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Exhibit 23(e)
CONSENT OF FINANCIAL ADVISORS
We hereby consent to the inclusion in this Registration Statement on
Form S-4 of our opinion, dated as of November 17, 2000 and to the references to
our firms in the Proxy Statement/Prospectus. In giving such consent, we do not
thereby admit that we come within the category of persons whose consent is
required under Section 7 of the Securities Act of 1933 or the Rules and
Regulations of the Securities and Exchange Commission thereunder.
/s/ Southard Financial
Southard Financial
/s/ Gerrish & McCreary LLC Consultants
Gerrish & McCreary LLC Consultants
November 16, 2000
