GNA VARIABLE ANNUITY SEPARATE ACCOUNT
497J, 1996-06-04
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       [LETTERHEAD OF GREAT NORTHERN INSURED ANNUITY CORP. APPEARS HERE]




June 3, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

Attention:  Ms. Cindy J. Rose
            Office of Insurance Products and Legal Compliance

       Re:  GNA Variable Investment Account
            Registration Statement on Form N-4
            File No. 33-78810

Ladies and Gentleman:

Pursuant to Rule 497(i) of the Securities Act of 1933 and in lieu of filing 
under paragraph (c) of Rule 497, the Registrant hereby certifies that:

     1. The form of prospectus and Statement of Additional Information that
        would have been filed under Rule 497(c) would not have differed from
        that contained in the most recent amendment to the above-referenced
        registration statement, and

     2. The text of the most recent amendment to the above-referenced 
        registration statement has been electronically filed.

Sincerely,

/s/ J. Neil McMurdie

J. Neil McMurdie
Associate Counsel and
Assistant Vice President


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