<TABLE>
<CAPTION>
SUBSIDIARIES OF THE REGISTRANT
Percentage of State of Incorporation
Parent Subsidiary Ownership or Organization
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<S> <C> <C>
First Midwest First Federal Savings Bank 100% Federal
Financial, Inc. of the Midwest
First Midwest Security State Bank 100% Iowa
Financial, Inc.
First Federal Savings First Services Financial 100% Iowa
Bank of the Midwest Limited
First Services Brookings Service 100% South Dakota
Financial Limited Corporation
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The financial statements of First Midwest Financial, Inc. are consolidated
with those of its subsidiaries.