UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/98
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: J. MICHAEL POLLOCK
Address: 223 WEST NASH STREET
MC 100-01-03-20
WILSON, NC 27894
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: J. MICHAEL POLLOCK
Title: SENIOR VICE PRESIDENT
Phone: (252) 246-4316
Signature, Place, and Date of Signing:
J. MICHAEL POLLOCK WILSON, NC MARCH 31, 1999
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 154
Form 13F Information Table Entry Total: $135,926
List of Other Included Managers:
NONE
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT&T CORPORATION COM 001957109 1381 17190 SH SOLE 17190
AT&T CORPORATION COM 001957109 134 1676 SH DEFINED 1676
ABBOTT LABS COM 002824100 330 6900 SH SOLE 6900
ADDY BROTHERS REALTY INC. COM 005001995 343 500 SH SOLE 500
AEGON N V COM 007924103 370 4148 SH SOLE 4148
AIR PRODUCTS & CHEMICALS INC COM 009158106 846 24010 SH SOLE 24010
AIR PRODUCTS & CHEMICALS INC COM 009158106 44 1250 SH DEFINED 1250
ALLIED-SIGNAL INC. COM 019512102 1038 20697 SH SOLE 20697
ALLIED-SIGNAL INC. COM 019512102 58 1170 SH DEFINED 1170
AMERICAN INTERNATIONAL GROUP COM 026874107 268 2249 SH SOLE 2249
AMERITECH CORP COM 030954101 251 4430 SH SOLE 4430
AMERITECH CORP COM 030954101 92 1620 SH DEFINED 1620
AMGEN INC COM 031162100 1111 14146 SH SOLE 14146
ANHEUSER BUSCH CO INC COM 035229103 352 4750 SH SOLE 4750
ARCHER DANIELS MIDLAND CO COM 039483102 161 10897 SH SOLE 10897
ATLANTIC RICHFIELD COM 048825103 362 4860 SH SOLE 4860
ATLANTIC RICHFIELD COM 048825103 29 400 SH DEFINED 400
BB&T CORPORATION COM 054937107 35440 966012 SH SOLE 965128 884
BB&T CORPORATION COM 054937107 354 9674 SH DEFINED 9674
BP AMOCO PLC ADS L C COM 055622104 969 9388 SH SOLE 9388
BP AMOCO PLC ADS L C COM 055622104 37 363 SH DEFINED 363
BANK OF NEW YORK INC COM 064057102 322 9050 SH SOLE 9050
BANK ONE CORPORATION COM 06423A103 236 4259 SH SOLE 4259
BANK ONE CORPORATION COM 06423A103 167 3022 SH DEFINED 3022
BANKAMERICA CORPORATION NEW COM 06605F102 1827 25740 SH SOLE 25740
BANKAMERICA CORPORATION NEW COM 06605F102 248 3500 SH DEFINED 3500
BECTON DICKINSON & COMPANY COM 075887109 1525 38368 SH SOLE 38368
BELL ATLANTIC CORP COM 077853109 247 4695 SH SOLE 4695
BELL ATLANTIC CORP COM 077853109 111 2125 SH DEFINED 2125
BELLSOUTH CORPORATION COM 079860102 2070 51208 SH SOLE 51208
BELLSOUTH CORPORATION COM 079860102 241 5978 SH DEFINED 5978
BRISTOL MYERS SQUIBB CO. COM 110122108 1149 17750 SH SOLE 17750
CAROLINA POWER & LIGHT CO COM 144141108 403 10409 SH SOLE 10409
CAROLINA POWER & LIGHT CO COM 144141108 31 800 SH DEFINED 800
CHASE MANHATTAN CORP COM 16161A108 213 2600 SH SOLE 2600
CHEVRON CORP COM 166751107 455 5114 SH SOLE 5114
CISCO SYSTEMS INC COM 17275R102 2827 25715 SH SOLE 25715
CISCO SYSTEMS INC COM 17275R102 128 1170 SH DEFINED 1170
CITIGROUP INC COM 172967101 1423 22206 SH SOLE 22206
CITIGROUP INC COM 172967101 193 3012 SH DEFINED 3012
COCA COLA CO COM 191216100 2888 45670 SH SOLE 45670
COCA COLA CO COM 191216100 48 770 SH DEFINED 770
COLGATE PALMOLIVE COMPANY COM 194162103 690 7382 SH SOLE 7382
COMPUTER ASSOCIATES COM 204912109 759 21167 SH SOLE 21167
