UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/98
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: J. MICHAEL POLLOCK
Address: 223 WEST NASH STREET
MC 100-01-03-20
WILSON, NC 27894
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: J. MICHAEL POLLOCK
Title: SENIOR VICE PRESIDENT
Phone: (252) 246-4316
Signature, Place, and Date of Signing:
J. MICHAEL POLLOCK WILSON, NC MARCH 31, 1999
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 28
Form 13F Information Table Entry Total: $8,557
List of Other Included Managers:
NONE
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
BB&T CORPORATION COM 054937107 205 5590 SH SOLE 4390 1200
BB&T CORPORATION COM 054937107 183 5000 SH DEFINED 5000
BANKAMERICA CORPORATION NEW COM 06605F102 205 2894 SH SOLE 2894
BANKAMERICA CORPORATION NEW COM 06605F102 61 867 SH DEFINED 867
BRISTOL MYERS SQUIBB CO COM 110122108 449 6945 SH SOLE 6945
BRISTOL MYERS SQUIBB CO COM 110122108 103 1600 SH DEFINED 1600
CAPITAL ONE FINANCIAL CORP COM 14040H105 378 2556 SH SOLE 2556
CAPITAL ONE FINANCIAL CORP COM 14040H105 286 1931 SH DEFINED 1931
CHESAPEAKE CORP COM 165159104 904 33500 SH SOLE 33500
CHESAPEAKE CORP COM 165159104 16 600 SH DEFINED 600
COCA COLA CO COM 191216100 654 10350 SH SOLE 10350
E I DUPONT NUMOURS COM 263534109 101 1746 SH SOLE 1746
E I DUPONT NUMOURS COM 263534109 181 3125 SH DEFINED 3125
EXXON CORP COM 302290101 384 5388 SH SOLE 5288 100
EXXON CORP COM 302290101 165 2324 SH DEFINED 2324
FIRST UNION CORP COM 337358105 155 2888 SH SOLE 2888
FIRST UNION CORP COM 337358105 192 3578 SH DEFINED 3578
GTE CORP COM 362320103 178 2950 SH SOLE 2850 100
GTE CORP COM 362320103 24 400 SH DEFINED 400
GENERAL ELEC CO COM 369604103 1134 10010 SH SOLE 10010
GENERAL ELEC CO COM 369604103 173 1529 SH DEFINED 1529
MERCK & CO INC COM 589331107 404 4918 SH SOLE 4918
MERCK & CO INC COM 589331107 28 344 SH DEFINED 344
PFIZER INC COM 717081103 432 3045 SH SOLE 3045
PFIZER INC COM 717081103 11 82 SH DEFINED 82
PHILIP MORRIS COS INC COM 718154107 181 4800 SH SOLE 4800
PHILIP MORRIS COS INC COM 718154107 22 600 SH DEFINED 600
SCHERING PLOUGH CORP COM 806605101 1348 23950 SH SOLE 23950
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