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[LETTERHEAD OF GNA APPEARS HERE]
June 3, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
Attention: Ms. Cindy J. Rose
Office of Insurance Products and Legal Compliance
Re: GNA Variable Investment Account
Registration Statement on Form N-4
File No. 33-86412
Ladies and Gentleman:
Pursuant to Rule 497(j) of the Securities Act of 1933 and in lieu of filing
under paragraph (c) of Rule 497, the Registrant hereby certifies that:
1. The form of propsectus and Statement of Additional Information that
would have been filed under Rule 497(c) would not have differed from
that contained in the most recent amendment to the above-referenced
registration statement, and
2. The text of the most recent amendment to the above-referenced
registration statement has been electronically filed.
Sincerely,
/s/ J. Neil McMurdie
J. Neil McMurdie
Associate Counsel and
Assistant Vice President