COMPUTER ASSOCIATES COM 204912109 30 862 SH DEFINED 862
DELL COMPUTER CORP COM 247025109 358 9000 SH SOLE 9000
DILMAR OIL COMPANY INC COM 253993109 152 12046 SH SOLE 12046
WALT DISNEY COM 254687106 783 23892 SH SOLE 23892
WALT DISNEY COM 254687106 45 1395 SH DEFINED 1395
E.I. DUPONT DE NEMOURS COMPANY COM 263534109 474 8188 SH SOLE 8188
E.I. DUPONT DE NEMOURS COMPANY COM 263534109 32 561 SH DEFINED 561
DUKE ENERGY CORP COM 264399106 1778 31973 SH SOLE 31973
DUKE ENERGY CORP COM 264399106 15 284 SH DEFINED 284
EASTMAN KODAK CO COM 277461109 266 4114 SH SOLE 4114
EMERSON ELECTRIC CO COM 291011104 404 7650 SH SOLE 7650
EXXON CORPORATION COM 302290101 2313 32446 SH SOLE 32446
EXXON CORPORATION COM 302290101 298 4188 SH DEFINED 4188
FPL GROUP COM 302571104 659 12250 SH SOLE 12250
FB FIRST BANKING COMPANY OF COM 319286100 675 33750 SH SOLE 33750
FIRST UNION CORP COM 337358105 508 9469 SH SOLE 9469
FORD MOTOR COMPANY COM 345370100 288 5100 SH SOLE 5100
GTE CORPORATION COM 362320103 358 5931 SH SOLE 5931
GTE CORPORATION COM 362320103 8 144 SH DEFINED 144
GENERAL ELECTRIC COMPANY COM 369604103 4856 42862 SH SOLE 42862
GENERAL ELECTRIC COMPANY COM 369604103 530 4680 SH DEFINED 4680
GENERAL MOTORS CORP. COM 370442105 278 3185 SH SOLE 3185
GILLETTE COMPANY COM 375766102 1245 20676 SH SOLE 20676
GILLETTE COMPANY COM 375766102 54 900 SH DEFINED 900
HEWLETT PACKARD COM 428236103 1461 21185 SH SOLE 21185
HEWLETT PACKARD COM 428236103 48 700 SH DEFINED 700
HOME DEPOT INC COM 437076102 2640 41586 SH SOLE 41586
HOME DEPOT INC COM 437076102 137 2158 SH DEFINED 2158
ILLINOIS TOOL WORKS COM 452308109 1157 18817 SH SOLE 18817
ILLINOIS TOOL WORKS COM 452308109 62 1010 SH DEFINED 1010
INTEL CORP. COM 458140100 1592 13100 SH SOLE 13100
INTERNATIONAL BUSINESS MACHINE COM 459200101 392 2200 SH SOLE 2200
JEFFERSON PILOT CORP COM 475070108 1460 21316 SH SOLE 21316
JEFFERSON PILOT CORP COM 475070108 60 885 SH DEFINED 885
JOHNSON & JOHNSON COM 478160104 1549 16654 SH SOLE 16654
JOHNSON & JOHNSON COM 478160104 208 2240 SH DEFINED 2240
KIMBERLY-CLARK CORP. COM 494368103 837 17321 SH SOLE 17321
KIMBERLY-CLARK CORP. COM 494368103 39 820 SH DEFINED 820
LIBERTY CORPORATION COM 530370105 239 4604 SH SOLE 4604
LIBERTY CORPORATION COM 530370105 156 3000 SH DEFINED 3000
ELI LILLY & CO. COM 532457108 738 8400 SH SOLE 8400
LUCENT TECHNOLOGIES INC COM 549463107 1088 10157 SH SOLE 10157
LUCENT TECHNOLOGIES INC COM 549463107 116 1083 SH DEFINED 1083
MASCO CORPORATION COM 574599106 339 11900 SH SOLE 11900
MAY DEPARTMENT STORES COM 577778103 716 18583 SH SOLE 18583
MAY DEPARTMENT STORES COM 577778103 38 1005 SH DEFINED 1005
MCDONALDS CORP. COM 580135101 1610 35780 SH SOLE 35780
MCDONALDS CORP. COM 580135101 52 1160 SH DEFINED 1160
MEAD CORPORATION COM 582834107 218 7200 SH SOLE 7200
MEDIA ONE GROUP INE COM 58440J104 264 4047 SH SOLE 4047
MEDIA ONE GROUP INE COM 58440J104 17 272 SH DEFINED 272
MEDTRONIC INC COM 585055106 1685 23527 SH SOLE 23527
MEDTRONIC INC COM 585055106 75 1060 SH DEFINED 1060
MERCK & CO. INC. COM 589331107 2810 34174 SH SOLE 34174
MERCK & CO. INC. COM 589331107 345 4200 SH DEFINED 4200
