EVEREN UNIT INVESTMENT TRUSTS SERIES 48
497J, 1996-05-16
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                        EVEREN Unit Investment Trusts 
                             77 West Wacker Drive
                            Chicago, Illinois 60601

                                 May 16, 1996


 
Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C. 20549-1004

Attn: Filing Desk, Stop 1-4


     Re:               EVEREN Unit Investment Trusts Series 48     
                         File No. 333-03467 (CIK No. 910916)
                         -----------------------------------


Gentlemen:


     In accordance with the provisions of Rule 497(j) of Regulation C under the 
Securities Act of 1933 (the "Securities Act") this letter serves to certify that
the most recent amendment to the registration statement on Form S-6 for the 
above captioned Trust does not differ from that which would have been filed 
pursuant to Rule 497(b) of the Securities Act. Amendment No. 1, which was the 
most recent Amendment to the Registration Statement, filed electronically with 
the Commission on May 15, 1996.

                                          Very truly yours, 




                                          EVEREN Unit Investment Trusts



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