GREAT NORTHERN INSURED ANNUITY CORP
497J, 1996-06-04
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       [LETTERHEAD OF GREAT NORTHERN INSURED ANNUITY CORP. APPEARS HERE]



June 3,1996




Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549


Attention:   Ms. Cindy J. Rose
             Office of Insurance Products and Legal Compliance

       Re:   Great Northern Insured Annuity Corporation
             Registration Statement on Form S-1
             File No. 33-86410


Ladies and Gentleman:

Pursuant to Rule 497(j) of the Securities Act of 1933 and in lieu of filing 
under paragraph (b) of Rule 497, the Registrant hereby certifies that:

       1.  The form of prospectus that would have been filed under Rule 497(b)
           would not have differed from that contained in the most recent
           amendment to the above-referenced registration statement, and
       2.  The text of the most recent amendment to the above-referenced 
           registration statement has been electonically filed.


Sincerely,


/s/J. Neil McMurdie
J. Neil McMurdie
Associate Counsel and
Assistant Vice President


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