-referenced 
          registration statement has been electronically filed.

Sincerely,

/s/ J. Neil McMurdie

J. Neil McMurdie
Associate Counsel and
Assistant Vice President


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