MERRILL LYNCH & COMPANY COM 590188108 1385 15116 SH SOLE 15116
MERRILL LYNCH & COMPANY COM 590188108 93 1020 SH DEFINED 1020
MICROSOFT COM 594918104 6093 65520 SH SOLE 65520
MICROSOFT COM 594918104 234 2520 SH DEFINED 2520
MOBIL CORPORATION COM 607059102 1288 14620 SH SOLE 14620
MOBIL CORPORATION COM 607059102 87 990 SH DEFINED 990
MORGAN STANLEY DEAN WITTER COM 617446448 217 2142 SH SOLE 2142
NORFOLK SOUTHERN CORPORATION COM 655844108 978 35435 SH SOLE 35435
NORFOLK SOUTHERN CORPORATION COM 655844108 30 1095 SH DEFINED 1095
ORACLE CORP COM 68389X105 412 15334 SH SOLE 15334
PEPSICO INCORPORATED COM 713448108 1377 34535 SH SOLE 34535
PEPSICO INCORPORATED COM 713448108 233 5850 SH DEFINED 5850
PFIZER INC. COM 717081103 3303 23232 SH SOLE 23232
PFIZER INC. COM 717081103 132 930 SH DEFINED 930
PHILLIP MORRIS COMPANIES INC COM 718154107 209 5560 SH SOLE 5560
PIEDMONT NATURAL GAS INC. COM 720186105 205 5948 SH SOLE 5948
PITNEY BOWES COM 724479100 249 3900 SH SOLE 3900
PROVIDIAN FINL CORP COM 74406A102 934 8375 SH SOLE 8375
RITE-AID INC. COM 767754104 201 7500 SH SOLE 7500
ROYAL DUTCH PETROLEUM CO COM 780257804 326 6250 SH SOLE 6250
SBC COMMUNICATIONS INC. COM. COM 78387G103 1896 40785 SH SOLE 40785
SBC COMMUNICATIONS INC. COM. COM 78387G103 154 3326 SH DEFINED 3326
SAFEWAY INC COM 786514208 209 4000 SH SOLE 4000
SARA LEE COM 803111103 1238 48810 SH SOLE 48810
SARA LEE COM 803111103 43 1730 SH DEFINED 1730
SCANA CORP COM 805898103 388 17626 SH SOLE 17626
SCANA CORP COM 805898103 4 200 SH DEFINED 200
SCHERING PLOUGH COM 806605101 1306 23200 SH SOLE 23200
SCHLUMBERGER LIMITED COM 806857108 325 5250 SH SOLE 5250
SONOCO PRODUCTS COMPANY COM 835495102 184 7842 SH SOLE 7842
SONOCO PRODUCTS COMPANY COM 835495102 27 1155 SH DEFINED 1155
SOUTHERN CO. COM 842587107 320 13800 SH SOLE 13800
SOUTHTRUST CORPORATION COMMON COM 844730101 264 7125 SH SOLE 7125
SOUTHWEST AIRLS CO COM 844741108 282 9000 SH SOLE 9000
SPRINT CORP COM 852061100 479 4900 SH SOLE 4900
SUN MICROSYSTEMS INC. COM 866810104 1372 10900 SH SOLE 10900
SUNTRUST BANKS COM 867914103 1046 16694 SH SOLE 16694
SUNTRUST BANKS COM 867914103 62 990 SH DEFINED 990
TECO ENERGY INC. COM 872375100 305 15290 SH SOLE 15290
TELLABS INC COM 879664100 300 3100 SH SOLE 3100
TEXACO INC COM 881694103 496 8600 SH SOLE 8600
TEXAS INSTRUMENTS INC COM 882508104 335 3400 SH SOLE 3400
UNISYS CORP COM 909214108 202 7000 SH SOLE 7000
U S WEST INC NEW COM 91273H101 381 6896 SH SOLE 6896
U S WEST INC NEW COM 91273H101 62 1124 SH DEFINED 1124
WACHOVIA CORPORATION COM 929771103 2841 35624 SH SOLE 35624
WACHOVIA CORPORATION COM 929771103 239 3000 SH DEFINED 3000
WAL MART STORES COM 931142103 230 2425 SH SOLE 2425
WARNER - LAMBERT CO. COM 934488107 321 4800 SH SOLE 4800
WARNER - LAMBERT CO. COM 934488107 341 5100 SH DEFINED 5100
WELLMAN INC COM 949702104 271 30000 SH SOLE 30000
THE WOOD MORTUARY COM 961998028 205 82 SH SOLE 82
WINN DIXIE STORES INC. COM 974280109 868 23169 SH SOLE 23169
WINN DIXIE STORES INC. COM 974280109 7 192 SH DEFINED 192
XEROX CORP COM 984121103 211 4100 SH SOLE 4100
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