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EXHIBIT 23(d)
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
We hereby consent to the incorporation by reference in the Registration
Statement on Form S-4 of BB&T Corporation of our report dated January 21, 2000
from BankFirst Corporation's 1999 annual report on Form 10-K. We also consent to
the reference to us under the heading "Experts" in the Registration Statement.
/s/ Crowe, Chizek and Company LLP
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Crowe, Chizek and Company LLP
Louisville, Kentucky
November 16, 2000
