CAPITAL ONE FINANCIAL CORP
10-Q, EX-27, 2000-08-14
PERSONAL CREDIT INSTITUTIONS
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<TABLE> <S> <C>


<ARTICLE>                                      9
<CIK>                                          0000927628
<NAME>                                         COFC
<MULTIPLIER>                                   1,000
<CURRENCY>                                     US Dollars

<S>                             <C>
<PERIOD-TYPE>                   3-mos
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Apr-01-2000
<PERIOD-END>                                   Jun-30-2000
<EXCHANGE-RATE>                                1
<CASH>                                         100,999
<INT-BEARING-DEPOSITS>                         78,226
<FED-FUNDS-SOLD>                               10,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    1,507,770
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        11,382,780
<ALLOWANCE>                                    (407,000)
<TOTAL-ASSETS>                                 15,126,891
<DEPOSITS>                                     5,288,927
<SHORT-TERM>                                   2,773,050
<LIABILITIES-OTHER>                            1,242,944
<LONG-TERM>                                    4,176,394
                          0
                                    0
<COMMON>                                       1,997
<OTHER-SE>                                     1,643,579
<TOTAL-LIABILITIES-AND-EQUITY>                 15,126,891
<INTEREST-LOAN>                                511,886
<INTEREST-INVEST>                              22,845
<INTEREST-OTHER>                               1,776
<INTEREST-TOTAL>                               536,507
<INTEREST-DEPOSIT>                             63,619
<INTEREST-EXPENSE>                             172,549
<INTEREST-INCOME-NET>                          363,958
<LOAN-LOSSES>                                  151,010
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                742,264
<INCOME-PRETAX>                                181,491
<INCOME-PRE-EXTRAORDINARY>                     0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   112,525
<EPS-BASIC>                                  0.57
<EPS-DILUTED>                                  0.54
<YIELD-ACTUAL>                                 18.35
<LOANS-NON>                                    0
<LOANS-PAST>                                   775,832
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               372,000
<CHARGE-OFFS>                                  (168,572)
<RECOVERIES>                                   54,826
<ALLOWANCE-CLOSE>                              407,000
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0


</TABLE>


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