SIMMONS FIRST NATIONAL CORP
8-K, 2000-12-12
NATIONAL COMMERCIAL BANKS
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the Exchange Act of 1934

        Date of Report (Date of earliest event reported) December 11, 2000



                       SIMMONS FIRST NATIONAL CORPORATION
             (Exact name of registrant as specified in its charter)



            Arkansas                  0-6253                   71-0407808
(State or other jurisdiction of     (Commission             (I.R.S. employer
incorporation or organization)      file number)            identification No.)




 501 Main Street, Pine Bluff, Arkansas                             71601
(Address of principal executive offices)                         (Zip Code)



                                 (870)541-1000
              (Registrant's telephone number, including area code)


<PAGE>

ITEM: 5

The following is the text of a press release issued by the registrant at 3:10
P.M. Central Standard Time on December 11, 2000.




FOR RELEASE:      Monday, December 11, 2000


      SIMMONS FIRST NATIONAL CORPORATION DECLARES $0.21 PER SHARE DIVIDEND


     Pine Bluff, AR -- Simmons First National  Corporation's  Board of Directors
declared a regular $0.21 per share  quarterly cash dividend  payable  January 2,
2001, to shareholders  of record  December 21, 2000. This dividend  represents a
$0.01 per share,  or 5.00%  increase  over the previous  quarter and a $0.02 per
share, or 10.53% increase over the dividend paid for the same period
                                                                        in 1999.
     Simmons First National  Corporation is a financial  holding  company,  with
community  banks  in  Pine  Bluff,  Jonesboro,   Lake  Village,  Dumas,  Rogers,
Russellville,  Searcy and El Dorado,  Arkansas.  The  Company's  eight banks are
conducting financial operations from 63 offices in 33 communities.

                               # # # # # # # # # #


FOR MORE INFORMATION CONTACT:

Lawrence Fikes
Vice President, Marketing
Simmons First National Bank
870-541-1438
Ticker symbol:  SFNCA

<PAGE>

                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.


                                        SIMMONS FIRST NATIONAL CORPORATION




Date:    December  11, 2000             /s/ Barry L. Crow
     ----------------------             ----------------------------------------
                                        Barry L. Crow, Executive Vice President
                                          and Chief Financial Officer



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