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EXHIBIT 23-A INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in this Registration Statement of Union Acceptance Corporation Employee Stock Purchase Plan on Form S-8 of our report dated July 21, 2000, appearing in the Annual Report on Form 10-K of Union Acceptance Corporation for the year ended June 30, 2000. /s/ Deloitte & Touche LLP Deloitte & Touche LLP Indianapolis, Indiana October 25, 2000
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